WEB MERCHANT BALANCE CASH IN VIA ATM DEPOSITS

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Quick Facts

Patent No.: US None
App. No.: 17/184,029

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Abstract

Systems and methods are provided for depositing cash into ATMs for crediting an online merchant account. In one embodiment, a method is provided that includes receiving an account identifier requested by a user at an automated teller machine (ATM). The account identifier is associated with an account with a merchant. The method may further include routing the account identifier to an application programming interface affiliated with the ATM to confirm a validity of the account identifier. In certain implementations, the method may further include implementing the transaction by accepting a deposit from the user. A settlement account is updated to reflect the deposit.

Claims (5)

1 . A method comprising:

receiving an account identifier requested by a user at an automated teller machine (ATM), the account identifier associated with an account with a merchant;

routing the account identifier to an application programming interface (API) affiliated with the ATM to confirm a validity of the account identifier;

implementing the transaction by accepting a deposit from the user; and

updating a settlement account to reflect the deposit.

Assignments (6)

CORRECTIVE ASSIGNMENT TO CORRECT THE THE PROPERTIES SECTION BY INCLUDING IT WITH TEN PREVIOUSLY OMITTED PROPERTY NUMBERS PREVIOUSLY RECORDED ON REEL 65346 FRAME 367. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Aug 13, 2025

From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC

To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT

Reel/Frame 072445/0072 →

CORRECTIVE ASSIGNMENT TO CORRECT THE DOCUMENT DATE AND REMOVE THE OATH/DECLARATION (37 CFR 1.63) PREVIOUSLY RECORDED AT REEL: 065331 FRAME: 0297. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Oct 31, 2023

From: NCR ATLEOS CORPORATION

To: CITIBANK, N.A.

Reel/Frame 065627/0332 →

SECURITY INTEREST Recorded Oct 25, 2023

From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC

To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT

Reel/Frame 065346/0367 →

SECURITY INTEREST Recorded Oct 24, 2023

From: NCR ATLEOS CORPORATION

To: CITIBANK, N.A.

Reel/Frame 065331/0297 →

ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 5, 2022