IP Library Granted Patent US 11,403,709
Granted Patent B1
US 11,403,709 · App. 17/370,471 · Granted Aug 2, 2022

Visualizing investment changes using augmented reality

Inventor: Chris Kalaboukis (San Jose, CA)
Assignee: Wells Fargo Bank, N.A.
G06Q40/06G02B27/0172G06T19/006G02B2027/014G02B2027/0138G02B2027/0141
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Quick Facts
Patent No.
US 11,403,709
App. No.
17/370,471
Granted
Aug 2, 2022
Kind
B1
Abstract

A method implemented on an augmented reality (AR) device includes accessing a user's investment strategy and selecting a material object. The material object and investment controls are displayed on a display screen of the AR device. The user alters the investment strategy using the investment controls. Alternative replacement objects are generated based on changes that the user makes to his or her investment strategy. One or more replacement objects are projected onto the display to represent an alternative material object that the user can afford based on the changed investment strategy.

Claims (62)

1. A method of visualizing investment strategy changes implemented on an augmented reality device, the method comprising:

accessing a user's investment strategy from a server associated with a financial institution;

capturing, with the augmented reality device, one or more images of a material object in an environment of the user;

identifying multiple replacement objects corresponding to the material object that have different values than a value of the material object;

displaying, in an augmented reality environment, the material object and one or more investment controls for modifying the user's investment strategy;

receiving an adjustment by the user of the one or more investment controls to change the investment strategy for the user;

selecting one of the multiple replacement objects, wherein a value of the selected one of the replacement objects corresponds to the changed investment strategy; and

projecting the selected one of the replacement objects over the material object in the augmented reality environment.

2. The method of claim 1 , wherein accessing comprises:

receiving identifying information from the user;

sending the identifying information to the server associated with the financial institution with which the user has an account; and

receiving the user's investment strategy from the server.

3. The method of claim 2 , wherein the identifying information is one or more of a user login, facial recognition, retinal scan, fingerprint scan, and voice recognition.

4. The method of claim 1 , further comprising:

receiving a command from the user to capture an image of the material object in the environment of the user; and

capturing one or more images of the material object in the environment from one or more angles of view.

5. The method of claim 1 , further comprising:

sending the material object to a server associated with an object database;

identifying the material object; and

generating a plurality of three-dimensional models of the replacement objects having varying monetary values.

6. The method of claim 1 , further comprising displaying the user's investment strategy in a form of numbers, figures, charts, and sliders.

7. The method of claim 1 , further comprising:

displaying the changed investment strategy.

8. The method of claim 1 , wherein the one or more investment controls include amount invested, type of investment, amount invested in each type of investment, and duration of investment.

9. The method of claim 1 , wherein the one or more investment controls are adjustable using one or more of physical gestures, voice commands, and text entry.

10. The method of claim 1 , wherein the one or more investment controls are adjustable using one or more of sliders, toggles, typed values, checkboxes, buttons, scroll bars, and drop down menus.

11. The method of claim 1 , wherein selecting one of the multiple replacement objects is done automatically.

12. The method of claim 1 , selecting one of the multiple replacement objects is done by the user from two or more replacement objects corresponding to the changed investment strategy.

13. One or more computer-readable media having computer-executable instructions embodied thereon that, when executed by one or more computing devices, cause the one or more computing devices to:

access a user's investment strategy from a server associated with a financial institution;

capture, with an augmented reality device, one or more images of a material object in an environment of the user;

identify multiple replacement objects corresponding to the material object that have different values than a value of the material object;

display, in an augmented reality environment, the material object and one or more investment controls for modifying the user's investment strategy;

receive an adjustment by the user of the one or more investment controls to change the investment strategy for the user;

select one of the multiple replacement objects, wherein a value of the selected one of the replacement objects corresponds to the changed investment strategy; and

project the selected one of the replacement objects over the material object in the augmented reality environment.

14. The one or more computer-readable media of claim 13 , wherein the one or more computer-readable media has further computer-executable instructions embodied thereon that, when executed by the one or more computing devices, cause the one or more computing devices to:

identify information from the user in a form of facial recognition, retinal scan, fingerprint scan, or voice recognition;

send the identifying information to the server associated with the financial institution with which the user has an account; and

receive the user's investment strategy from the server.

15. The one or more computer-readable media of claim 13 , wherein the one or more computer-readable media has further computer-executable instructions embodied thereon that, when executed by the one or more computing devices, cause the one or more computing devices to:

receive a command from the user to capture an image of the material object in the environment of the user; and

capture one or more images of the material object in the environment from one or more angles of view.

16. The one or more computer-readable media of claim 13 , wherein the one or more computer-readable media has further computer-executable instructions embodied thereon that, when executed by the one or more computing devices, cause the one or more computing devices to:

send the material object to a server associated with an object database;

identify the material object; and

generate a plurality of three-dimensional models of the replacement objects having varying monetary values.

17. The one or more computer-readable media of claim 13 , wherein the one or more investment controls include amount invested, type of investment, amount invested in each type of investment, and duration of investment.

18. The one or more computer-readable media of claim 13 , wherein the one or more investment controls are adjustable using one or more of physical gestures, voice commands, and text entry.

19. The one or more computer-readable media of claim 13 , wherein the computer-executable instructions further cause the one or more computing devices to display the changed investment strategy.

20. An augmented reality (AR) device for evaluating financial investment strategies for a user, the AR device comprising:

a processor;

a camera;

a display area; and

system memory, the system memory including instructions which, when executed by the processor, cause the AR device to:

access a user's investment strategy from a server associated with a financial institution;

capture one or more images of a material object in an environment of the user;

identify multiple replacement objects corresponding to the material object that have different monetary values than a monetary value of the material object;

display the material object and one or more investment controls for modifying the user's investment strategy;

receive an adjustment by the user of the one or more investment controls to change the investment strategy for the user;

select one of the multiple replacement objects, wherein a monetary value of the selected one of the replacement objects corresponds to the changed investment strategy; and

project the selected one of the replacement objects over the display of the material object.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071657/0316 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 8, 2021
From: KALABOUKIS, CHRIS
To: WELLS FARGO BANK, N.A.
Reel/Frame 056793/0644 →
Continuity (1)
Continuation 15366747 · Dec 1, 2016