MANAGING VEHICLE OPERATOR PROFILES BASED ON TELEMATICS INFERENCES VIA AN AUCTION TELEMATICS MARKETPLACE WITH AWARD PROTOCOLS

1 . A computer-implemented method for data management, the computer-implemented method comprising:

collecting a plurality of personal data sets associated with a plurality of vehicle operators continually;

collecting a plurality of sensor data sets associated with the plurality of vehicle operators continually via one or more sensing modules,

for each vehicle operator of the plurality of vehicle operators:

generating and continually updating an operator profile including the personal data set associated with the vehicle operator;

determining and continually updating one or more telematics inferences based at least in part upon the sensor data set associated with the vehicle operator;

generating and continually updating a data profile including the one or more telematics inferences associated with the vehicle operator, and

listing and continually updating the data profile onto a telematics marketplace to be accessible by a plurality of marketplace participants;

receiving, from a plurality of bidders of the plurality of marketplace participants, a plurality of bids for a target operator profile associated with a target data profile selected from the listed data profiles of the plurality of vehicle operators;

determining, based at least in part upon the plurality of bids, a first winning bid, an associated first winning bidder, a second winning bid, and an associated second winning bidder;

transmitting the target operator profile to the first winning bidder according to a first award protocol; and

transmitting the target operator profile to the second winning bidder according to a second award protocol.

2 . The computer-implemented method of claim 1 , wherein

the first award protocol includes data transmission at a first time point; and

the second award protocol includes data transmission at a second time point later than the first time point.

3 . The computer-implemented method of claim 1 , wherein:

the first award protocol includes full data transmission such that the complete target operator profile is transmitted; and

the second award protocol includes partial data transmission such that only one or more parts of the target operator profile is transmitted.

4 . The computer-implemented method of claim 1 , wherein, the receiving a plurality of bids includes:

receiving a first group of bids during a first bidding period; and

receiving a second group of bids during a second bidding period trailing the first bidding period.

5 . The computer-implemented method of claim 4 , wherein:

the determining the first winning bid includes determining the first winning bid from the first group of bids; and

the determining the second winning bid includes determining the second winning bid from the second group of bids.

6 . The computer-implemented method of claim 1 , wherein:

the first winning bid has a first bid amount greater than a first bid threshold; and

the second winning bid has a second bid amount less than the first bid threshold and greater than a second bid threshold.

7 . The computer-implemented method of claim 1 , wherein:

the one or more telematics inferences includes one or more primary telematics inferences and one or more secondary telematics inferences;

the first award protocol includes data transmission of the one or more primary telematics inferences and the one or more secondary telematics inferences; and

the second award protocol includes data transmission of the one or mote primary telematics inferences but not the one or more secondary telematics inferences.

8 . The computer-implemented method of claim 7 , wherein:

the one or more primary telematics inferences includes one or more generic telematics inferences; and

the one or more secondary telematics inferences includes one or more industry-specific telematics inferences, one or more market-specific telematics inferences, one or more use-specific telematics inferences, or one or more party-specific inferences.

9 . The computer-implemented method of claim 1 , wherein:

the one or more sensing modules includes a common module used by a plurality of mobile applications;

the common module is a software module or a common hardware module; and

each vehicle operator uses at least one mobile application of the plurality of mobile applications.

10 . A computing system for data management, the computing system comprising:

one or more processors; and

a memory storing instructions that, upon execution by the one or more processors, cause the computing system to perform one or more processes including:

collecting a plurality of personal data sets associated with a plurality of vehicle operators continually;

collecting a plurality of sensor data sets associated with the plurality of vehicle operators continually via one or more sensing modules;

for each vehicle operator of the plurality of vehicle operators;

generating and continually updating an operator profile including the personal data set associated with the vehicle operator;

determining and continually updating one or more telematics inferences based at least in pan upon the sensor data set associated with the vehicle operator;

generating and continually updating a data profile including the one or more telematics inferences associated with the vehicle operator; and

listing and continually updating the data profile onto a telematics marketplace to be accessible by a plurality of marketplace participants;

receiving, from a plurality of bidders of the plurality of marketplace participants, a plurality of bids for a target operator profile associated with a target data profile selected from the listed data profiles of the plurality of vehicle operators;

determining, based at least in part upon the plurality of bids, a first winning bid, an associated first winning bidder, a second winning bid, and an associated second winning bidder;

transmitting the target operator profile to the first winning bidder according to a first, award protocol; and

transmitting the target operator profile to the second winning bidder according to a second award protocol.

11 . The computer system of claim 10 , wherein

the first award protocol includes data transmission at a first time point; and

the second award protocol includes data transmission at a second time point later than the first time point.

12 . The computer system of claim 10 , wherein:

the first award protocol includes lull data transmission such that the complete target operator profile is transmitted; and

the second award protocol includes partial data transmission such that only one or more pans of the target operator profile is transmitted.

13 . The computer system of claim 10 , wherein, the receiving a plurality of bids includes:

receiving a first group of bids during a first bidding period; and

receiving a second group of bids during a second bidding period trailing the first bidding period.

14 . The computer system of claim 13 , wherein:

the determining the first winning bid includes determining the first winning bid front the first group of bids; and

the determining the second winning bid includes determining the second winning bid from the second group of bids.

15 . The computer system of claim 10 , wherein:

the first winning bid has a first bid amount greater than a first bid threshold; and

the second winning bid has a second bid amount less than the first bid threshold and greater than a second bid threshold.

16 . The computer system of claim 10 , wherein:

the one or more telematics inferences includes one or more primary telematics inferences and one or more secondary telematics inferences;

the first award protocol includes data transmission of the one or more primary telematics inferences anti the one or more secondary telematics inferences; and

the second award protocol includes data transmission of the one or more primary telematics inferences but not the one or more secondary telematics inferences.

17 . The computer system of claim 16 , wherein:

the one or more primary telematics inferences includes one or mot e generic telematics inferences; and

the one or more secondary telematics inferences includes one or more industry-specific telematics inferences, one or more market-specific telematics inferences, one or more use-specific telematics inferences, or one or more party-specific inferences.

18 . The computer system of claim 10 , wherein

the one or more sensing modules includes a common module used by a plurality of mobile applications;

the common module is a software module or a common hardware module; and

each vehicle operator uses at least one mobile application of the plurality of mobile applications.

19 . A non-transitory computer-readable medium storing instructions for data management, the instructions upon execution by one or more processors of a computing system, cause the computing system to perform one or more processes including:

collecting a plurality of personal data sets associated with a plurality of vehicle operators continually;

collecting a plurality of sensor data sets associated with the plurality of vehicle operators continually via one or more sensing modules;

for each vehicle operator of the plurality of vehicle operators:

generating and continually updating an operator profile including the personal data set associated with the vehicle operator;

determining and continually updating one or more telematics inferences based at least in part upon the sensor data set associated with the vehicle operator;

generating and continually updating a data profile including the one or more telematics inferences associated with the vehicle operator; and

listing and continually updating the data profile onto a telematics marketplace to be accessible by a plurality of marketplace participants;

receiving, from a plurality of bidders of the plurality of marketplace participants, a plurality of bids lot a target operator profile associated with a target data profile selected from the listed data profiles of the plurality of vehicle operators;

determining, based at least in part upon the plurality of bids, a first winning bid, an associated first winning bidder, a second winning bid, and an associated second winning bidder;

transmitting the target operator profile to the first winning bidder according to a first award protocol; and

transmitting the target operator profile to the second winning bidder according to a second award protocol.

20 . The non-transitory computer-readable medium of claim 19 , wherein,

the first award protocol includes data transmission at a first time point; and

the second award protocol includes data transmission at a second time point later than the first time point.