Granted Patent B1

US 12,262,201 · App. 17/946,827 · Granted Mar 25, 2025

Inventor: Sundara Murthy Ganesan (Chennai, IN)

Assignee: Wells Fargo Bank, N.A.

H04W12/068G06F3/017G06F3/167G06T19/006

Abstract

Claims (79)

1. A computer-implemented method, the method comprising:

establishing, by a variable display device, a wireless connection between the variable display device and a mobile device, the mobile device comprising a client account application;

authenticating, by the variable display device, a user of the variable display device, wherein authenticating the user comprises:

receiving, by the variable display device, a prompt for authentication information from the mobile device in response to establishing the wireless connection;

transmitting, by the variable display device, the authentication information to the mobile device in response to detecting a selection of authentication information; and

receiving, by the variable display device, a notification from the mobile device comprising an indication of verification of the authentication information;

receiving, by the variable display device, display data from the mobile device in response to the authentication of the user, wherein the display data comprises one or more input fields associated with the client account application;

displaying, by the variable display device, a visual environment based on the display data;

detecting, by the variable display device, a selection of one or more input fields associated with the client account application within the visual environments; and

causing, by the variable display device, execution of the selection by transmitting the selection to the mobile device.

2. The computer-implemented method of claim 1 , wherein the visual environment is one of an augmented reality environment or a virtual reality environment, and wherein detecting the selection of the one or more input fields includes detecting at least one of a physical gesture or a vocal command.

3. The computer-implemented method of claim 1 , wherein authenticating the user further comprises:

receiving, by the variable display device, a prompt for a one-time-passcode (OTP);

receiving, by the variable display device, a OTP from the user of the variable display device;

transmitting, by the variable display device, the OTP to a provider institution computing system; and

receiving, by the variable display device, a notification indicating a verification of the OTP by the provider institution computing system.

4. The computer-implemented method of claim 1 , wherein authenticating the user of the variable display device further comprises:

receiving, by the variable display device, an identifier associated with the mobile device via a short-range wireless communication between the variable display device and the mobile device; and

receiving, by the variable display device, an indication that the identifier received from the short-range wireless communication matches an identifier associated with the mobile device comprising the client account application.

5. The computer-implemented method of claim 1 , wherein authenticating the user of the variable display device further comprises:

receiving, by the variable display device, information regarding a transaction card associated with a client account via a short-range wireless communication between the variable display device and the transaction card; and

receiving, by the variable display device, an indication that the information regarding the transaction card received from the short-range wireless communication matches information regarding a transaction card associated with the client account application of the mobile device.

6. The computer-implemented method of claim 1 , wherein the authentication information comprises at least one of a biometric, a personal identification number, a passcode, or a password.

7. The computer-implemented method of claim 1 , further comprising:

generating, by the variable display device, a mapping of the display data to the visual environment; and

generating, by the variable display device, augmented display data, wherein the augmented display data comprise the display data and the selection, such that the selection is embedded onto the display data and is associated with the one or more input fields.

8. One or more non-transitory computer-readable media storing instructions therein that, when executed by at least one processor of a variable display device, cause operations comprising:

establishing a wireless connection between the variable display device and a mobile device, the mobile device comprising a client account application;

authenticating a user of the variable display device, wherein authenticating the user comprises:

receiving a prompt for authentication information from the mobile device in response to establishing the wireless connection,

transmitting the authentication information to the mobile device in response to detecting a selection of authentication information, and

receiving a notification from the mobile device comprising an indication of verification of the authentication information;

receiving display data from the mobile device in response to the authentication of the user, wherein the display data comprises one or more input fields associated with the client account application;

generating and displaying a visual environment based on the display data;

detecting a selection of one or more input fields associated with the client account application within the visual environment; and

causing execution of the selection by transmitting the selection to the mobile device.

9. The one or more non-transitory computer-readable media of claim 8 , wherein authenticating the user further comprises:

receiving a prompt for a one-time-passcode (OTP);

receiving an OTP;

transmitting the OTP to a provider institution computing system; and

receiving a notification indicating a verification of the OTP by the provider institution computing system.

10. The one or more non-transitory computer-readable media of claim 8 , wherein authenticating the user of the variable display device further includes operations comprising:

receiving an identifier associated with the mobile device via a short-range wireless communication between the variable display device and the mobile device; and

receiving an indication that the identifier received from the short-range wireless communication matches an identifier associated with the mobile device comprising the client account application.

11. The one or more non-transitory computer-readable media of claim 8 , wherein authenticating the user of the variable display device further includes operations comprising:

receiving information regarding a transaction card associated with a client account via a short-range wireless communication between the variable display device and the transaction card; and

receiving an indication that the information regarding the transaction card received from the short-range wireless communication matches information regarding a transaction card associated with the client account application of the mobile device.

12. The one or more non-transitory computer-readable media of claim 8 , wherein the authentication information comprises at least one of a biometric, a personal identification number, a passcode, or a password.

13. The one or more non-transitory computer-readable media of claim 8 , wherein the instructions further cause operations comprising:

generating a mapping of the display data to the visual environment; and

generating augmented display data comprising the display data and the selection, wherein the selection is included with the display data and is associated with the one or more input fields.

14. The one or more non-transitory computer-readable media of claim 8 , wherein the visual environment is one of an augmented reality environment or a virtual reality environment.

15. A system comprising:

a processor; and

a memory coupled to the processor, the memory having instructions stored thereon that when executed by the processor, cause the processor to:

establish a wireless connection with a mobile device comprising a client account application;

authenticate a user;

receive display data from the mobile device in response to the authentication of the user, wherein the display data comprises one or more input fields associated with the client account application;

generate and display a visual environment based on the display data, wherein the visual environment is one of an augmented reality environment or a virtual reality environment;

detect a selection of one or more input fields associated with the client account application within the visual environment; and

cause execution of the selection by transmitting the selection to the mobile device.

16. The system of claim 15 , wherein in authenticating the user, the instructions cause the processor to:

receive a prompt for authentication information from the mobile device in response to establishing the wireless connection;

transmit the authentication information to the mobile device, and

receive a notification from the mobile device comprising an indication of verification of the authentication information.

17. The system of claim 16 , wherein in authenticating the user, the instructions further cause the processor to:

receive an identifier associated with the mobile device via a short-range wireless communication with the mobile device, and

receive an indication that the identifier received from the short-range wireless communication matches an identifier associated with the mobile device.

18. The system of claim 16 , wherein in authenticating the user, the instructions further cause the processor to:

receive information regarding a transaction card associated with a client account via a short-range wireless communication with the transaction card, and

receive an indication that the information regarding the transaction card received from the short-range wireless communication matches information regarding a transaction card associated with the client account application of the mobile device.

19. The system of claim 16 , wherein in authenticating the user, the instructions further cause the processor to:

receive a prompt for a one-time-passcode (OTP);

receive an OTP;

transmit the received OTP to a provider institution computing system; and

receive a notification indicating a verification of the OTP by the provider institution computing system.

20. The system of claim 15 , wherein the instructions further cause the processor to:

generate a mapping of the display data to the visual environment; and

generate augmented display data comprising the display data and the selection, wherein the selection is included with the display data and is associated with the one or more input fields.

Assignments (1)

References Cited (39)

Cited By (1)

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