IP Library Granted Patent US 11,948,138
Granted Patent B2
US 11,948,138 · App. 18/116,044 · Granted Apr 2, 2024

Connected car as a payment device

Inventors: Kristopher Keith Gaudin (Bloomington, IL); Leo Nelson Chan (Normal, IL); Justin Davis (Normal, IL)
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
G06Q20/204B60W60/00G06Q20/20G06Q20/202G06Q20/206G06Q20/3226G06Q20/3278G06Q20/40145G06Q20/405G06Q30/06G06Q50/06G07C9/257G07F15/001G07C9/26
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Quick Facts
Patent No.
US 11,948,138
App. No.
18/116,044
Filed
Mar 1, 2023
Granted
Apr 2, 2024
Kind
B2
Art Unit
RD00
USPC
705/44
Abstract

A method includes determining a fuel amount; providing navigation directions; determining a vehicle arrival; transmitting a fuel purchase request; controlling a tank cover; receiving fuel; detecting that a tank is full; and transmitting a stop fueling request. A computer system includes a processor configured to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that a tank is full; and transmit a stop fueling request. A non-transitory computer-readable medium storing thereon a set of instructions that, when executed on a processor, causes the processor to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that fuel tank is full; and transmit a stop fueling request.

Claims (53)

1. A computer-implemented method of using an autonomous vehicle as an electronic payment device, the method comprising:

determining, by one or more processors in the autonomous vehicle via a fuel level sensor, that an amount of fuel in the autonomous vehicle is less than a threshold amount of fuel;

providing, by the one or more processors, navigation directions for the autonomous vehicle to navigate to a merchant location;

determining, by the one or more processors, that the autonomous vehicle has arrived at the merchant location;

transmitting, by the one or more processors to a merchant communication terminal at the merchant location, a request to purchase fuel;

controlling, by the one or more processors in the autonomous vehicle, a fuel tank cover to open the fuel tank cover for receiving the fuel; and

providing, by the one or more processors, an indication to the merchant communication terminal that the fuel tank cover is open,

wherein, in response to receiving the indication that the fuel tank cover is open, the merchant communication terminal causes a fuel pump to provide fuel to the autonomous vehicle.

2. The computer-implemented method of claim 1 , further comprising:

providing, by the one or more processors, an indication to the merchant communication terminal of a position of a fuel tank opening for the autonomous vehicle.

3. The computer-implemented method of claim 1 , wherein the fuel pump automatically provides fuel to the autonomous vehicle by extending a mechanical arm attached to a nozzle into the fuel tank opening of the autonomous vehicle.

4. The computer-implemented method of claim 1 , further comprising:

measuring, via the fuel level sensor, a change in the amount of fuel within a fuel tank of the autonomous vehicle;

comparing, by the one or more processors, a payment amount indicated in an electronic receipt to an estimated cost for the fuel based upon the change in the amount of fuel; and

when the estimated cost for the fuel and the payment amount differ by more than a threshold amount, detecting, by the one or more processors, a fraudulent charge.

5. The computer-implemented method of claim 1 , further comprising:

receiving, at the one or more processors, a payment amount and a request to authorize payment for the fuel; and

transmitting, by the one or more processors, an indication to the merchant communication terminal that the payment is authorized.

6. A computer system configured to use an autonomous vehicle as an electronic payment device, the computer system comprising one or more processors, sensors, and/or transceivers in or on an autonomous vehicle configured to:

determine, via a fuel level sensor, that an amount of fuel in the autonomous vehicle is less than a threshold amount of fuel;

provide navigation directions for the autonomous vehicle to navigate to a merchant location;

determine that the autonomous vehicle has arrived at the merchant location;

transmit, to a merchant communication terminal at the merchant location, a request to purchase fuel;

control a fuel tank cover to open the fuel tank cover for receiving the fuel; and

provide an indication to the merchant communication terminal that the fuel tank cover is open,

wherein, in response to receiving the indication that the fuel tank cover is open, the merchant communication terminal causes a fuel pump to provide fuel to the autonomous vehicle.

7. The computer system of claim 6 , further configured to:

provide an indication to the merchant communication terminal of a position of a fuel tank opening for the autonomous vehicle.

8. The computer system of claim 6 , wherein the fuel pump automatically provides fuel to the autonomous vehicle by extending a mechanical arm attached to a nozzle into the fuel tank opening of the autonomous vehicle.

9. The computer system of claim 6 , further configured to:

measure, via the fuel level sensor, a change in the amount of fuel within a fuel tank of the autonomous vehicle;

compare a payment amount indicated in an electronic receipt to an estimated cost for the fuel based upon the change in the amount of fuel; and

when the estimated cost for the fuel and the payment amount differ by more than a threshold amount, detect a fraudulent charge.

10. The computer system of claim 6 , further configured to:

receive a payment amount and a request to authorize a payment for the fuel; and

transmit an indication to the merchant communication terminal that the payment is authorized.

11. A non-transitory computer-readable medium storing thereon a set of instructions that, when executed on one or more processors in or on an autonomous vehicle, causes the one or more processors to:

determine, via a fuel level sensor, that an amount of fuel in the autonomous vehicle is less than a threshold amount of fuel;

provide navigation directions for the autonomous vehicle to navigate to a merchant location;

determine that the autonomous vehicle has arrived at the merchant location;

transmit, to a merchant communication terminal at the merchant location, a request to purchase fuel;

control a fuel tank cover to open the fuel tank cover for receiving the fuel; and

provide an indication to the merchant communication terminal that the fuel tank cover is open,

wherein, in response to receiving the indication that the fuel tank cover is open, the merchant communication terminal causes a fuel pump to provide fuel to the autonomous vehicle.

12. The computer-readable medium of claim 11 , wherein the set of instructions further causes the one or more processors to:

provide an indication to the merchant communication terminal of a position of a fuel tank opening for the autonomous vehicle.

13. The computer-readable medium of claim 11 , wherein the fuel pump automatically provides fuel to the autonomous vehicle by extending a mechanical arm attached to a nozzle into the fuel tank opening of the autonomous vehicle.

14. The computer-readable medium of claim 11 , wherein the set of instructions further causes the one or more processors to:

measure, via the fuel level sensor, a change in the amount of fuel within a fuel tank of the autonomous vehicle;

compare a payment amount indicated in an electronic receipt to an estimated cost for the fuel based upon the change in the amount of fuel; and

when the estimated cost for the fuel and the payment amount differ by more than a threshold amount, detect a fraudulent charge.

15. The computer-readable medium of claim 11 , wherein the set of instructions further causes the one or more processors to:

receive a payment amount and a request to authorize a payment for the fuel; and transmit an indication to the merchant communication terminal that the payment is authorized.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 3, 2023
From: GAUDIN, KRISTOPHER KEITH; CHAN, LEO NELSON; DAVIS, JUSTIN
To: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Reel/Frame 062866/0722 →
Continuity (7)
Continuation 17714989 · Apr 6, 2022
Continuation 17013081 · Sep 4, 2020
Continuation 15428646 · Feb 9, 2017
Provisional Application 62362148 · Jul 14, 2016
Provisional Application 62360008 · Jul 8, 2016
Provisional Application 62295596 · Feb 16, 2016
Related Publication 20230206203A1 · Jun 29, 2023