IP Library Patent Application 17648932
Patent Application
App. No. 17/648,932

ONE CARD

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Quick Facts
Patent No.
US None
App. No.
17/648,932
Abstract

A system and method for combining at least two similarly managed credit accounts into a single ONE card account is described. The system identifies a given cardholder having a plurality of similarly managed credit accounts. Generates a single ONE card account for the given cardholder. Incorporates the plurality of similarly managed credit accounts into the single ONE card account. Manages any future transactions for each of the plurality of similarly managed credit accounts via the single ONE card account. Provides, to the given cardholder, a single ONE card account statement, the single ONE card account statement containing information previously provided separately by each of the plurality of similarly managed credit accounts.

Claims (6)

1 . A method for combining at least two similarly managed credit accounts into a single ONE card account, the method comprising:

identifying, at a computer system, a first credit account and a second different credit account associated with a cardholder,

the first credit account and the second different credit account managed by a single entity;

generating, at the computer system, a single ONE card account for the cardholder;

incorporating, at the computer system, the first credit account and the second different credit account into the single ONE card account; and

managing, at the computer system, any future transactions for the first credit account and the second different credit account with the single ONE card account.

Assignments (1)
MERGER AND CHANGE OF NAME Recorded Mar 21, 2023
From: COMENITY LLC; BREAD FINANCIAL PAYMENTS, INC
To: BREAD FINANCIAL PAYMENTS, INC.
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