Systems and methods for generating an inventory of personal possessions of a user for insurance purposes

1. A computing system for generating a list of possessions associated with a user, the computing system including at least one processor in communication with at least one memory device, the at least one processor configured to:

receive image data including at least one possession of the user;

analyze the image data to identify the at least one possession;

update a user profile associated with the user to include the identified at least one possession;

determine, from the image data, additional information is needed to accurately estimate a value associated with the identified at least one possession;

generate and transmit an additional information prompt to a user computing device associated with the user for the additional information, the additional information comprising one or more text documents including at least one selected from a group consisting of an authentication document, an ownership document, and a receipt;

receive, from the user computing device, the additional information;

estimate, using the additional information including the one or more text documents, the value associated with the identified at least one possession;

generate a first reward having a value representative of the additional information provided in the one or more text documents received from the user computing device; and

update the user profile to include the estimated value associated with the identified at least one possession stored in association with the identified at least one possession.

2. The computing system of claim 1 , wherein the at least one processor is further configured to determine the additional information is needed using at least one selected from a group consisting of machine learning and artificial intelligence.

3. The computing system of claim 1 , wherein to receive image data includes to receive the image data from the user computing device.

4. The computing system of claim 1 , wherein the at least one processor is further configured to generate and transmit a results message to the user computing device, the results message generated based at least in part upon at least one possession of the identified at least one possession, the estimated value associated with the identified at least one possession, and the additional information.

5. The computing system of claim 4 , wherein the results message includes the first reward and a second reward, the second reward having a value proportional to the estimated value associated with the identified at least one possession.

6. The computing system of claim 4 , wherein the results message is configured to cause a digital character to be displayed on the user computing device in association with the identified at least one possession.

7. The computing system of claim 1 , wherein the at least one processor is further configured to generate and transmit a final inventory to an insurance provider device based at least in part upon the estimated value associated with the identified at least one possession.

8. A computer-implemented method for generating a list of possessions associated with a user, the method implemented on a computer device including at least one processor in communication with at least one memory device, said method comprising:

receiving image data including at least one possession of the user;

analyzing the image data to identify the at least one possession;

updating a user profile associated with the user to include the identified at least one possession;

determining, from the image data, additional information is needed to accurately estimate a value associated with the identified at least one possession;

generating and transmitting an additional information prompt to a user computing device associated with the user for the additional information, the additional information comprising one or more text documents including at least one selected from a group consisting of an authentication document, an ownership document, and a receipt;

receiving, from the user computing device, the additional information;

estimating, using the additional information including the one or more text documents, the value associated with the identified at least one possession;

generating a first reward having a value representative of the additional information provided in the one or more text documents received from the user computing device; and

updating the user profile to include the estimated value associated with the identified at least one possession stored in association with the identified at least one possession.

9. The method of claim 8 , wherein determining additional information comprises determining additional information is needed using at least one of machine learning and artificial intelligence.

10. The method of claim 8 , wherein receiving image data comprises receiving image data from the user computing device.

11. The method of claim 8 , further comprising generating and transmitting a results message to the user computing device, the results message generated based at least in part upon at least one possession of the identified at least one possession, the estimated value associated with the identified at least one possession, and the additional information.

12. The method of claim 11 , wherein the results message includes the first reward and a second reward, the second reward having a value proportional to the estimated value associated with the identified at least one possession.

13. The method of claim 11 , wherein the results message is configured to cause a digital character to be displayed on the user computing device in association with the identified at least one possession.

14. The method of claim 8 , further comprising generating and transmitting a final inventory to an insurance provider device based at least in part upon the estimated value associated with the identified at least one possession.

15. At least one non-transitory computer-readable media having computer-executable instructions thereon, wherein when executed by at least one processor of a computing device, cause the at least one processor to:

receive image data including at least one possession of a user;

analyze the image data to identify the at least one possession;

update a user profile associated with the user to include the identified at least one possession;

determine, from the image data, additional information is needed to accurately estimate a value associated with the identified at least one possession;

generate and transmit an additional information prompt to a user computing device associated with the user for the additional information, the additional information comprising one or more text documents including at least one selected from a group consisting of an authentication document, an ownership document, and a receipt;

receive, from the user computing device, the additional information;

estimate, using the additional information, the value associated with the identified at least one possession;

generate a first reward having a value representative of the additional information provided in the one or more text documents received from the user computing device; and

update the user profile to include the estimated value associated with the identified at least one possession stored in association with the identified at least one possession.

16. The computer-readable media of claim 15 , wherein to determine additional information is needed, the computer-readable media cause the at least one processor to determine additional information is needed using at least one of machine learning and artificial intelligence.

17. The computer-readable media of claim 15 , wherein to receive image data includes to receive the image data from the user computing device.

18. The computer-readable media of claim 15 , further causing the at least one processor to generate and transmit a results message to the user computing device, the results message generated based at least in part upon at least one possession of the identified at least one possession, the estimated value associated with the identified at least one possession, and the additional information.

19. The computer-readable media of claim 18 , wherein the results message includes the first reward and a second reward, the second reward having a value proportional to the estimated value associated with the identified at least one possession.

20. The computer-readable media of claim 18 , wherein the results message is configured to cause a digital character to be displayed on the user computing device in association with the identified at least one possession.