IP Library Granted Patent US 11,610,189
Granted Patent B2
US 11,610,189 · App. 17/085,773 · Granted Mar 21, 2023

Videoconferencing with a customer device

Inventor: W. Edward Crooks (Copley, OH)
Assignee: Diebold Nixdorf Incorporated
G06Q20/1085G06K19/06037G06Q20/18G06Q20/3276G06Q30/016G06Q40/02G07F19/202G07F19/203G07F19/206G07F19/211H04B5/0031H04W4/80H04W76/14H04W84/12
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Quick Facts
Patent No.
US 11,610,189
App. No.
17/085,773
Granted
Mar 21, 2023
Kind
B2
Abstract

In an example embodiment, there is described herein an automated banking machine with a user interface that enables a customer perform a financial transaction. The automated banking machine also comprises a first interface for communicating with a remote service provide and a second interface that can communicate with a customer service device. Upon receiving an input from the customer requesting assistance, the automated banking machine establishes a communication link between the remote service provider and the customer device. The communication link enables audio, video, or a combination of audio and video data to be sent between the customer device and the remote service provider.

Claims (38)

1. A method, comprising:

operating a controller of an automated banking machine that comprises a user interface, a transaction function device, a first interface coupled with a first network providing communications with a remote service provider, and a second interface operable to communicate with a mobile device, wherein the controller is coupled with the user interface, the transaction function device, the first interface, and the second interface, to perform financial transactions employing the transaction function device based on data obtained via the user interface;

establishing, by the controller a communication link that comprises a wireless communication link between the mobile device via the second interface and the remote service provider via the first interface responsive to an input received via the user interface; and

wherein the wireless communication link allows a customer to employ the mobile device to communicate via the wireless communication link with a remote service provider while the customer is conducting a financial transaction.

2. The method according to claim 1 , wherein the wireless communication link provides audio and video data between the mobile device and the remote service provider.

3. The method according to claim 2 , wherein the controller is operable to provide data representative of an interface for performing the financial transaction to the mobile device, and not displaying transactional data on the user interface.

4. The method according to claim 2 , further comprising providing, by the controller, an interface for performing the financial transaction on the user interface.

5. The method according to claim 1 , wherein the transaction function device is selected from a group consisting of a cash dispenser, a cash acceptor, a check acceptor, and a cash recycler.

6. The method according to claim 1 , wherein the user interface comprises an input device selected from a group consisting of a card reader, a keypad, a wireless receiver, an optical scanner, and a touch screen input.

7. The method according to claim 1 , wherein the user interface comprises an output device selected from a group consisting of a video display, a receipt printer, an audio output, and a wireless transmitter.

8. The method according to claim 1 , wherein the second interface employs one of a group consisting of BLUETOOTH and WIFI for communicating with the mobile device.

9. A method comprising:

operating a controller of an automated banking machine banking machine coupled with a user interface, a transaction function device, a first interface coupled with a first network providing communications with a remote service provider, and a second interface operable to communicate with a mobile device to perform financial transactions employing the transaction function device based on data obtained via the user interface;

causing, by the controller a visual indicia that comprises a quick response code to display on the user interface to enable the mobile device to establish a communication link between the mobile device and the controller;

receiving an input via the user interface that comprises data from the quick response code; and

establishing, by the controller, wireless communication link between the mobile device and the second interface and a second communication link between the remote service provider and the first interface responsive to receiving the input;

wherein the wireless communication link and the second communication link allows the mobile device via the second interface to wirelessly communicate with the remote service provider via the first interface while the customer is performing the financial transaction.

10. The method according to claim 9 wherein the wireless communication link and the second communication link provides audio and video data between the mobile device and the remote service provider.

11. The method according to claim 9 , providing, by the controller data representative of an interface for performing the financial transaction to the mobile device, and not displaying transactional data on the user interface.

12. The method according to claim 9 , wherein the second interface employs one of a group consisting of BLUETOOTH and WIFI for communicating with the mobile device.

13. The method according to claim 9 ,

wherein the transaction function device is selected from a group consisting of a cash dispenser, a cash acceptor, a check acceptor, and a cash recycler;

wherein the user interface comprises an input device selected from a group consisting of a card reader, a keypad, a wireless receiver, an optical scanner, and a touch screen input; and

wherein the user interface comprises an output device selected from a group consisting of a video display, a receipt printer, an audio output, and a wireless transmitter.

14. The method according to claim 9 , further comprising providing, by the controller keying information in the quick response code presented to the mobile device to establish the communication link between the mobile device and the second interface.

15. A method, comprising:

operating a controller of an automated banking machine coupled with a user interface that comprises a near field communication transceiver, a transaction function device, a first interface coupled with a first network providing communications with a remote service provider, and a second interface operable to communicate with a mobile device to perform financial transactions employing the transaction function device based on data obtained via the user interface;

receiving an input via the user interface; and

establishing, by the controller employing the near field communication transceiver, a wireless communication link between the mobile device via the second interface and the remote service provider via the first interface responsive to receiving the input;

wherein the wireless communication link allows a customer to employ the mobile device to communicate via the wireless communication link with a remote service provider while the customer is conducting a financial transaction.

16. The method according to claim 15 , further comprising sending, by the controller, keying information to the mobile service device for via the near field communication transceiver to establish the communication link between the mobile device and the second interface.

17. The method according to claim 15 , wherein the second interface employs one of a group consisting of BLUETOOTH and WIFI for communicating with the mobile device.

18. The method according to claim 15 , wherein the wireless communication link provides audio and video data between the mobile device and the remote service provider.

19. The method according to claim 15 , further comprising providing, by the controller, data representative of an interface for performing the financial transaction to the mobile device, and not displaying transactional data on the user interface.

20. The method according to claim 15 ,

wherein the transaction function device is selected from a group consisting of a cash dispenser, a cash acceptor, a check acceptor, and a cash recycler;

wherein the user interface comprises an input device selected from a group consisting of a card reader, a keypad, a wireless receiver, an optical scanner, and a touch screen input; and

wherein the user interface comprises an output device selected from a group consisting of a video display, a receipt printer, an audio output, and a wireless transmitter.

Assignments (19)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 062293/0976) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0124 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 062294/0014) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0079 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - 2025 EUR Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062294/0014 →
PATENT SECURITY AGREEMENT - 2025 USD NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062293/0976 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 1, 2021
From: CROOKS, W. EDWARD
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 055096/0583 →