Computer method and graphical user interface for identity management using blockchain
According to embodiments, possession of a private key is replaced with possession of a registered personal electronic device, such as a smartphone, as proof of identity. Registration on a blockchain includes publishing a person's public key and registering the person's IMEI (Hardware ID) Hash, according to an embodiment. Registration on the blockchain gives others a way to verify that a transaction was signed by the person and sent from the person's personal electronic device by transmitting a challenge message to the person as a digital challenge, and verifying that the person possesses a corresponding private key by responding with an encrypted message that can be decrypted to display the original message.
1. A computer method for verifying a secure global identity (ID), comprising:
receiving, into a server computer, a global ID verification challenge from a counterparty via a network interface;
reading, with the server computer, encrypted ID data from one or more non-transitory computer readable memories;
transmitting, from the server computer, the global ID verification challenge to a personal electronic device of a particular person;
receiving, with the server computer, an acknowledgement of the global ID verification challenge from the personal electronic device via an input into a GUI of the personal electronic device by the particular person to whom the global ID corresponds; and
transmitting, from the server computer, a response to the global ID verification challenge to the counterparty.
2. The computer method for verifying a secure global ID of claim 1 , further comprising:
reading, with the server computer, personal electronic device access data.
3. The computer method for verifying a secure global ID of claim 1 , further comprising:
parsing, with the server computer, the encrypted ID data to obtain a verified identifier of a personal electronic device corresponding to the global ID.
4. The computer method for verifying a secure global ID of claim 1 , further comprising:
accessing, with the server computer, a first plurality of ID proof references to verify the global ID;
generating, with the server computer, an ID confidence interval as a function of a strength of the first plurality of ID proof references; and
transmitting the ID confidence interval from the server computer to the counterparty.
5. The computer method for verifying a secure global ID of claim 1 , wherein the transmitting of the global ID verification challenge to the personal electronic device comprises transmitting a requirement to provide a biometric proof; and
wherein the receiving of the acknowledgement of the global ID verification challenge comprises enabling the acknowledgement using the biometric proof.
6. The computer method for verifying a secure global ID of claim 4 , further including:
accessing, with the server computer, a second plurality of ID proof references to verify the global ID;
generating, with the server computer, an ID confidence interval as a function of a strength of the second plurality of ID proof references; and
transmitting the ID confidence interval from the server computer to the counterparty.
7. The computer method for verifying a secure global ID of claim 4 , wherein the accessing of the first plurality of the ID proof references to verify the global ID comprises:
accessing a web page of a first ID proof reference;
entering a first account number corresponding to the particular person;
screen scraping displayed first account information; and
parsing a first attribute of the first account.
8. The computer method for verifying a secure global ID of claim 6 , wherein the transmitting of the global ID verification challenge to the personal electronic device includes transmitting at least a partial list of the first plurality of ID proof references to the personal electronic device;
wherein the receiving of the acknowledgement includes receiving a designation of at least a subset of the at least partial list of the first plurality of ID proof references; and
wherein the second plurality of ID proof references is equal to the designated at least a subset of the at least partial list of the first plurality of ID proof references.
9. The computer method for verifying a secure global ID of claim 6 , wherein the accessing of the second plurality of the ID proof references to verify the global ID comprises:
parsing a first attribute associated with a first ID proof reference;
parsing a first attribute associated with a second ID proof reference; and
comparing the respective first attributes to determine a match between the first attributes.
10. The computer method for verifying a secure global ID of claim 9 , wherein the first attributes comprise matching residential addresses.
11. The computer method for verifying a secure global ID of claim 9 , wherein the first attributes comprise respective digital photographs of the particular person.
12. The computer method for verifying a secure global ID of claim 6 , wherein the accessing of the second plurality of the ID proof references to verify the global ID comprises:
parsing a first attribute associated with a first ID proof reference;
parsing a second attribute associated with a second ID proof reference; and
comparing the first and the second attributes to determine a match between the first and the second attributes.
13. The computer method for verifying a secure global ID of claim 12 , wherein the first attribute comprises a reference to the second attribute associated with the second ID proof reference;
whereby the second attribute forms a recursive validation of the first attribute.
14. The computer method for verifying a secure global ID of claim 13 , wherein the first attribute comprises an account number associated with the second ID proof reference.
15. The computer method for verifying a secure global ID of claim 1 , wherein the receiving of the acknowledgement of the global ID verification challenge from the personal electronic device includes authorizing, by the particular person, shopping via an e-commerce website, a purchase via the personal electronic device using the GUI, wherein the method is initiated by the particular person selecting a tokenized credit card for payment of the purchase.
16. The computer method for verifying a secure global ID of claim 1 ,
wherein the counterparty is a lender, and
receiving of the acknowledgement of the global ID verification challenge from the personal electronic device comprises:
presenting, via a GUI displayed by the personal electronic device, a list of information from ID references requested by a lender; and
receiving, at the server computer, an agreement from the particular person to proceed with providing the information and completing an online application for credit or a loan from the lender.