IP Library Granted Patent US 12,417,458
Granted Patent B2
US 12,417,458 · App. 17/525,373 · Granted Sep 16, 2025

Contactless payment from a vehicle

Inventor: Syed Mohammad Amir Husain (Georgetown, TX)
Assignee: AVATHON, INC.
G06Q20/40145G06Q20/322G06Q40/02
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Quick Facts
Patent No.
US 12,417,458
App. No.
17/525,373
Granted
Sep 16, 2025
Kind
B2
Abstract

Contactless payment from a vehicle, including: configuring the vehicle with payment information associated with a payment mechanism; receiving a request for payment from a payment recipient; requesting, by the vehicle, permission to transmit at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism; receiving, by the vehicle, permission to transmit at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism; and transmitting, from the vehicle to a payment receiving mechanism, at least a portion of the payment information associated with a payment mechanism.

Claims (30)

1. A method for contactless payment from a vehicle, the method comprising:

communicatively coupling, via a connection, the vehicle with a mobile device storing payment information associated with a payment mechanism, wherein the connection comprises a wired connection or a Bluetooth connection;

receiving, by the vehicle, a request for payment from a payment recipient;

transmitting, by the vehicle to the mobile device via the connection, the request for payment;

receiving, by the vehicle from the mobile device via the connection and in response to the request for payment, at least a portion of the payment information associated with the payment mechanism;

receiving, by the vehicle, permission to transmit the at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism, wherein receiving, by the vehicle, permission to transmit the at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism further comprises verifying biometric information associated with the payment mechanism, wherein verifying the biometric information associated with the payment mechanism further comprises receiving, by the vehicle from another computing device that includes one or more biometric sensors, the biometric information; and

transmitting, from the vehicle to a payment receiving mechanism, the at least a portion of the payment information associated with the payment mechanism received from the mobile device in response to the mobile device receiving the request from the vehicle.

2. The method of claim 1 further comprising requesting, by the vehicle, permission to transmit at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism.

3. The method of claim 1 , wherein verifying the biometric information associated with the payment mechanism further comprises obtaining the biometric information using one or more biometric sensors of the vehicle.

4. An apparatus for contactless payment from a vehicle, the apparatus configured to perform the steps of:

communicatively coupling, via a connection, the vehicle with a mobile device storing payment information associated with a payment mechanism;

receiving, by the vehicle, a request for payment from a payment recipient;

transmitting, by the vehicle to the mobile device via the connection, the request for payment;

receiving, by the vehicle from the mobile device via the connection and in response to the request for payment, at least a portion of the payment information associated with the payment mechanism;

receiving, by the vehicle, permission to transmit the at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism, wherein receiving, by the vehicle, permission to transmit the at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism further comprises verifying biometric information associated with the payment mechanism, wherein verifying the biometric information associated with the payment mechanism further comprises receiving, by the vehicle from another computing device that includes one or more biometric sensors, the biometric information; and

transmitting, from the vehicle to a payment receiving mechanism, the at least a portion of the payment information associated with the payment mechanism received from the mobile device in response to the mobile device receiving the request from the vehicle.

5. The apparatus of claim 4 further configured to perform the step of requesting, by the vehicle, permission to transmit at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism.

6. The apparatus of claim 5 , wherein verifying the biometric information associated with the payment mechanism further comprises obtaining the biometric information using one or more biometric sensors of the vehicle.

7. A vehicle for contactless payment, comprising:

an apparatus configured to perform the steps:

communicatively coupling, via a connection, the vehicle with a mobile device storing payment information associated with a payment mechanism;

receiving, by the vehicle, a request for payment from a payment recipient;

transmitting, by the vehicle to the mobile device via the connection, the request for payment;

receiving, by the vehicle from the mobile device via the connection and in response to the request for payment, at least a portion of the payment information associated with the payment mechanism;

receiving, by the vehicle, permission to transmit the at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism, wherein receiving, by the vehicle, permission to transmit the at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism further comprises verifying biometric information associated with the payment mechanism, wherein verifying the biometric information associated with the payment mechanism further comprises receiving, by the vehicle from another computing device that includes one or more biometric sensors, the biometric information; and

transmitting, from the vehicle to a payment receiving mechanism, the at least a portion of the payment information associated with the payment mechanism received from the mobile device in response to the mobile device receiving the request from the vehicle.

8. The vehicle of claim 7 , wherein the apparatus is further configured to perform the step of requesting, by the vehicle, permission to transmit at least a portion of the payment information associated with the payment mechanism to the payment receiving mechanism.

9. The vehicle of claim 7 , wherein verifying the biometric information associated with the payment mechanism further comprises obtaining the biometric information using one or more biometric sensors of the vehicle.

10. The vehicle of claim 7 , wherein the apparatus is further configured to perform the step of receiving the request for payment from a payment recipient.

11. The vehicle of claim 7 further comprising an embedded communications device located within the vehicle, wherein the portion of the payment information associated with the payment mechanism is transmitted using the embedded communications device.

Assignments (2)
CHANGE OF NAME Recorded Jun 4, 2025
From: SPARKCOGNITION, INC.
To: AVATHON, INC.
Reel/Frame 071484/0156 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 12, 2021
From: HUSAIN, SYED MOHAMMAD AMIR
To: SPARKCOGNITION, INC.
Reel/Frame 058100/0205 →
Continuity (2)
Provisional Application 63113796 · Nov 13, 2020
Related Publication 20220156748A1 · May 19, 2022
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