IP Library Patent Application 17821793
Patent Application
App. No. 17/821,793

AUTHENTICATED ACCOUNT INTERACTION VIA CELLULAR TEXT MESSAGE

Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US None
App. No.
17/821,793
Abstract

A computer system comprises a memory, a cellular telephony communications device configured for sending and receiving cellular text messages, and a processor coupled with the memory and the cellular telephony communications device. The processor is configured to: receive, via the cellular telephony communications device, a cellular text message sent from a cellular telephone of an accessing entity, wherein the cellular text message includes a cellular telephone number of the cellular telephone, an instruction regarding reward points, and an image file; use the cellular telephone number to identify a reward program account; extract an authentication token embedded in data of the image file; authenticate access to the reward program account based upon the authentication token; and in response to authenticating access to the reward program account, execute the instruction.

Claims (9)

1 . A computer system comprising:

a memory;

a cellular telephony communications device configured for sending and receiving cellular text messages; and

a processor coupled with the memory and the cellular telephone communications device, the processor configured to:

receive, via the cellular telephony communications device, a cellular text message sent from a cellular telephone of an accessing entity, wherein the cellular text message includes a cellular telephone number of the cellular telephone, an instruction regarding reward points, and an image file;

use the cellular telephone number to identify a reward program account;

extract an authentication token embedded in data of the image file;

authenticate access to the reward program account based upon the authentication token; and

responsive to authenticating access to the reward program account, execute the instruction.

Assignments (1)
MERGER AND CHANGE OF NAME Recorded Mar 21, 2023
From: COMENITY LLC; BREAD FINANCIAL PAYMENTS, INC
To: BREAD FINANCIAL PAYMENTS, INC.
Reel/Frame 063125/0756 →