Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account.
1. A system for transferring funds to a mobile commerce account, the system comprising:
a consumer-operated kiosk, wherein the consumer-operated kiosk includes—
a funds receiving portion configured to receive funds from a user;
a funds counting portion configured to count the funds received from the user to determine a value;
memory storing one or more display pages configured to receive information from the user to facilitate transferring at least a portion of the value to one or more mobile commerce accounts usable via a mobile device of the user;
a display configured to display the one or more display pages;
a user interface configured to receive input from the user in response to the display pages, wherein the input includes: identification information associated with the user, mobile commerce account information, and/or transfer value information; and
at least one communication device configured to exchange information with one or more processing devices separate from the kiosk; and
at least one remote computer configured to receive information from the at least one communication device, wherein the information is associated with the input received from the user, and wherein the at least one remote computer is configured to respond to the information by facilitating transfer of the portion of the value to the one or more mobile commerce accounts,
wherein, in response to the transfer of the portion of the value to the one or more mobile commerce accounts, the mobile device is configured to display a plurality of transaction options that can be executed by the mobile device, wherein the plurality of transaction options include at least two of transferring all or part of the portion of the value to a bank account, transferring all or part of the portion of the value to a loyalty program, transferring all or part of the portion of the value to a virtual gift card, or transferring all or part of the portion of the value to a mobile wallet.
2. The system of claim 1 wherein the funds receiving portion is configured to receive paper currency from the user.
3. The system of claim 1 wherein the funds receiving portion is configured to receive coins from the user.
4. The system of claim 1 :
wherein the one or more display pages include a request for contact information,
wherein the user interface is configured to receive the contact information from the user in response to the request,
wherein the at least one remote computer is configured to receive the contact information from the at least one communication device,
wherein the remote computer is configured to send a message to the user via the contact information, and
wherein the message is configured to confirm that the portion of funds have been transferred to the one or more mobile commerce accounts.
5. The system of claim 1 :
wherein the one or more display pages include a request for a telephone number associated with the mobile device of the user,
wherein the user interface is configured to receive the telephone number from the user in response to the request,
wherein the at least one remote computer is configured to receive the telephone number from the at least one communication device,
wherein the remote computer is configured to send a message to the mobile device of the user via the telephone number, and
wherein the message is configured to confirm that the portion of funds have been transferred to the one or more mobile commerce accounts.
6. The system of claim 1 :
wherein the one or more display pages include a request for an email address of the user,
wherein the user interface is configured to receive the email address from the user in response to the request,
wherein the at least one remote computer is configured to receive the email address from the at least one communication device,
wherein the remote computer is configured to send a message to the email address of the user, and
wherein the message is configured to confirm that the portion of funds have been transferred to the one or more mobile commerce accounts.
7. The system of claim 1 wherein the at least one communication device includes a wireless transceiver configured to send information to the mobile device of the user positioned in the proximity of the kiosk, wherein the information causes the mobile device to display a message to the user confirming that the portion of the value has been transferred to the one or more mobile commerce accounts.
8. The system of claim 1 :
wherein the one or more display pages include a request for contact information,
wherein the user interface is configured to receive the contact information from the user in response to the request,
wherein the at least one communication device is configured to send an electronic message to the user via the contact information, and
wherein the message is configured to confirm that the portion of funds have been transferred to the one or more mobile commerce accounts.
9. The system of claim 1 :
wherein the one or more display pages include a request for a telephone number associated with the mobile device of the user,
wherein the user interface is configured to receive telephone number from the user in response to the request,
wherein the at least one communication device includes a wireless transceiver configured to send a wireless message to the mobile device of the user via the telephone number, and
wherein the message is configured to confirm that the portion of funds have been transferred to the one or more mobile commerce accounts.
10. The system of claim 1 :
wherein the one or more display pages include a request for contact information,
wherein the user interface is configured to receive the contact information from the user in response to the request,
wherein the at least one remote computer is configured to receive amount information from the at least one communication device, the amount information defining the portion of the value to be transferred to the one or more mobile commerce accounts,
wherein the remote computer is further configured to send a message to the kiosk at least partially in response to receiving the amount information, the message confirming that the amount has been transferred to the one or more mobile commerce accounts, and
wherein the at least one communication device is configured to send a message to the user via the contact information in response to receiving the message from the remote computer, the message confirming that the amount has been transferred to the one or more mobile commerce accounts.
11. A method for transferring funds to a mobile commerce account, the method comprising:
receiving funds from a user at a consumer-operated kiosk having a user interface;
counting the funds at the kiosk to determine a value;
receiving a selection from the user via the user interface of the kiosk, wherein the selection is associated with a mobile commerce account usable via a mobile device of the user;
in response to receiving the selection, sending information from the kiosk to a remote computer, wherein the information causes the remote computer to add at least a portion of the value to an amount of funds available to the user via the mobile commerce account; and
in response to the remote computer adding the portion of the value to the mobile commerce account, causing the mobile device to display a plurality of transaction options that can be executed by the mobile device, wherein the plurality of transaction options include at least two of transferring all or part of the portion of the value to a bank account, transferring all or part of the portion of the value to a loyalty program, transferring all or part of the portion of the value to a virtual gift card, or transferring all or part of the portion of the value to a mobile wallet.
12. The method of claim 11 wherein receiving funds from the user includes receiving paper currency from the user.
13. The method of claim 11 wherein receiving funds from the user includes receiving a plurality of coins from the user.
14. The method of claim 11 wherein sending the information from the kiosk includes sending first information, and wherein the method further comprises:
receiving, at the kiosk, confirmation from the remote computer that the portion of the value has been added to the mobile commerce account; and
in response to receiving the confirmation, wirelessly sending second information from the kiosk to the mobile device of the user, wherein the second information indicates that the amount of funds available to the user via the mobile commerce account has been increased by the portion of the value.
15. The method of claim 11 , wherein sending the information from the kiosk includes sending first information, and wherein the method further comprises:
after receiving the selection from the user, receiving a telephone number from the user via the user interface;
after sending the first information from the kiosk to the remote computer, receiving, at the kiosk, confirmation from the remote computer that the portion of the value has been added to the mobile commerce account; and
in response to receiving the confirmation, wirelessly sending second information from the kiosk to the telephone number, wherein the second information indicates that the amount of funds available to the user via the mobile commerce account has been increased by the portion of the value.
16. The method of claim 11 , wherein sending the information from the kiosk includes sending first information, and wherein the method further comprises:
after receiving the selection from the user, receiving an email address from the user via the user interface;
after sending the first information from the kiosk to the remote computer, receiving, at the kiosk, confirmation from the remote computer that the portion of the value has been added to the mobile commerce account; and
in response to receiving the confirmation, wirelessly sending second information from the kiosk to the email address, wherein the second information indicates that the amount of funds available to the user via the mobile commerce account has been increased by the portion of the value.
17. The method of claim 11 , wherein sending the information from the kiosk includes sending first information, and wherein the method further comprises:
after receiving the selection from the user, displaying, via the user interface, a first message instructing the user to provide a telephone number associated with the mobile device;
in response to displaying the first message, receiving a telephone number from the user via the user interface;
after sending the first information from the kiosk to the remote computer, receiving, at the kiosk, confirmation from the remote computer that the portion of the value has been added to the mobile commerce account; and
wirelessly sending second information from the kiosk to the mobile device via the telephone number, wherein the second information indicates that the amount of funds available to the user via the mobile commerce account has been increased by the portion of the value.
18. The method of claim 11 wherein sending the information from the kiosk includes sending first information, and wherein the method further comprises:
receiving, at the kiosk, confirmation from the remote computer that the portion of the value has been added to the mobile commerce account; and
in response to receiving the confirmation, wirelessly sending second information from the kiosk to the mobile device of the user;
wherein, at least partially in response to receiving the second information, the mobile device displays a message to the user indicating that the amount of funds available to the user via the mobile commerce account has been increased by the portion of the value, and
wherein, after displaying the message, the mobile device displays the plurality of transaction options to the user.