IP Library Granted Patent US 11,861,603
Granted Patent B2
US 11,861,603 · App. 17/491,097 · Granted Jan 2, 2024

Tokenizing sensitive data

Inventors: Bryan T. Bailey (Florence, KY); John Romer (Wilmington, OH); Chris Doyle (Alexandria, KY); Jeremy Gifford (Mason, OH); Kevin Zibart (Pewee Valley, KY)
Assignee: Worldpay, LLC
G06Q20/3829G06F21/60G06Q20/12G06Q20/3823G06Q20/38215H04L9/0891H04L9/3234H04L2209/56
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Quick Facts
Patent No.
US 11,861,603
App. No.
17/491,097
Granted
Jan 2, 2024
Kind
B2
Abstract

Some systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. A token identifier may be created that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.

Claims (58)

1. A method for tokenization of sensitive data, comprising:

receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;

determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;

generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;

receiving, by the tokenization computing device, an indication of joining of the vendor with a second entity, wherein the indication includes a request to associate the vendor-specific token with a second token associated with the second entity;

generating, by the tokenization computing device, a rollup identifier that points to a common token key for the vendor and the second entity;

storing, by the tokenization computing device, the rollup identifier in a lookup table;

generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of: the token key or a sanity value;

receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;

determining, by the tokenization computing device, the token key based on the token identifier;

generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key; and

verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

2. The method of claim 1 , further comprising:

cancelling, by the tokenization computing device, the electronic transaction upon verifying the accuracy of the generated sensitive data using the token identifier; and

sending, by the tokenization computing device, a confirmation of the cancellation to the vendor computing device.

3. The method of claim 1 , wherein the sensitive data includes at least one of the following: a credit card number, a debit card number, a prepaid card number, a social security number, a bank account number, a telephone number, and an address.

4. The method of claim 1 , wherein the token key is unique to the vendor.

5. The method of claim 1 , wherein the vendor-specific token is one of a plurality of tokens associated with a plurality of token identifiers.

6. The method of claim 5 , wherein the plurality of tokens is received in a token batch.

7. A system for tokenization of sensitive data, comprising:

one or more processors; and

a memory storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations for tokenization of sensitive data, the operations comprising:

receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;

determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;

generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;

receiving, by the tokenization computing device, an indication of joining of the vendor with a second entity, wherein the indication includes a request to associate the vendor-specific token with a second token associated with the second entity;

generating, by the tokenization computing device, a rollup identifier that points to a common token key for the vendor and the second entity;

storing, by the tokenization computing device, the rollup identifier in a lookup table;

generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of: the token key or a sanity value;

receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;

determining, by the tokenization computing device, the token key based on the token identifier;

generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key; and

verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

8. The system of claim 7 , the operations further comprising:

cancelling, by the tokenization computing device, the electronic transaction upon verifying the accuracy of the generated sensitive data using the token identifier; and

sending, by the tokenization computing device, a confirmation of the cancellation to the vendor computing device.

9. The system of claim 7 , wherein the sensitive data includes at least one of the following: a credit card number, a debit card number, a prepaid card number, a social security number, a bank account number, a telephone number, and an address.

10. The system of claim 7 , wherein the token key is unique to the vendor.

11. The system of claim 7 , wherein the vendor-specific token is one of a plurality of tokens associated with a plurality of token identifiers.

12. A non-transitory computer-readable medium storing instructions which, when executed by one or more processors, cause the one or more processors to perform operations for tokenization of sensitive data, the operations comprising:

receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;

determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;

generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;

receiving, by the tokenization computing device, an indication of joining of the vendor with a second entity, wherein the indication includes a request to associate the vendor-specific token with a second token associated with the second entity;

generating, by the tokenization computing device, a rollup identifier that points to a common token key for the vendor and the second entity;

storing, by the tokenization computing device, the rollup identifier in a lookup table;

generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of: the token key or a sanity value;

receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;

determining, by the tokenization computing device, the token key based on the token identifier;

generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key; and

verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

13. The non-transitory computer-readable medium of claim 12 , the operations further comprising:

cancelling, by the tokenization computing device, the electronic transaction upon verifying the accuracy of the generated sensitive data using the token identifier; and

sending, by the tokenization computing device, a confirmation of the cancellation to the vendor computing device.

14. The non-transitory computer-readable medium of claim 12 , wherein the sensitive data includes at least one of the following: a credit card number, a debit card number, a prepaid card number, a social security number, a bank account number, a telephone number, and an address.

15. The non-transitory computer-readable medium of claim 12 , wherein the token key is unique to the vendor.

16. The non-transitory computer-readable medium of claim 12 , wherein the vendor-specific token is one of a plurality of tokens associated with a plurality of token identifiers.

17. The non-transitory computer-readable medium of claim 16 , wherein the plurality of tokens is received in a token batch.

Assignments (7)
RELEASE OF SECURITY INTERESTS RECORDED AT REEL/FRAMES 066626/0655, 066625/0426, 066625/0347, AND 066625/0276 Recorded Jan 12, 2026
From: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
To: WORLDPAY, LLC; WORLDPAY ISO AND ECOMMERCE, LLC; PAYMETRIC, LLC; WORLDPAY US, LLC
Reel/Frame 074314/0622 →
RELEASE OF SECURITY INTEREST IN INTELLECTUAL PROPERTY RECORDED AT R/F 066624/0719 Recorded Jan 12, 2026
From: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
To: WORLDPAY, LLC
Reel/Frame 074315/0412 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 066624/0719 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
Reel/Frame 066626/0655 →
CHANGE OF NAME Recorded May 10, 2023
From: VANTIV, LLC
To: WORLDPAY, LLC
Reel/Frame 063602/0602 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 7, 2021
From: BAILEY, BRYAN T.; ROMER, JOHN; DOYLE, CHRIS; GIFFORD, JEREMY; ZIBART, KEVIN
To: FIFTH THIRD PROCESSING SOLUTIONS, LLC
Reel/Frame 057727/0502 →
CHANGE OF NAME Recorded Oct 7, 2021
From: FIFTH THIRD PROCESSING SOLUTIONS, LLC
To: VANTIV, LLC
Reel/Frame 057747/0803 →
Continuity (6)
Continuation 16657578 · Oct 18, 2019
Continuation 16057450 · Aug 7, 2018
Continuation 15696626 · Sep 6, 2017
Continuation 14563076 · Dec 8, 2014
Continuation 13117599 · May 27, 2011
Related Publication 20220020013A1 · Jan 20, 2022
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