IP Library Granted Patent US 12,124,909
Granted Patent B2
US 12,124,909 · App. 18/103,637 · Granted Oct 22, 2024

Motionless card magnetic strip reader

Inventor: Shannon Louise McGrath (Perth, GB)
Assignee: NCR Atleos Corporation
G06K7/087
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Quick Facts
Patent No.
US 12,124,909
App. No.
18/103,637
Granted
Oct 22, 2024
Kind
B2
Abstract

A magnetic strip of a card is read by a card reader while the card remains stationary and motionless within the card reader. The card is parked within the card reader in a read position. A dynamic read head of the card reader moves over the strip from a trailing edge of the inserted card to a leading edge of the card and then back from the leading edge of the card to the trailing edge of the card. A rate and speed of the read head is controlled during the passes of the read head over the strip. The card data of the strip is provided to a terminal during a transaction of a customer at the terminal.

Claims (17)

1. A system, comprising:

a transaction terminal;

a motionless card reader interfaced and integrated into the transaction terminal as a peripheral device; and

the motionless card reader comprises:

a movable track; and

a dynamic read head attached to the moveable track and adapted to move forward and backward over a magnetic strip of a card inserted into the motionless card reader during a card read while the card is stationary and remains motionless during card reading within the motionless card reader.

2. The system of claim 1 , wherein the transaction terminal is an automated teller machine, a self-service terminal, a point-of-sale terminal, or a kiosk.

3. The system of claim 1 , wherein the motionless card reader further includes a shutter assembly, wherein the dynamic read head is positioned adjacent to the shutter assembly after the card read and when the motionless card reader does not include any card inserted for any card read.

4. The system of claim 1 , wherein the moveable track has a length that is substantially equal to a card length of the card.

5. The system of claim 1 , wherein the motionless card reader further includes a single set of rollers.

6. The system of claim 1 , wherein the motionless card reader is adapted to read card data from the magnetic strip and provide the card data to the transaction terminal during a card transaction at the transaction terminal.

7. The system of claim 1 , wherein a length of the motionless card reader is less than a length associated with an existing card reader that moves cards over a stationary read head during card reading, and wherein a total number of component parts of the motionless card reader is less than a total number of component parts associated with the existing card reader.

8. A method comprising:

detecting, by a controller associated with a motionless card reader, a card in a fully inserted position within the motionless card reader;

moving, by the controller, a dynamic read head from a trailing edge of a magnetic strip for the card to a leading edge of the magnetic strip and back to the trailing edge while the card remains stationary and the card remains motionless during card reading within the motionless card reader; and

providing, by the controller, card data read by the dynamic read head during the moving to a transaction terminal during a transaction at the transaction terminal.

9. The method of claim 8 , wherein the controller resides in the motionless card reader or on resided in a circuit board of the transaction terminal.

Assignments (7)
CORRECTIVE ASSIGNMENT TO CORRECT THE THE PROPERTIES SECTION BY INCLUDING IT WITH TEN PREVIOUSLY OMITTED PROPERTY NUMBERS PREVIOUSLY RECORDED ON REEL 65346 FRAME 367. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Aug 13, 2025
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 072445/0072 →
CHANGE OF NAME Recorded May 20, 2024
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 067464/0595 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 20, 2024
From: NCR VOYIX CORPORATION
To: NCR ATLEOS CORPORATION
Reel/Frame 067464/0882 →
CORRECTIVE ASSIGNMENT TO CORRECT THE DOCUMENT DATE AND REMOVE THE OATH/DECLARATION (37 CFR 1.63) PREVIOUSLY RECORDED AT REEL: 065331 FRAME: 0297. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Oct 31, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065627/0332 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0367 →
SECURITY INTEREST Recorded Oct 24, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065331/0297 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 10, 2023
From: MCGRATH, SHANNON LOUISE
To: NCR CORPORATION
Reel/Frame 062947/0826 →
Continuity (1)
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