Systems and methods for personalized transactions and individualized payment by associating device with joint transaction

1. A computer-implemented method for managing personalized joint transactions created by individualized transaction item ownership or payment enabled by associating device and service location service location indicia, the method comprising:

receiving information identifying the mobile devices of one or more parties to a joint transaction and information identifying a service location indicia as a result of associating the mobile devices of the one or more parties to the joint transaction with the service location indicia;

receiving payment preferences from each of the one or more parties to the joint transaction, the payment preferences identifying the mobile devices of the one or more parties to the joint transaction and the service location indicia;

prompting an association of a mobile device of a customer service representative with the service location indicia after delivery of requested products or services to the one or more parties to the joint transaction;

determining amounts owed by each party to the joint transaction;

receiving a payment transaction authorization from the mobile device of each party to the joint transaction; and

processing the payment transaction for each party to the joint transaction.

2. The computer-implemented method of claim 1 , wherein the payment preference of a party to the joint transaction includes one or more of,

whether a party to the joint transaction has selected to split the joint transaction amount for a requested product or service with one or more other parties to the joint transaction; and

whether a party to the joint transaction has selected to pay an additional amount for tip or gratuity.

3. The computer-implemented method of claim 1 , wherein the payment preferences are associated with each product or service, and

wherein determining the amounts owed by a party to the joint transaction is based on products or services requested by the party to the joint transaction, transaction amounts for each product or service, and the payment preference of the party to the joint transaction for each requested product or service, and includes one or more of

determining the share of a joint transaction amount for a requested product or service owed by the party to the joint transaction, if the party to the joint transaction has selected to split the joint transaction amount for a requested product or service with one or more other parties to the joint transaction;

determining a cumulative subtotal amount owed by the party to the joint transaction by adding the joint transaction amounts and shares of joint transaction amounts for products or services owed by the party to the joint transaction;

adding any taxes or service fees;

deducting any discounts; and

adding any additional amount that a party to the joint transaction has selected to pay for tip or gratuity.

4. The computer-implemented method of claim 1 , further comprising

initiating the joint transaction based on information identifying the mobile device of the one or more parties to the joint transaction and information identifying the service location indicia; and

adding each of the one or more parties to the joint transaction to the joint transaction.

5. The computer-implemented method of claim 4 , wherein initiating a joint transaction includes:

locating, within a memory or database, the service location indicia using information identifying the service location indicia; and

saving to the memory or database, information identifying mobile devices of the one or more parties to the joint transaction.

6. The computer-implemented method of claim 4 , further comprising:

verifying that amounts to be paid in the payment transaction authorizations received from each party to the joint transaction satisfy a sum of the amounts owed by each party to the joint transaction; and

terminating the joint transaction upon verifying that the amounts to be paid in the payment transaction authorizations received from each party to the joint transaction of the joint transaction satisfy the sum of the amounts owed by each party to the joint transaction.

7. The computer-implemented method of claim 1 , wherein associating the mobile devices of the one or more parties to the joint transaction with the service location indicia includes:

scanning or making contact, using the mobile devices of the one or more parties to the joint transaction, one or more of,

an electronic device having a bar code,

a radiofrequency identification (RFID) device,

a passive integrated circuit,

a near field communication (NFC) device, or

any device having a mechanism to relay information identifying a mobile device or information confirming the delivery of products or services to the parties to the joint transaction.

8. The computer-implemented method of claim 1 , further comprising

receiving requests for products or services and transaction amounts for each product or service from each of the one or more parties to the joint transaction,

wherein the payment preferences are associated with each product or service, and

wherein receiving requests for products or services, transaction amounts for each product or service, and payment preferences associated with each product or service from each of the one or more parties to the joint transaction includes:

sending to the mobile devices of the one or more parties to the joint transaction an interactive menu enabling the parties to the joint transaction to select products or services for a joint transaction amount and a payment preference associated with each selected product or service;

receiving a request for selected products or services and transaction amounts for the selected products or services from the mobile devices of the one or more parties to the joint transaction; and

receiving a payment preference for each selected product or service, from the mobile devices of the one or more parties to the joint transaction.

9. The computer-implemented method of claim 8 , further comprising

transmitting the requests for products or services of the one or more parties to the joint transaction and information identifying the service location indicia to a user interface accessible to kitchen personnel;

receiving, from the user interface accessible to kitchen personnel, status updates related to the preparation of products or services of the one more parties to the joint transaction and information identifying the service location indicia associated with the one or more mobile devices of the one or more parties to the joint transaction; and

transmitting the received status updates and information identifying the service location indicia, to a mobile device of a customer service representative,

wherein, a status update indicating that the preparation of the products or services is complete includes the information identifying the service location indicia associated with the mobile devices of one the or more parties to the joint transaction to whom the requested products or services are to be delivered.

10. The computer-implemented method of claim 1 , further comprising:

outputting the amount owed by each to an electronic storage medium or display of the mobile device of each party to the joint transaction.

11. The computer-implemented method of claim 1 , wherein receiving information confirming the delivery of the requested products or services to the one or more parties to the joint transaction includes:

receiving the association of a mobile device of a customer service representative with the service location indicia confirming the delivery of the requested products or services to the one or more parties to the joint transaction.

12. The computer-implemented method of claim 9 , wherein transmitting the requests for products or services of the one or more parties to the joint transaction and information identifying the service location indicia to the user interface accessible to kitchen personnel includes:

transmitting any requests to expedite, prioritize, delay, or prepare with special instructions, one or more products or services requested by the one or more parties to the joint transaction, from the mobile device of the party to the joint transaction or customer service representative.

13. A system for managing personalized joint transactions created by individualized transaction item ownership or payment enabled by associating device and service location indicia, the system comprising:

a data storage device storing instructions for managing personalized joint transactions created by individualized transaction item ownership or payment enabled by associating device and service location indicia; and

a processor configured to execute the instructions to perform a method including:

receiving information identifying the mobile devices of one or more parties to a joint transaction and information identifying a service location indicia as a result of associating the mobile devices of the one or more parties to the joint transaction with the service location indicia;

receiving payment preferences from each of the one or more parties to the joint transaction, the payment preferences identifying the mobile devices of the one or more parties to the joint transaction and the service location indicia;

prompting an association of a mobile device of a customer service representative with the service location indicia after delivery of requested products or services to the one or more parties to the joint transaction;

determining amounts owed by each party to the joint transaction;

receiving a payment transaction authorization from the mobile device of each party to the joint transaction; and

processing the payment transaction for each party to the joint transaction of the joint transaction.

14. The system of claim 13 , wherein the payment preference of a party to the joint transaction includes one or more of,

whether a party to the joint transaction has selected to split the transaction amount for a requested product or service with one or more other parties to the joint transaction; and

whether a party to the joint transaction has selected to pay an additional amount for tip or gratuity.

15. The system of claim 13 , wherein the payment preferences are associated with each product or service, and

wherein determining the amounts owed by a party to the joint transaction is based on products or services requested by the party to the joint transaction, transaction amounts for each product or service, and the payment preference of the party to the joint transaction for each requested product or service, and includes one or more of

determining the share of a transaction amount for a requested product or service owed by the party to the joint transaction, if the party to the joint transaction has selected to split the transaction amount for a requested product or service with one or more other parties to the joint transaction;

determining a cumulative subtotal amount owed by the party to the joint transaction by adding the transaction amounts and shares of transaction amounts for products or services owed by the party to the joint transaction;

adding any taxes or service fees;

deducting any discounts; and

adding any additional amount that a party to the joint transaction has selected to pay for tip or gratuity.

16. The system of claim 13 , wherein the system is further configured for:

initiating the joint transaction based on information identifying the mobile device of the one or more parties to the joint transaction and information identifying the service location indicia; and

adding each of the one or more parties to the joint transaction to the joint transaction.

17. The system of claim 16 , wherein initiating a joint transaction includes:

locating, within a memory or database, the service location indicia using information identifying the service location indicia; and

saving to the memory or database, information identifying mobile devices of the one or more parties to the joint transaction.

18. The system of claim 16 , wherein the system is further configured for:

verifying that amounts to be paid in the payment transaction authorizations received from each party to the joint transaction satisfy a sum of the amounts owed by each party to the joint transaction; and

terminating the joint transaction upon verifying that the amounts to be paid in the payment transaction authorizations received from each party to the joint transaction of the joint transaction satisfy the sum of the amounts owed by each party to the joint transaction.

19. A non-transitory machine-readable medium storing instructions that, when executed by a system for managing personalized joint transactions created by individualized transaction item ownership or payment enabled by associating device and service location indicia, cause the personalized joint transactions computing system to perform a method for managing personalized joint transactions created by individualized transaction item ownership or payment enabled by associating device and service location indicia, the method including:

receiving information identifying the mobile devices of one or more parties to a joint transaction and information identifying a service location indicia as a result of associating the mobile devices of the one or more parties to the joint transaction with the service location indicia;

receiving payment preferences from each of the one or more parties to the joint transaction, the payment preferences identifying the mobile devices of the one or more parties to the joint transaction and the service location indicia;

prompting an association of a mobile device of a customer service representative with the service location indicia after delivery of requested products or services to the one or more parties to the joint transaction;

determining amounts owed by each party to the joint transaction;

receiving a payment transaction authorization from the mobile device of each party to the joint transaction; and

processing the payment transaction for each party to the joint transaction of the joint transactions.

20. The machine-readable medium of claim 19 , wherein the payment preference of a party to the joint transaction includes one or more of,

whether a party to the joint transaction has selected to split the transaction amount for a requested product or service with one or more other parties to the joint transaction; and

whether a party to the joint transaction has selected to pay an additional amount for tip or gratuity.