IP Library Granted Patent US 11,699,144
Granted Patent B2
US 11,699,144 · App. 17/570,192 · Granted Jul 11, 2023

Systems and methods to provide user verification in a shared user environment via a device-specific display

Inventor: Charlotte Spender (Tonbridge, GB)
Assignee: Worldpay, LLC
G06Q20/3278G06Q20/4012G06Q20/4014G06T19/006
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Quick Facts
Patent No.
US 11,699,144
App. No.
17/570,192
Granted
Jul 11, 2023
Kind
B2
Abstract

A method of generating a shared augmented reality payment authentication entry interface includes detecting a first consumer device and a second consumer device; prompting a display of a first augmented reality payment authentication interface at the first consumer device; and prompting a display of a second augmented reality payment authentication interface at the second consumer device.

Claims (55)

1. A computer-implemented method for presenting a varying augmented reality interface to a plurality of users performing a single event, comprising:

determining the plurality of users are entering credential information based, at least in part, on a selection of at least one user interface element from a user interface of their respective user devices;

detecting, via one or more sensors, a presence of the user devices associated with the plurality of users in a shared physical environment, wherein a distance between the user devices is within a proximity threshold;

generating the augmented reality interface and superimposing the augmented reality interface over physical objects within the shared physical environment, wherein visual arrangements of alphanumeric characters and symbols in the augmented reality interface are different for each of the plurality of users;

randomizing a placement of the alphanumeric characters and the symbols in the augmented reality interface based, at least in part, on a selection of at least one alphanumeric character and at least one symbol by the plurality of users to generate unique randomized display of characters; and

displaying the generated augmented reality interface on each of the respective user devices.

2. The computer-implemented method of claim 1 , further comprising:

generating the augmented reality interface based, at least in part, on proximity information of the plurality of users to a pre-determined location, proximity information of the plurality of users to a pre-determined physical object, a pre-determined time-period, or a combination thereof.

3. The computer-implemented method of claim 1 , further comprising:

detecting, via one or more sensors, position information associated with the plurality of users;

determining the position information associated with the plurality of users correspond to a pre-determined position configuration; and

generating the augmented reality interface based, at least in part, on the determination.

4. The computer-implemented method of claim 1 , further comprising:

applying one or more animations to the alphanumeric characters, the symbols, or a combination thereof, wherein the one or more animations include movements of the alphanumeric characters, the symbols, or a combination thereof within an augmented reality environment.

5. The computer-implemented method of claim 1 , further comprising:

determining a mismatch between a received credential information and a stored credential information, a surpassing of an amount threshold for an online transaction, a lower trust score between the plurality of users, or a combination thereof; and

increasing complexity of the visual arrangements by influencing size information, proximity information, placement information, or a combination thereof for the alphanumeric characters, the symbols, or a combination thereof.

6. The computer-implemented method of claim 5 , further comprising:

hiding the alphanumeric characters, the symbols, or a combination thereof in occluded spaces of the augmented reality environment.

7. The computer-implemented method of claim 1 , further comprising:

scattering the visual arrangements in the augmented reality interface across any location of an augmented reality environment.

8. The computer-implemented method of claim 1 , further comprising:

determining the plurality of users are entering the credential information based, at least in part, on a voice-based command, a gesture-based command, a scanning of a bar code, a scanning of a quick response (QR) code, or a combination thereof.

9. The computer-implemented method of claim 1 , wherein the user devices are configured to provide an augmented reality interface in an augmented reality environment.

10. A system for presenting a varying augmented reality interface to a plurality of users performing a single event, the system comprising:

one or more processors; and

at least one non-transitory computer readable medium storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations comprising:

determining the plurality of users are entering credential information based, at least in part, on a selection of at least one user interface element from a user interface of their respective user devices;

detecting, via one or more sensors, a presence of the user devices associated with the plurality of users in a shared physical environment, wherein a distance between the user devices is within a proximity threshold;

generating the augmented reality interface and superimposing the augmented reality interface over physical objects within the shared physical environment, wherein visual arrangements of alphanumeric characters and symbols in the augmented reality interface are different for each of the plurality of users;

randomizing a placement of the alphanumeric characters and the symbols in the augmented reality interface based, at least in part, on a selection of at least one alphanumeric character and at least one symbol by the plurality of users to generate unique randomized display of characters; and

displaying the generated augmented reality interface on each of the respective user devices.

11. The system of claim 10 , further comprising:

generating the augmented reality interface based, at least in part, on proximity information of the plurality of users to a pre-determined location, proximity information of the plurality of users to a pre-determined physical object, a pre-determined time-period, or a combination thereof.

12. The system of claim 10 , further comprising:

detecting, via one or more sensors, position information associated with the plurality of users;

determining the position information associated with the plurality of users correspond to a pre-determined position configuration; and

generating the augmented reality interface based, at least in part, on the determination.

13. The system of claim 10 , further comprising:

applying one or more animations to the alphanumeric characters, the symbols, or a combination thereof, wherein the one or more animations include movements of the alphanumeric characters, the symbols, or a combination thereof within an augmented reality environment.

14. The system of claim 10 , further comprising:

determining a mismatch between a received credential information and a stored credential information, a surpassing of an amount threshold for an online transaction, a lower trust score between the plurality of users, or a combination thereof; and

increasing complexity of the visual arrangements by influencing size information, proximity information, placement information, or a combination thereof for the alphanumeric characters, the symbols, or a combination thereof.

15. A non-transitory machine-readable medium storing instructions that, when executed by a server, cause the server to perform a method for presenting a varying augmented reality interface to a plurality of users performing a single event, the method including:

determining the plurality of users are entering credential information based, at least in part, on a selection of at least one user interface element from a user interface of their respective user devices;

detecting, via one or more sensors, a presence of the user devices associated with the plurality of users in a shared physical environment, wherein a distance between the user devices is within a proximity threshold;

generating the augmented reality interface and superimposing the augmented reality interface over physical objects within the shared physical environment, wherein visual arrangements of alphanumeric characters and symbols in the augmented reality interface are different for each of the plurality of users;

randomizing a placement of the alphanumeric characters and the symbols in the augmented reality interface based, at least in part, on a selection of at least one alphanumeric character and at least one symbol by the plurality of users to generate unique randomized display of characters; and

displaying the generated augmented reality interface on each of the respective user devices.

16. The non-transitory machine-readable storage medium of claim 15 , further comprising:

generating the augmented reality interface based, at least in part, on proximity information of the plurality of users to a pre-determined location, proximity information of the plurality of users to a pre-determined physical object, a pre-determined time-period, or a combination thereof.

17. The non-transitory machine-readable storage medium of claim 15 , further comprising:

detecting, via one or more sensors, position information associated with the plurality of users;

determining the position information associated with the plurality of users correspond to a pre-determined position configuration; and

generating the augmented reality interface based, at least in part, on the determination.

Assignments (5)
RELEASE OF SECURITY INTERESTS RECORDED AT REEL/FRAMES 066626/0655, 066625/0426, 066625/0347, AND 066625/0276 Recorded Jan 12, 2026
From: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
To: WORLDPAY, LLC; WORLDPAY ISO AND ECOMMERCE, LLC; PAYMETRIC, LLC; WORLDPAY US, LLC
Reel/Frame 074314/0622 →
RELEASE OF SECURITY INTEREST IN INTELLECTUAL PROPERTY RECORDED AT R/F 066624/0719 Recorded Jan 12, 2026
From: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
To: WORLDPAY, LLC
Reel/Frame 074315/0412 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 066624/0719 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
Reel/Frame 066626/0655 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 10, 2022
From: SPENDER, CHARLOTTE
To: WORLDPAY, LLC
Reel/Frame 058588/0325 →
Continuity (2)
Continuation 16251890 · Jan 18, 2019
Related Publication 20220129882A1 · Apr 28, 2022