ADMINISTERING CLAIMS INVOLVING LARGE MEMBER GROUPS UTILIZING SPECIFICALLY PROGRAMMED METHODS AND COMPUTER SYSTEMS
A method for claim processing is presented. The method includes receiving client data comprising potential claims, each potential claim initiated by multiple claimants. The method also includes identifying a first set of potential claims qualifying for a class based on eligibility criteria. The method further includes receiving an update to the eligibility criteria. The method still further includes identifying a second set of potential claims qualifying for the class based on the updated eligibility criteria. The method still further includes calculating a settlement distribution difference between the first set of potential claims and the second set of potential claims.
1 . A method for claim processing by a claim processing computer system, comprising:
receiving client data comprising a plurality of potential claims, each potential claim initiated by a plurality of claimants;
identifying a first set of potential claims from the plurality of potential claims qualifying for a class based on eligibility criteria;
receiving an update to the eligibility criteria;
identifying a second set of potential claims from the plurality of potential claims qualifying for the class based on the updated eligibility criteria; and
calculating a settlement distribution difference between the first set of potential claims and the second set of potential claims.
2 . The method of claim 1 , wherein the plurality of potential claims lack information for distributing compensation when a claimant submits a claim for adjudication.
3 . The method of claim 1 , further comprising identifying the second set of potential claims based on historical data corresponding to the plurality of potential claims.
4 . The method of claim 1 , wherein a time difference between receiving the update and calculating the settlement distribution is less than a threshold.
5 . The method of claim 1 , further comprising:
receiving a plurality of claim submissions related to the plurality of potential claims;
adjudicating the plurality of claim submissions to determine a plurality of eligible claims; and
determining a pro-rata distribution among the plurality of eligible claims.
6 . The method of claim 5 , further comprising assigning a distribution priority among the plurality of eligible claims.
7 . The method of claim 5 , further comprising:
receiving a plurality of correspondence related to the plurality of claim submissions;
associating each of the plurality of correspondence with a claim submission of the plurality of claim submissions.
8 . The method of claim 7 , further comprising generating an audit trial for the associated correspondences.
9 . The method of claim 1 , further comprising:
identifying at least one of duplicate claims and duplicate transactions within a claim;
matching transactions; and
determining out-of-balance transactions.
10 . An apparatus, comprising:
a memory; and
at least one processor coupled to the memory, the at least one processor configured:
to receive client data comprising a plurality of potential claims, each potential claim initiated by a plurality of claimants;
to identify a first set of potential claims from the plurality of potential claims qualifying for a class based on eligibility criteria;
to receive an update to the eligibility criteria;
to identify a second set of potential claims from the plurality of potential claims qualifying for the class based on the updated eligibility criteria; and
to calculate a settlement distribution difference between the first set of potential claims and the second set of potential claims.
11 . The apparatus of claim 10 , wherein the plurality of potential claims lack information for distributing compensation when a claimant submits a claim for adjudication.
12 . The apparatus of claim 10 , wherein the at least one processor is further configured to identify the second set of potential claims based on historical data corresponding to the plurality of potential claims.
13 . The apparatus of claim 10 , wherein a time difference between receiving the update and calculating the settlement distribution is less than a threshold.
14 . The apparatus of claim 10 , wherein the at least one processor is further configured:
to receive a plurality of claim submissions related to the plurality of potential claims;
to adjudicate the plurality of claim submissions to determine a plurality of eligible claims; and
to determine a pro-rata distribution among the plurality of eligible claims.
15 . The apparatus of claim 14 , wherein the at least one processor is further configured to assign a distribution priority among the plurality of eligible claims.
16 . The apparatus of claim 14 , wherein the at least one processor is further configured:
to receive a plurality of correspondence related to the plurality of claim submissions;
to associate each of the plurality of correspondence with a claim submission of the plurality of claim submissions.
17 . The apparatus of claim 16 , wherein the at least one processor is further configured to generate an audit trial for the associated correspondences.
18 . The apparatus of claim 10 , wherein the at least one processor is further configured:
to identify at least one of duplicate claims and duplicate transactions within a claim;
to match transactions; and
to determine out-of-balance transactions.
19 . A non-transitory computer-readable medium having program code recorded thereon, the program code executed by a processor and comprising:
program code to receive client data comprising a plurality of potential claims, each potential claim initiated by a plurality of claimants;
program code to identify a first set of potential claims from the plurality of potential claims qualifying for a class based on eligibility criteria;
program code to receive an update to the eligibility criteria;
program code to identify a second set of potential claims from the plurality of potential claims qualifying for the class based on the updated eligibility criteria; and
program code to calculate a settlement distribution difference between the first set of potential claims and the second set of potential claims.