IP Library Granted Patent US 11,687,481
Granted Patent B2
US 11,687,481 · App. 17/213,080 · Granted Jun 27, 2023

Systems and methods for cloud based pin pad device gateway

Inventors: Walter Banks (Chandler, AZ); Christopher Guthrie (Phoenix, AZ)
Assignee: Worldpay, LLC
G06F13/42G06Q20/202G06Q20/4012H04L67/141
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Quick Facts
Patent No.
US 11,687,481
App. No.
17/213,080
Granted
Jun 27, 2023
Kind
B2
Abstract

A method of processing payment transactions includes receiving a connection request from a client device, determining whether a gateway is available for the client device, creating a connection between the client device and a gateway, the gateway being a previously existing gateway or a newly generated gateway, creating a message filter for the client device on a message bus, listening for messages on the message bus and transmitting the message to the client device by way of the gateway upon finding a message on the message bus matching the message filter.

Claims (43)

1. A method of processing payment transactions, comprising:

receiving a message intended for a stateless personal identification number (PIN) pad among a plurality of stateless PIN pads;

generating a gateway storing state information for the stateless PIN pad, including an address of the stateless PIN pad, based on receiving the message intended for the stateless PIN pad; and

transmitting the message to the stateless PIN pad by way of the generated gateway,

wherein the generated gateway is configured to maintain a connection to only the stateless PIN pad among the plurality of stateless PIN pads.

2. The method of claim 1 , the method further comprising:

receiving a connection request from another stateless PIN pad among the plurality of stateless PIN pads;

creating a message filter for the another stateless PIN pad on a message bus;

listening for messages on the message bus; and

upon finding a message on the message bus matching the message filter for the another stateless PIN pad, translating the message from a message bus communication protocol to a communication protocol of another stateless PIN pad.

3. The method of claim 2 , wherein the message filter matches one or more of a message topic, a PIN pad identifier, a recipient identity, and a recipient address.

4. The method of claim 1 , wherein the generated gateway is terminated after the stateless PIN pad associated with the generated gateway disconnects from the generated gateway or is terminated.

5. The method of claim 1 , wherein the generated gateway is among a plurality of gateways, and

wherein the generated gateway is terminated when a number of gateways among the plurality of gateways that are not connected to a stateless PIN pad among the plurality of stateless PIN pads exceeds a threshold.

6. A computer system for processing payment transactions, the system comprising:

a memory having processor-readable instructions stored therein; and

a processor configured to access the memory and execute the processor-readable instructions, which when executed by the processor configures the processor to perform a plurality of functions, including functions to:

receive a message intended for a stateless personal identification number (PIN) pad among a plurality of stateless PIN pads;

generate a gateway storing state information for the stateless PIN pad, including an address of the stateless PIN pad, based on receiving the message intended for the stateless PIN pad; and

transmit the message to the stateless PIN pad by way of the generated gateway,

wherein the generated gateway is configured to maintain a connection to only the stateless PIN pad among the plurality of stateless PIN pads.

7. The computer system of claim 6 , wherein the plurality of functions performed by the processor when executing the processor-readable instructions further includes functions to:

receive a connection request from another stateless PIN pad among the plurality of stateless PIN pads;

create a message filter for the another stateless PIN pad on a message bus;

listen for messages on the message bus; and

upon finding a message on the message bus matching the message filter for the another stateless PIN pad, translate the message from a message bus communication protocol to a communication protocol of the another stateless PIN pad.

8. The computer system of claim 7 , wherein the message filter matches one or more of a message topic, a PIN pad identifier, a recipient identity, and a recipient address.

9. The computer system of claim 6 , wherein the generated gateway is among a plurality of gateways, and

wherein the generated gateway is terminated when a number of gateways among the plurality of gateways that are not connected to a stateless PIN pad among the plurality of stateless PIN pads exceeds a threshold.

10. A non-transitory computer readable medium storing a program causing a computer to execute a method of processing payment transactions, the method comprising:

receiving a message intended for a stateless personal identification number (PIN) pad among a plurality of stateless PIN pads;

generating a gateway storing state information for the stateless PIN pad, including an address of stateless PIN pad, based on receiving the message intended for the stateless PIN pad; and

transmitting the message to the stateless PIN pad by way of the generated gateway,

wherein the generated gateway is configured to maintain a connection to only the stateless PIN pad.

11. The non-transitory computer readable medium according to claim 10 , the method further comprising:

receiving a connection request from another stateless PIN pad among the plurality of stateless PIN pads;

creating a message filter for the another stateless PIN pad on a message bus;

listening for messages on the message bus; and

upon finding a message on the message bus matching the message filter for the another stateless PIN pad, translating the message from a message bus communication protocol to a communication protocol of the another stateless PIN pad.

12. The non-transitory computer readable medium according to claim 11 , wherein the message filter matches one or more of a message topic, a PIN pad identifier, a recipient identity, and a recipient address.

13. The non-transitory computer readable medium according to claim 10 , wherein the generated gateway is terminated after the stateless PIN pad associated with the generated gateway disconnects from the generated gateway or is terminated.

14. The non-transitory computer readable medium according to claim 10 , wherein the generated gateway is among a plurality of gateways, and

wherein the generated gateway is terminated when a number of gateways among the plurality of gateways that are not connected to a stateless PIN pad among the plurality of stateless PIN pads exceeds a threshold.

Assignments (6)
RELEASE OF SECURITY INTERESTS RECORDED AT REEL/FRAMES 066626/0655, 066625/0426, 066625/0347, AND 066625/0276 Recorded Jan 12, 2026
From: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
To: WORLDPAY, LLC; WORLDPAY ISO AND ECOMMERCE, LLC; PAYMETRIC, LLC; WORLDPAY US, LLC
Reel/Frame 074314/0622 →
RELEASE OF SECURITY INTEREST IN INTELLECTUAL PROPERTY RECORDED AT R/F 066624/0719 Recorded Jan 12, 2026
From: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
To: WORLDPAY, LLC
Reel/Frame 074315/0412 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 066624/0719 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
Reel/Frame 066626/0655 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 20, 2021
From: BANKS, WALTER; GUTHRIE, CHRISTOPHER
To: VANTIV, LLC
Reel/Frame 055971/0624 →
CHANGE OF NAME Recorded Apr 20, 2021
From: VANTIV, LLC
To: WORLDPAY, LLC
Reel/Frame 056065/0061 →
Continuity (3)
Continuation 16804979 · Feb 28, 2020
Continuation 15662580 · Jul 28, 2017
Related Publication 20210216486A1 · Jul 15, 2021