IP Library Granted Patent US 11,501,384
Granted Patent B2
US 11,501,384 · App. 17/223,701 · Granted Nov 15, 2022

System for capturing passenger and trip data for a vehicle

Inventors: Daniel Kraft (Libertyville, IL); Thomas Michael Warden (Belmont, CA); Eric Huls (Chicago, IL); Nathan M. Bryer (Arlington Heights, IL); Margaret A. Brinkmann (Palo Alto, CA)
Assignee: Allstate Insurance Company
G06Q40/08G07C5/008G07C5/0816
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Quick Facts
Patent No.
US 11,501,384
App. No.
17/223,701
Granted
Nov 15, 2022
Kind
B2
Abstract

Telematics and external data relating to the real-time driving of a driver of a taxi vehicle may be collected and used to calculate a driving score. A telematics device installed in the taxi vehicle may collect vehicle data, trip data, and passenger data from one or more sensors. A computing device in communication with the telematics device may calculate a driving score for the taxi vehicle during a trip based on a type of vehicle, a type of trip, a number of miles driven during the trip, a duration of the trip, a number of passengers in the taxi vehicle during the trip, and a type of the passengers in the taxi vehicle during the trip. As one example, the driving score may be provided to an employer of a driver of the taxi vehicle.

Claims (61)

1. An apparatus comprising:

one or more processors; and

memory storing instructions that, when executed by the one or more processors, cause the apparatus to:

receive, from a telematics device, using a first network connection with the telematics device:

an indication of a vehicle; and

trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip;

determine, based on comparing the indication of the vehicle with a plurality of available vehicles, an identity of the vehicle;

generate a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and

provide the driving score, wherein providing the driving score comprises:

sending, to a computing device associated with a driver of the vehicle and using a second network connection, the driving score;

sending, using a third network connection, the driving score to a validation agency;

receiving a validation of the driving score from the validation agency; and

sending the driving score to at least one device associated with an entity different than the driver of the vehicle.

2. The apparatus of claim 1 , wherein the telematics device provides a notification of the driving score comprising at least one of: an audible alert, or a visual alert.

3. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based on a number of passengers in the vehicle during the trip.

4. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based, at least in part, on a type of the vehicle.

5. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based on a duration of the trip.

6. The apparatus of claim 1 , wherein the entity determines, based on the driving score, one or more of: an insurance policy, or an insurance rate.

7. The apparatus of claim 1 , wherein the entity manages the plurality of available vehicles, and wherein the plurality of available vehicles comprises the vehicle.

8. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, further cause the apparatus to determine that the type of trip taken by the vehicle is an errand trip, a commute trip, or a new trip.

9. The apparatus of claim 1 , wherein the first network connection and the second network connection are a same network connection.

10. The apparatus of claim 1 , wherein:

the trip data further comprises data representing a driving action prevented by the vehicle; and

generating the driving score is based, at least in part, on the data representing the driving action prevented by the vehicle.

11. A method comprising:

receiving, by a first computing device and from a telematics device using a first network connection with the first computing device:

an indication of a vehicle; and

trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip;

determining, by the first computing device, an identity of the vehicle based on comparing the indication of the vehicle with a plurality of available vehicles;

generating, by the first computing device, a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and

providing the driving score, wherein providing the driving score comprises:

sending, to a second computing device associated with a driver of the vehicle, the driving score;

sending, using a third network connection, the driving score to a validation agency;

receiving a validation of the driving score from the validation agency; and

sending the driving score to at least one device associated with an entity different than the driver of the vehicle.

12. The method of claim 11 , wherein the telematics device provides a notification of the driving score comprising at least one of: an audible alert, or a visual alert.

13. The method of claim 11 , wherein the generating the driving score further based, at least in part, on a type of the vehicle.

14. The method of claim 11 , wherein the entity manages the plurality of available vehicles, and wherein the plurality of available vehicles comprises the vehicle.

15. A system comprising:

a telematics device comprising:

one or more first processors; and

first memory storing first instructions that, when executed by the one or more first processors, cause the telematics device to:

collect, via one or more sensors:

an indication of a vehicle; and

trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip; and

a computing device comprising:

one or more second processors; and

second memory storing second instructions that, when executed by the one or more second processors, cause the computing device to:

receive, from the telematics device and using a first network connection, the indication of the vehicle and the trip data;

determine, based on comparing the indication of the vehicle with a plurality of available vehicles, an identity of the vehicle;

generate a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and

provide the driving score, wherein providing the driving score comprises:

sending, to a computing device associated with a driver of the vehicle and using a second network connection, the driving score;

sending, using a third network connection, the driving score to a validation agency;

receiving a validation of the driving score from the validation agency; and

sending the driving score to at least one device associated with an entity different than the driver of the vehicle.

16. The system of claim 15 , wherein the first instructions, when executed by the one or more first processors, further cause the telematics device to provide a notification comprising at least one of: an audible alert, or a visual alert.

17. The system of claim 15 , wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based on a number of passengers in the vehicle during the trip.

18. The system of claim 15 , wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based, at least in part, on a type of the vehicle.

19. The system of claim 15 , wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based on a duration of the trip.

20. The system of claim 15 , wherein the entity determines, based on the driving score, at least one of one or more of: an insurance policy, or an insurance rate.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 6, 2021
From: KRAFT, DANIEL; WARDEN, THOMAS MICHAEL; HULS, ERIC; BRYER, NATHAN M.; BRINKMANN, MARGARET A.
To: ALLSTATE INSURANCE COMPANY
Reel/Frame 055841/0716 →
Continuity (4)
Continuation 16440429 · Jun 13, 2019
Continuation 15160208 · May 20, 2016
Continuation 13564524 · Aug 1, 2012
Related Publication 20210241379A1 · Aug 5, 2021
Cited By (3)
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