SYSTEM AND METHOD FOR FACILITATING SECURE SELF PAYMENT TRANSACTIONS OF RETAIL GOODS
Disclosed herein are various embodiments for systems and methods for self-payment and verification of the purchase of retail goods and services. According to an embodiment of the invention, a method for verifying the purchase using a mobile electronic device in wireless communication with a payment verification system and a code generating system is provided, the method comprising the steps of: receiving from a consumer information identifying an item for purchase; receiving from a consumer information identifying payment means for purchasing the item for purchase; processing the information identifying the item for purchase and information identifying payment means and generating a unique QR code indicating a purchase of the item; sending the unique QR code to a mobile device for display by a consumer to the vendor of the item for purchase.
1 - 7 . (canceled)
8 . A smartphone comprising:
a camera, the camera configured to capture data related to a plurality of items to be purchased;
a processor coupled to the camera;
communication circuitry configured to send the data related to the plurality of items to a server, the communication circuitry further configured to receive a unique code from the server, the unique code identifying transaction information corresponding to the plurality of items and associated with a data record stored in a database, the data record at least identifying the plurality of items; and
a touch screen display configured to display a graphical representation of the unique code to a retailer device to enable the retailer device to scan the graphical representation of the unique code and to verify and complete a purchase transaction of the plurality of items.
9 . The smartphone of claim 8 , wherein the touch screen display is configured to receive payment information.
10 . The smartphone of claim 8 , wherein the touch screen display is configured to receive user information.
11 . The smartphone of claim 10 , wherein the user information is consumer information.
12 . The smartphone of claim 10 , wherein the user information is personal shopper assistant information.
13 . The smartphone of claim 8 , wherein the graphical representation is a bar code, a QR code or an image.
14 . The smartphone of claim 8 , wherein the unique code is scanned by a retailer electronic device, a kiosk or a point-of-service (POS) device.
15 . The smartphone of claim 8 , wherein the retailer device is a server.
16 . The smartphone of claim 8 , wherein the unique code is displayed in connection with a return and/or exchange transaction.
17 . A mobile communication device comprising:
a camera, the camera configured to capture data related to a plurality of items to be purchased;
a processor coupled to the camera;
communication circuitry configured to send the data related to the plurality of items to a server, the communication circuitry further configured to receive a unique code from the server, the unique code identifying transaction information corresponding to the plurality of items and associated with a data record stored in a remotely located database, the data record identifying the plurality of items; and
a display configured to display a graphical representation of the unique code to a retailer device to enable the retailer device to scan the graphical representation of the unique code and to verify and complete a purchase transaction of the plurality of items.
18 . A system comprising:
a mobile device including a camera, the camera configured to capture information related to a plurality of items to be purchased;
a processor in communication with storage, the processor configured to execute instructions stored in the storage to:
receive payment information related to the items,
forward the information related to the items and the payment information to a server,
receive a unique code from the server, the unique code identifying transaction information to purchase the items and identifying a data record stored in a database, the data record identifying the items and identifying the payment information for the items; and
a display configured to display the unique code to a retailer device to enable the retailer device to scan the unique code, verify and complete the transaction.