IP Library Granted Patent US 11,874,915
Granted Patent B2
US 11,874,915 · App. 18/060,144 · Granted Jan 16, 2024

Methods and systems for acoustic authentication

Inventor: Daren L. Pickering (Rugby, GB)
Assignee: Worldpay, LLC
G06F21/36G06Q20/382G06Q20/4012G06T19/006H04L9/3226G06F3/041G06F3/0485G06F3/04883G06F2221/2103G06F2221/2133
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Quick Facts
Patent No.
US 11,874,915
App. No.
18/060,144
Granted
Jan 16, 2024
Kind
B2
Abstract

Systems and methods are disclosed for generating an acoustic authentication data entry interface. One method comprises generating a random sequence of characters and a visual user interface element comprising a plurality sections, each section of the visual user interface element being associated with a respective character of the generated random sequence of characters. A section of the visual user interface elements is displayed to a user. Concurrently, an audio recording of a character associated with the displayed section is played to the user. Based on determining user selection of the displayed section, the character associated with the displayed section is logged as part of an authentication data. When all of the characters constituting the authentication data are logged, an electronic transaction authorization request is sent to an acquirer processor.

Claims (46)

1. A method for generating an acoustic authentication data entry interface, the method comprising:

generating a random sequence of characters that includes characters constituting authentication data of a user;

generating a visual user interface element comprising a plurality of sections, each section of the visual user interface element being associated with a respective character of the generated random sequence of characters;

displaying a section of the visual user interface element to the user that is without a visual indicia of a character associated with the section;

playing an audio recording of the character associated with the section, based on displaying the section;

prompting the user to make a selection of the character by making a first type of user gesture or to make a non-selection of the character by making a second type of user gesture, based on playing the audio recording;

detecting a user gesture performed in association with the section, based on prompting the user to make the selection of the character or the non-selection of the character;

logging the character as a part of the authentication data of the user based on the user gesture corresponding to the first type of gesture; and

based on determining that a complete set of the characters constituting the authentication data of the user has been logged based on a set of user selections of a set of sections of the visual user interface element, sending an electronic transaction authorization request.

2. The method of claim 1 , wherein the visual user interface element is displayed in a virtual reality environment.

3. The method of claim 1 , wherein the visual user interface element is displayed in a touchscreen of a mobile device.

4. The method of claim 1 , wherein the first type of gesture is one of a grabbing motion, a dragging motion and a dropping motion, a pointing motion, or a tapping motion.

5. The method of claim 1 , wherein the second type of gesture is one of a swiping motion or a scrolling motion.

6. The method of claim 1 , wherein generating the random sequence of characters occurs iteratively in response to user selections.

7. The method of claim 1 , wherein the authentication data comprises one or more of a personal identification number (PIN), a password, and an answer to a security challenge question.

8. A device comprising:

a memory configured to store instructions; and

a processor configured to execute the instructions to perform operations comprising:

generating a random sequence of characters that includes characters constituting authentication data of a user;

generating a visual user interface element comprising a plurality of sections, each section of the visual user interface element being associated with a respective character of the generated random sequence of characters;

displaying a section of the visual user interface element to the user that is without a visual indicia of a character associated with the section;

playing an audio recording of the character associated with the section, based on displaying the section;

prompting the user to make a selection of the character by making a first type of user gesture or to make a non-selection of the character by making a second type of user gesture, based on playing the audio recording;

detecting a user gesture performed in association with the section, based on prompting the user to make the selection of the character or the non-selection of the character;

logging the character as a part of the authentication data of the user based on the user gesture corresponding to the first type of gesture; and

based on determining that a complete set of the characters constituting the authentication data of the user has been logged based on a set of user selections of a set of sections of the visual user interface element, sending an electronic transaction authorization request.

9. The device of claim 8 , wherein the visual user interface element is displayed in a virtual reality environment.

10. The device of claim 8 , wherein the visual user interface element is displayed in a touchscreen of a mobile device.

11. The device of claim 8 , wherein the first type of gesture is one of a grabbing motion, a dragging motion and a dropping motion, a pointing motion, or a tapping motion.

12. The device of claim 8 , wherein the second type of gesture is one of a swiping motion or a scrolling motion.

13. The device of claim 8 , wherein generating the random sequence of characters occurs iteratively in response to user selections.

14. The device of claim 8 , wherein the authentication data comprises one or more of a personal identification number (PIN), a password, and an answer to a security challenge question.

15. A non-transitory computer-readable medium configured to store instructions that, when executed by a processor, cause the processor to perform operations comprising:

generating a random sequence of characters that includes characters constituting authentication data of a user;

generating a visual user interface element comprising a plurality of sections, each section of the visual user interface element being associated with a respective character of the generated random sequence of characters;

displaying a section of the visual user interface element to the user that is without a visual indicia of a character associated with the section;

playing an audio recording of the character associated with the section, based on displaying the section;

prompting the user to make a selection of the character by making a first type of user gesture or to make a non-selection of the character by making a second type of user gesture, based on playing the audio recording;

detecting a user gesture performed in association with the section, based on prompting the user to make the selection of the character or the non-selection of the character;

logging the character as a part of the authentication data of the user based on the user gesture corresponding to the first type of gesture; and

based on determining that a complete set of the characters constituting the authentication data of the user has been logged based on a set of user selections of a set of sections of the visual user interface element, sending an electronic transaction authorization request.

16. The non-transitory computer-readable medium of claim 15 , wherein the visual user interface element is displayed in a virtual reality environment.

17. The non-transitory computer-readable medium of claim 15 , wherein the visual user interface element is displayed in a touchscreen of a mobile device.

18. The non-transitory computer-readable medium of claim 15 , wherein the first type of gesture is one of a grabbing motion, a dragging motion and a dropping motion, a pointing motion, or a tapping motion.

19. The non-transitory computer-readable medium of claim 15 , wherein the second type of gesture is one of a swiping motion or a scrolling motion.

20. The non-transitory computer-readable medium of claim 15 , wherein generating the random sequence of characters occurs iteratively in response to user selections.

Assignments (5)
RELEASE OF SECURITY INTERESTS RECORDED AT REEL/FRAMES 066626/0655, 066625/0426, 066625/0347, AND 066625/0276 Recorded Jan 12, 2026
From: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
To: WORLDPAY, LLC; WORLDPAY ISO AND ECOMMERCE, LLC; PAYMETRIC, LLC; WORLDPAY US, LLC
Reel/Frame 074314/0622 →
RELEASE OF SECURITY INTEREST IN INTELLECTUAL PROPERTY RECORDED AT R/F 066624/0719 Recorded Jan 12, 2026
From: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
To: WORLDPAY, LLC
Reel/Frame 074315/0412 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 066624/0719 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY, LLC
To: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
Reel/Frame 066626/0655 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 30, 2022
From: PICKERING, DAREN L.
To: WORLDPAY, LLC
Reel/Frame 061926/0226 →
Continuity (2)
Continuation 16233616 · Dec 27, 2018
Related Publication 20230105404A1 · Apr 6, 2023