Granted Patent B1

US 11,954,225 · App. 17/087,212 · Granted Apr 9, 2024

Inventors: Damien Guenther (Newport, RI); Megan Klein (San Francisco, CA); Chris McClennen (Charlotte, NC); Joy Middleton-Saulny (Smyrna, GA); Kathleen Evelyn Senior (Charlotte, NC)

Assignee: Wells Fargo Bank, N.A.

G06F21/6245G06F21/629

Abstract

Claims (60)

1. A method implemented on an electronic computing device to manage data associated with a user, the method comprising:

sending a selectable data privacy preference option to a user electronic computing device, wherein the data privacy preference option is associated with a usage of a user's data by a plurality of applications, and wherein the selectable data privacy preference option includes:

a first display including a first option to request to view a first portion or all of the user's data that was collected by the plurality of applications; and

a second display including a second option to request to periodically delete a second portion or all of the user's data that was collected by the plurality of applications, wherein the second display includes a selectable option adjacent to a listing of each of the plurality of applications within the second portion;

receiving an election associated with the data privacy preference option from the user electronic computing device, the election including selection of the selectable option adjacent to the listing of at least one of the plurality of applications;

storing the election in a data store;

receiving a request from an application of the plurality of applications for data associated with a plurality of users;

retrieving the data associated with the plurality of users from a plurality of data sources;

based on the stored election, determining whether the user elected to allow the application access to the user's data; and

upon determining that the user elected to not allow the application access to the user's data, filtering the data associated with the plurality of users to exclude the user's data;

wherein the selectable data privacy preference option includes a third option to allow at least one of the plurality of applications access to the user's data or to deny at least one of the plurality of applications access to the user's data.

2. The method of claim 1 , further comprising:

sending the data to the application.

3. The method of claim 1 , further comprising:

upon determining that the user elected to allow the application access to the user's data, sending the data, including the user's data, to the application.

4. The method of claim 1 further comprising:

associating the election with a user identifier that is unique to the user.

5. The method of claim 1 , further comprising:

upon retrieving the data associated with the plurality of users from the plurality of data sources, determining whether the user's data is among the data associated with the plurality of users; and

upon determining that the user's data is not among the data associated with the plurality of users, sending the data associated with the plurality of users to the application.

6. The method of claim 1 , wherein the selectable data privacy preference option is one among a plurality of selectable data privacy preference options.

7. The method of claim 1 , wherein the user's data includes one or more of: name, date of birth, social security number, phone number, address, marital status, salary, financial products purchased by the user, financial account balances, purchase history, deposit and withdrawal history, account number for each of the user's financial accounts and a unique user identifier.

8. An electronic computing device, comprising:

a processing unit; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the electronic computing device to:

cause a user electronic computing device to display a selectable data privacy preference option to a user, wherein the data privacy preference option is associated with a usage of the user's data by a plurality of applications, and wherein the selectable data privacy preference option includes:

a first display including a first option to request to view a first portion or all of the user's data that was collected by the one or more plurality of applications; and

a second display including second option to request to periodically delete a second portion or all of the user's data that was collected by the plurality of applications wherein the second display includes a selectable option adjacent to a listing of each of the plurality of applications within the second portion;

receive an election associated with the data privacy preference option, the election including selection of the selectable option adjacent to the listing of at least one of the plurality of applications;

store the election in a data store;

receive a request from an application of the plurality of applications for data associated with a plurality of users;

retrieve the data associated with the plurality of users from a plurality of data sources;

based on the stored election, determine whether the user elected to allow the application access to the user's data; and

upon determining that the user elected to not allow the application access to the user's data, filter the data associated with the plurality of users to exclude the user's data;

wherein the selectable data privacy preference option includes a third option to allow at least one of the plurality of applications access to the user's data or to deny at least one of the plurality of applications access to the user's data.

9. The electronic computing device of claim 8 , wherein the instructions further cause the electronic computing device to: send the data to the application.

10. The electronic computing device of claim 8 , wherein the instructions further cause the electronic computing device to:

upon determining that the user elected to allow the application access to the user's data, send the data, including the user's data, to the application.

11. The electronic computing device of claim 8 , wherein the instructions further cause the electronic computing device to:

upon retrieving the data associated with the plurality of users from the plurality of data sources, determine whether the user's data is among the data associated with the plurality of users; and

upon determining that the user's data is not among the data associated with the plurality of users, send the data associated with the plurality of users to the application.

12. The electronic computing device of claim 8 , wherein the selectable data privacy preference option is one among a plurality of selectable data privacy preference options.

13. The electronic computing device of claim 8 , wherein the user's data includes one or more of: name, date of birth, social security number, phone number, address, marital status, salary, financial products purchased by the user, financial account balances, purchase history, deposit and withdrawal history and account number for each of the user's financial accounts.

14. A financial institution electronic computing device comprising:

a processing unit; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the financial institution electronic computing device to:

receive identification information associated with a user from a user electronic computing device;

authenticate the user based on the identification information;

send three or more selectable data privacy preference options to the user electronic computing device to display, wherein:

each of the one or more data privacy preference options is associated with a usage of the user's data by a plurality of applications;

one of the three or more selectable data privacy options includes a first option to allow at least one of the plurality of applications access to the user's data or to deny at least one of the plurality of applications access to the user's data;

one of the three or more selectable data privacy options includes a second option to request to view a first portion or all of the user data that was collected by the plurality of applications;

one of the three or more selectable data privacy options includes a third option to request to periodically delete a second portion or all of the user data that was collected by the plurality of applications associated with a financial institution, wherein a selectable option is displayed adjacent to a listing of each of the plurality of applications within the second portion;

receive an election associated with each of the three or more data privacy preference options from the user electronic computing device, the election including selection of the selectable option adjacent to the list of at least one of the plurality of applications;

store each election in a data store;

receive a request from a requesting application for data associated with a plurality of users, wherein the requesting application is one of the plurality of applications;

retrieve the data associated with the plurality of users from a plurality of data sources;

based on each election, determine whether the user elected to allow the requesting application access to the user's data;

upon determining that the user elected to not allow the requesting application access to the user's data, filter the data associated with the plurality of users to exclude the user's data; and

send the data to the requesting application.

Assignments (2)

Cited By (8)

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