IP Library Granted Patent US 12,393,936
Granted Patent B2
US 12,393,936 · App. 17/541,579 · Granted Aug 19, 2025

Secure wireless audio and speech at a transaction terminal

Inventors: Philip Noel Day (Fife, GB); Grant A. McNicoll (Carnoustie, GB); Gary James Mitchell (Kingsmuir, GB); Andrew David Monaghan (Dundee, GB)
Assignee: NCR Atleos Corporation
G06Q20/3829G06Q20/1085G06Q20/18G06Q20/20G06Q20/3278G10L13/00G10L15/22G10L15/26H04W12/04G06Q2220/00
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Quick Facts
Patent No.
US 12,393,936
App. No.
17/541,579
Granted
Aug 19, 2025
Kind
B2
Abstract

Audio/speech-based and text-based interactions between a transaction terminal and a user conducting a transaction are provided. In an embodiment, the terminal may establish a direct wireless connection to a user-operated device or an indirection wireless connection to the user-operated device through a proxy device. In an embodiment, the wireless connection is automatically established through a different out-of-band wireless communication between the terminal and the user-operated device. In an embodiment, text-based data for the transaction are provided over a second simultaneous wireless connection that is different from the wireless connection associated with providing the audio/speech data. In an embodiment, audio/speech data provided from the user during the transaction are enhanced for security and are filtered for accuracy using audio-based processing and/or image-based processing. In an embodiment, a speech-to-text and text-to-speech interface for a transaction at the terminal is provided.

Claims (15)

1. A method, comprising:

receiving, by a server, a hash value from a transaction terminal for an account associated with a user conducting a transaction on the transaction terminal;

determining, by the server, whether the user is logged into a service associated with the account through a mobile application that processes on a mobile device operated by the user;

instructing, by the server, the transaction terminal based on the determining to provide data associated with an interface of the transaction terminal to the server during the transaction;

establishing, by the server, a secure wireless connection between the transaction terminal and the mobile device utilizing a second wireless connection type based on a proximity-based mobile audio device identifier and to facilitate the interface for the user to remotely control the transaction at the transaction terminal;

providing, by the server, at least some audio instructions to the mobile device based on the data during the transaction, wherein the mobile device utilizes the second wireless connection type based on the proximity-based mobile audio device identifier; and

determining, by the server a network connection latency between the service and the transaction terminal and provides the at least some audio instructions in an audio format when the network connection latency is lower than a threshold and provides the at least some audio instructions as tagged text data that the mobile device translates to play speech-based instructions when the network connection latency is above the threshold.

2. The method of claim 1 , wherein determining further includes querying the service to determine whether the user is logged into the service through the mobile application based on a user identifier mapped to the hash value.

3. The method of claim 1 , wherein instructing further includes determining a network connection latency between the service and the transaction terminal and resolving a data format that the transaction terminal is to provide for the data based on the network connection latency.

4. The method of claim 3 , wherein resolving further includes instructing the transaction terminal to provide the data in an audio format when the network connection latency is lower than a threshold.

5. The method of claim 3 , wherein resolving further includes instructing the transaction terminal to provide the data in a text format as tagged audio data when the network connection latency is above a threshold.

6. The method of claim 1 , wherein providing further includes instructing the service to provide the at least some audio instructions based on the data when the transaction terminal provided the data to the service.

7. The method of claim 1 , wherein providing further includes initiating an automated cellular phone call to a mobile device number mapped to the hash value and providing the at least some audio instructions as speech over a voice call made to the mobile device during the transaction.

8. The method of claim 1 , wherein identifying further includes identifying the hash value as being associated with a card number that identifies the account and indicates that a card is inserted into a card reader of the transaction terminal to begin the transaction at the transaction terminal.

9. The method of claim 1 , wherein instructing further includes instructing the transaction terminal to provide speech input data received at a microphone associated with the transaction terminal through the interface by the user during the transaction.

Assignments (7)
CORRECTIVE ASSIGNMENT TO CORRECT THE THE PROPERTIES SECTION BY INCLUDING IT WITH TEN PREVIOUSLY OMITTED PROPERTY NUMBERS PREVIOUSLY RECORDED ON REEL 65346 FRAME 367. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Aug 13, 2025
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 072445/0072 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 18, 2024
From: DAY, PHILIP NOEL; MCNICOLL, GRANT A.; MITCHELL, GARY JAMES; MONAGHAN, ANDREW DAVID
To: NCR CORPORATION
Reel/Frame 068016/0494 →
CHANGE OF NAME Recorded May 20, 2024
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 067464/0595 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 20, 2024
From: NCR VOYIX CORPORATION
To: NCR ATLEOS CORPORATION
Reel/Frame 067464/0882 →
CORRECTIVE ASSIGNMENT TO CORRECT THE DOCUMENT DATE AND REMOVE THE OATH/DECLARATION (37 CFR 1.63) PREVIOUSLY RECORDED AT REEL: 065331 FRAME: 0297. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Oct 31, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065627/0332 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0367 →
SECURITY INTEREST Recorded Oct 24, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065331/0297 →
Continuity (2)
Division 16353380 · Mar 14, 2019
Related Publication 20220092591A1 · Mar 24, 2022
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