IP Library Granted Patent US 11,443,299
Granted Patent B2
US 11,443,299 · App. 16/691,286 · Granted Sep 13, 2022

Gift card use notification

Inventor: Melissa Hoar (Columbus, OH)
Assignee: Comenity LLC
G06Q20/342G06Q30/016H04L67/26H04L51/22
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Quick Facts
Patent No.
US 11,443,299
App. No.
16/691,286
Granted
Sep 13, 2022
Kind
B2
Abstract

A system and method for gift card use notification is disclosed. The method receives at a gift card use notification system, an indication that a specific gift card was used for a purchase. The information from the notice is used to identify the customer that had given the specific gift card. Contact information for the customer that had given the specific gift card is determined. The gift card use notification system provides to the customer, via the contact information, a use notification indicating that the specific gift card had been used.

Claims (81)

1. A method for gift card use notification, the method comprising:

receiving, at a credit account management system, a request for a specific gift card to be provided from a credit account of a customer to a second party,

said request comprising:

an amount to be allocated to said specific gift card, and

an identifier for said second party;

generating a sub-account from said credit account, comprising:

allocating a part of said credit account to form a sub-account;

setting a credit limit on said sub-account to said amount to be allocated;

assigning a virtual account number (VAN) to said sub-account; and

generating said specific gift card using said VAN of said sub-account, said specific gift card is generated in a digital format;

electronically transmitting, from said credit account management system and to a mobile device of said second party, said specific gift card, wherein no funds are taken from said credit account of said customer until said specific gift card is used;

automatically adding said specific gift card to a digital wallet on said mobile device of said second party when said specific gift card is received at said mobile device of said second party;

receiving, at a gift card use notification system, an indication that said specific gift card was used for a purchase;

using an information from the indication to identify said customer that had given the specific gift card;

determining a contact information for the customer that had given the specific gift card; and

providing, from the gift card use notification system and to the customer via the contact information, a use notification indicating that the specific gift card had been used.

2. The method of claim 1 , wherein the indication comprises:

a unique identifier for the specific gift card.

3. The method of claim 1 , wherein the specific gift card is a short-term authorized pass.

4. The method of claim 1 , wherein the contact information for the customer is a physical mailing address and the use notification is sent to the physical mailing address.

5. The method of claim 1 , wherein the contact information for the customer is an email address and the use notification is sent to the email address.

6. The method of claim 1 , wherein the contact information for the customer is a number for a mobile device; and

the use notification is sent to the mobile device via a mobile device communications method from the group consisting of: a voice call, a text message, and an alert to an application operating on the mobile device.

7. The method of claim 1 , wherein the use notification further comprises:

an amount of money spent; and

a location where the specific gift card was used.

8. A non-transitory computer-readable medium for storing instructions, the instructions comprising:

one or more instructions which, when executed by one or more processors, cause one or more processors to:

receive, at a credit account of a customer and from a customer, a request for a specific gift card to be generated from said credit account of said customer and provided to a second party,

said request comprises an amount to be allocated to said specific gift card;

receive, at said credit account of said customer and from said customer, an identifier for said second party;

generate a sub-account from said credit account, wherein said one or more processors:

allocate a part of said credit account to form a sub-account;

set a credit limit on said sub-account to said amount identified by said customer;

assign a virtual account number (VAN) to said sub-account;

link said VAN of said sub-account to said credit account; and

generate said specific gift card using said VAN of said sub-account, said specific gift card generated in a digital format;

electronically transmit, from said credit account of said customer and to a mobile device of said second party, said specific gift card, wherein no funds are taken from said credit account of said customer until said specific gift card is used, said electronic transmission includes an instruction to cause said specific gift card to be automatically added to a digital wallet on said mobile device of said second party when said specific gift card is received at said mobile device of said second party;

receive, at a gift card use notification system, a notice that said specific gift card has been used for a purchase;

use, at the gift card use notification system, an information from the notice to identify said customer that had given the specific gift card;

determine, at the gift card use notification system, a contact information for the customer that had given the specific gift card;

generate, at the gift card use notification system, a use notification for the specific gift card; and

provide, from the gift card use notification system and to the customer via the contact information, the use notification.

9. The non-transitory computer-readable medium of claim 8 , where the specific gift card is a short-term authorized pass.

10. The non-transitory computer-readable medium of claim 8 , wherein the notice further comprises:

a unique identifier for the specific gift card.

11. The non-transitory computer-readable medium of claim 8 , wherein the use notification further comprises:

an amount of money spent; and

a location where the specific gift card was used.

12. The non-transitory computer-readable medium of claim 8 , wherein the contact information for the customer is a number for a mobile device; and

the use notification is sent to the mobile device via a mobile device communications method from the group consisting of: a voice call, a text message, and an alert to an application operating on the mobile device.

13. The non-transitory computer-readable medium of claim 8 , wherein the contact information for the customer is a physical mailing address and the use notification is sent to the physical mailing address.

14. The non-transitory computer-readable medium of claim 8 , wherein the contact information for the customer is an email address and the use notification is sent to the email address.

15. A system comprising:

a memory;

a storage; and

one or more processors to:

receive, at a credit account of a customer and from a customer, a request for a specific gift card to be generated from said credit account of said customer and provided to a second party,

said request comprises an amount to be allocated to said specific gift card;

receive, at said credit account of said customer and from said customer, an identifier for said second party;

generate a sub-account from said credit account, wherein said one or more processors:

allocate a part of said credit account to form a sub-account;

set a credit limit on said sub-account to said amount identified by said customer;

assign a virtual account number (VAN) to said sub-account;

link said VAN of said sub-account to said credit account; and

generate said specific gift card using said VAN of said sub-account, said specific gift card generated in a digital format;

electronically transmit, from said credit account of said customer and to a mobile device of said second party, said specific gift card, wherein no funds are taken from said credit account of said customer until said specific gift card is used, said electronic transmission includes an instruction to cause said specific gift card to be automatically added to a digital wallet on said mobile device of said second party when said specific gift card is received at said mobile device of said second party;

receive a notice that said specific gift card has been used for a purchase;

use an information from the notice to identify said customer that had given the specific gift card;

determine a contact information for the customer that had given the specific gift card;

generate a use notification that the specific gift card has been used; and

provide the use notification to the customer via the contact information for the customer.

16. The system of claim 15 , wherein the specific gift card is a short-term authorized pass.

17. The system of claim 15 , wherein the notice further comprises:

a unique identifier for the specific gift card.

18. The system of claim 15 , wherein the use notification further comprises:

an amount of money spent; and

a location where the specific gift card was used.

19. The system of claim 15 , wherein the contact information for the customer is a number for a mobile device; and

the use notification is sent to the mobile device via a mobile device communications method from the group consisting of: a voice call, a text message, and an alert to an application operating on the mobile device.

20. The system of claim 15 , wherein the contact information for the customer is an email address and the use notification is sent to the email address.

Assignments (2)
MERGER AND CHANGE OF NAME Recorded Mar 21, 2023
From: COMENITY LLC; BREAD FINANCIAL PAYMENTS, INC
To: BREAD FINANCIAL PAYMENTS, INC.
Reel/Frame 063125/0756 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 21, 2019
From: HOAR, MELISSA
To: COMENITY LLC
Reel/Frame 051081/0394 →
Continuity (2)
Provisional Application 62892764 · Aug 28, 2019
Related Publication 20210065161A1 · Mar 4, 2021
Cited By (2)
US 12,541,610 US 12,664,565