DIGITAL WALLET SYSTEMS AND METHODS WITH RESPONSIBLE GAMING
A digital wallet computing system is described including at least one processor in communication with a memory storing instructions. The instructions cause the at least one processor to establish wireless connectivity between a mobile device and an electronic gaming device, the electronic gaming device including a device identifier, receive a funds transfer request from the mobile device, the funds transfer request identifying a funds transfer amount and an external player account, and identify an operator identity based on the device identifier. The instructions also cause the at least one processor to identify a player account, the player account associated with the operator, perform a first withdrawal transaction moving the funds transfer amount from the electronic gaming device to the player account, and in response to the first withdrawal transaction, automatically perform a second withdrawal transaction moving the funds transfer amount from the player account to the external player account.
1 . A digital wallet computing system comprising:
at least one processor in communication with a memory device storing instructions that, when executed, cause the at least one processor to:
establish wireless connectivity between a mobile device of a player and an electronic gaming device, the electronic gaming device including a device identifier;
receive an initiation of a funds transfer request from the mobile device of the player, the funds transfer request identifying a funds transfer amount and an external player account of the player;
identify an operator identity of an operator based on the device identifier of the electronic gaming device;
identify a player account of the player, the player account associated with the operator;
perform a first withdrawal transaction moving the funds transfer amount from the electronic gaming device to the player account associated with the operator; and
in response to the first withdrawal transaction, automatically perform a second withdrawal transaction moving the funds transfer amount from the player account associated with the operator to the external player account of the player.
2 . The digital wallet computing system of claim 1 , wherein the instructions further cause the at least one processor to:
determine, in response to the initiation of a funds transfer request, that the player has stopped playing at the electronic gaming device;
determine a remaining credit balance comprising an amount of credits remaining at the electronic gaming device; and
cause the remaining credit balance to be deposited as funds into the external player account.
3 . The digital wallet computing system of claim 1 , wherein the instructions further cause the at least one processor to:
establish wireless connectivity between the mobile device of the player and a second electronic gaming device, the second electronic gaming device including a second device identifier;
receive an initiation of a second funds transfer request from the mobile device of the player, the funds transfer request identifying a second funds transfer amount and the external player account of the player; and
perform a third withdrawal transaction moving the second funds transfer amount from the external player account and causing a credit balance associated with the second funds transfer amount to be established at the second electronic gaming device identified by the second device identifier.
4 . The digital wallet computing system of claim 3 , wherein the instructions further cause the at least one processor to determine a responsible gaming limit comprising a threshold amount of funds.
5 . The digital wallet computing system of claim 4 , wherein the instructions further cause the at least one processor to compare the second funds transfer amount to the threshold amount of funds.
6 . The digital wallet computing system of claim 5 , wherein the instructions further cause the at least one processor to, in response to determining that the funds transfer amount is less than the threshold amount of funds, perform the third withdrawal transaction.
7 . The digital wallet computing system of claim 4 , wherein the instructions further cause the at least one processor to:
determine a difference between an amount of funds withdrawn from the external player account, the amount of funds withdrawn including the second funds transfer amount, and an amount of funds deposited into the external player account over a predetermined period of time; and
in response to determining that the difference satisfies the threshold amount of funds by not exceeding the responsible gaming limit, perform the third withdrawal transaction.
8 . A computer-implemented method of providing digital wallet transactions implemented by a processor in communication with a memory device, the method comprising:
establishing wireless connectivity between a mobile device of a player and an electronic gaming device, the electronic gaming device including a device identifier;
receiving an initiation of a funds transfer request from the mobile device of the player, the funds transfer request identifying a funds transfer amount and an external player account of the player;
identifying an operator identity of an operator based on the device identifier of the electronic gaming device;
identifying a player account of the player, the player account associated with the operator;
performing a first withdrawal transaction moving the funds transfer amount from the electronic gaming device to the player account associated with the operator; and
in response to the first withdrawal transaction, automatically performing a second withdrawal transaction moving the funds transfer amount from the player account associated with the operator to the external player account of the player.
9 . The method of claim 8 , further comprising:
determining, in response to the initiation of a funds transfer request, that the player has stopped playing at the electronic gaming device;
determining a remaining credit balance comprising an amount of credits remaining at the electronic gaming device; and
causing the remaining credit balance to be deposited as funds into the external player account.
10 . The method of claim 8 , further comprising:
establishing wireless connectivity between the mobile device of the player and a second electronic gaming device, the second electronic gaming device including a second device identifier;
receiving an initiation of a second funds transfer request from the mobile device of the player, the funds transfer request identifying a second funds transfer amount and the external player account of the player; and
performing a third withdrawal transaction moving the second funds transfer amount from the external player account and causing a credit balance associated with the second funds transfer amount to be established at the second electronic gaming device identified by the second device identifier.
11 . The method of claim 10 , further comprising determining a responsible gaming limit comprising a threshold amount of funds.
12 . The method of claim 11 , further comprising comparing the second funds transfer amount to the threshold amount of funds.
13 . The method of claim 12 , further comprising, in response to determining that the funds transfer amount is less than the threshold amount of funds, performing the third withdrawal transaction.
14 . The method of claim 11 , further comprising:
determining a difference between an amount of funds withdrawn from the external player account, the amount of funds withdrawn including the second funds transfer amount, and an amount of funds deposited into the external player account over a predetermined period of time; and
in response to determining that the difference satisfies the threshold amount of funds by not exceeding the responsible gaming limit, performing the third withdrawal transaction.
15 . A non-transitory computer-readable medium storing instructions that, when executed by at least one processor, cause the at least one processor to:
establish wireless connectivity between a mobile device of a player and an electronic gaming device, the electronic gaming device including a device identifier;
receive an initiation of a funds transfer request from the mobile device of the player, the funds transfer request identifying a funds transfer amount and an external player account of the player;
identify an operator identity of an operator based on the device identifier of the electronic gaming device;
identify a player account of the player, the player account associated with the operator;
perform a first withdrawal transaction moving the funds transfer amount from the electronic gaming device to the player account associated with the operator; and
in response to the first withdrawal transaction, automatically perform a second withdrawal transaction moving the funds transfer amount from the player account associated with the operator to the external player account of the player.
16 . The non-transitory computer-readable medium of claim 15 , wherein the instructions further cause the at least one processor to:
determine, in response to the initiation of a funds transfer request, that the player has stopped playing at the electronic gaming device;
determine a remaining credit balance comprising an amount of credits remaining at the electronic gaming device; and
cause the remaining credit balance to be deposited as funds into the external player account.
17 . The non-transitory computer-readable medium of claim 15 , wherein the instructions further cause the at least one processor to:
establish wireless connectivity between the mobile device of the player and a second electronic gaming device, the second electronic gaming device including a second device identifier;
receive an initiation of a second funds transfer request from the mobile device of the player, the funds transfer request identifying a second funds transfer amount and the external player account of the player; and
perform a third withdrawal transaction moving the second funds transfer amount from the external player account and causing a credit balance associated with the second funds transfer amount to be established at the second electronic gaming device identified by the second device identifier.
18 . The non-transitory computer-readable medium of claim 17 , wherein the instructions further cause the at least one processor to determine a responsible gaming limit comprising a threshold amount of funds.
19 . The non-transitory computer-readable medium of claim 18 , wherein the instructions further cause the at least one processor to:
compare the second funds transfer amount to the threshold amount of funds; and
in response to determining that the funds transfer amount is less than the threshold amount of funds, perform the third withdrawal transaction.
20 . The non-transitory computer-readable medium of claim 18 , wherein the instructions further cause the at least one processor to:
determine a difference between an amount of funds withdrawn from the external player account, the amount of funds withdrawn including the second funds transfer amount, and an amount of funds deposited into the external player account over a predetermined period of time; and
in response to determining that the difference satisfies the threshold amount of funds by not exceeding the responsible gaming limit, perform the third withdrawal transaction.