System and method for adjusting privacy policies

1. A method of generating an adaptable customized privacy protection charter (PPC) for a user computing device and for controlling online interactions with a digital services provider (DSP) comprising:

a. defining an initial PPC based on a set of user data categories, a set of user data sensitivity ratings, and privacy ratings for a category-sensitivity rating pair within a privacy rating protection field;

wherein said initial PPC is adapted to be used by a software agent configured for privacy management executing on a computing device configured to engage with the DSP on behalf of the user;

b. monitoring the user's interactions with the software agent during data sessions with the DSP to identify dynamic user privacy preferences for modifying the initial PPC that are based on:

i. identifying interactions occurring subsequent to step (a) that are associated by the software agent with user behavior deviating from said initial PPC; and

ii. identifying life events for the user occurring subsequent to step (a) that are associated by the software agent with potential changes in user privacy preferences;

c. identifying proposed changes to said initial PPC based on said dynamic user privacy preferences;

d. presenting said proposed changes to the user;

e. creating an adapted PPC based on modifying said initial PPC in accordance with user feedback to said proposed changes.

2. The method of claim 1 further including a step: monitoring other users' interactions with DSPs to identify potential privacy changes to said initial PPC.

3. The method of claim 2 , further including a step: creating users clusters based on clustering behavior of other users to identify relationships between behavioral variables.

4. The method of claim 3 further including a step: developing a plurality of models based on said clusters.

5. The method of claim 4 , further including a step: assigning the user to one of said plurality of models.

6. The method of claim 1 wherein step (e) is performed before step (d) and such that said proposed changes are automatically implemented into said adapted PPC without further user approval.

7. The method of claim 1 wherein the user is enabled to accept or reject said proposed changes.

8. The method of claim 1 wherein said user's interactions are journaled and selectively replayed during step (d) to explain said proposed changes.

9. The method of claim 1 wherein the user is initially assigned a first behavioral model which is overwritten by said adapted PPC.

10. The method of claim 1 wherein said initial PPC is adapted to be used by a software agent configured for privacy management within a web browser executing on a first computing device and/or an application interface executing on a second phone based computing device.

11. The method of claim 1 wherein during step (b) the dynamic user privacy preferences are further based on identifying changes in privacy policy parameters of a DSP as part of a new data session with such DSP.

12. A system for generating an adaptable customized privacy protection charter (PPC) for a user computing device and for controlling online interactions with a digital services provider (DSP) comprising:

hardware computing components capable of executing one or more executable software routines adapted to:

a. define an initial PPC based on a set of user data categories, a set of user data sensitivity ratings, and privacy ratings for a category-sensitivity rating pair within a privacy rating protection field;

wherein said initial PPC is adapted to be used by a software agent configured for privacy management executing on a computing device configured to engage with a DSP on behalf of the user;

b. monitor the user's interactions with the software agent during data sessions with the DSP to identify dynamic user privacy preferences that differ from said initial PPC; the software agent further being configured to:

i. identify subsequent interactions that are associated by the software agent with user behavior deviating from said initial PPC; and

ii. identify subsequent life events for the user that are associated by the software agent with potential changes in user privacy preferences;

c. identify proposed changes to said initial PPC based on said dynamic user privacy preferences;

d. present said proposed changes to the user;

e. create an adapted PPC based on modifying said initial PPC in accordance with user feedback to said proposed changes.

13. The system of claim 12 wherein the dynamic user privacy preferences are further based on identifying changes in privacy policy parameters of a DSP as part of a new data session with such DSP.

14. A method of generating an adaptable customized privacy protection charter (PPC) for a user computing device and for controlling online interactions with a digital services provider (DSP) comprising:

a. defining an initial PPC based on a set of user data categories, a set of user data sensitivity ratings, and privacy ratings for a category-sensitivity rating pair within a privacy rating protection field;

wherein said initial PPC is adapted to be used by a software agent configured for privacy management executing on a computing device configured to engage with the DSP on behalf of the user;

b. monitoring the user's interactions with the software agent during data sessions with the DSP to identify a first set of dynamic user privacy preferences for modifying the initial PPC that are based on:

i. identifying interactions occurring subsequent to step (a) that are associated by the software agent with user behavior deviating from said initial PPC; and

ii. identifying life events for the user occurring subsequent to step (a) that are associated by the software agent with potential changes in user privacy preferences;

c. monitoring a data market value assigned by the DSP to selected user privacy data that is not currently authorized for access by the DSP to identify a second set of dynamic user privacy preferences for the user;

d. identifying proposed changes to said initial PPC based on said first and second dynamic user privacy preferences;

e. presenting said proposed changes to the user;

f. creating an adapted PPC based on modifying said initial PPC in accordance with user feedback to said proposed changes;

g. providing a credit to the user when they adopt said second set of dynamic user privacy preferences for said selected user privacy data.

15. The method of claim 14 wherein during step (b) the dynamic user privacy preferences are further based on identifying changes in privacy policy parameters of a DSP as part of a new data session with such DSP.

16. The method of claim 14 wherein said data market value is assigned by a separate market intermediary computing system.

17. The method of claim 16 wherein said data market value is derived by the market intermediary computing system based on an auction price determined for said selected user privacy data.

18. The method of claim 16 wherein said data market value is derived by the market intermediary computing system based on features of said selected user privacy data including location information.

19. The method of claim 16 wherein said data market value is derived by the market intermediary computing system based on temporal features of said selected user privacy data.

20. The method of claim 16 wherein said data market value is derived by the market intermediary computing system based on supply and demand of said selected user privacy data.