IP Library Granted Patent US 12,438,925
Granted Patent B2
US 12,438,925 · App. 18/216,652 · Granted Oct 7, 2025

Communication with a bank teller

Inventor: Maxwell Alfred Wiewiorka (Scotland, GB)
Assignee: DIGITAL FIRST HOLDINGS LLC
H04L65/1069G06K7/1413G06K7/1417
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Quick Facts
Patent No.
US 12,438,925
App. No.
18/216,652
Granted
Oct 7, 2025
Kind
B2
Abstract

A method and a computing system for detecting, at an ATM, an input event indicating that a user of the ATM wants to communicate with a bank teller; responsive to detecting the input event, by the ATM, sending a notification to at least one first telecommunications device of a selected remote bank teller indicating that the user wants to communicate and requesting the user to input contact information into the ATM and/or to scan a machine-readable code displayed on the ATM with a mobile device of the user; responsive to the user inputting the contact information into the ATM and/or scanning the machine-readable code displayed on the ATM with the mobile device, establishing, by the first telecommunications device or a second telecommunications device of the selected remote bank teller, a communication link with the mobile device of the user.

Claims (60)

1. A computer-implemented method for establishing a communication link between a mobile device of a user of an ATM and a telecommunications device of a selected remote bank teller, comprising:

detecting, at an ATM, an input event indicating that a user of the ATM wants to communicate with a bank teller;

responsive to detecting the input event, by the ATM, sending a notification to at least one first telecommunications device of a selected remote bank teller indicating that the user wants to communicate and requesting the user to input contact information into the ATM and/or to scan a machine-readable code displayed on the ATM with a mobile device of the user; and

responsive to the user inputting the contact information into the ATM and/or scanning the machine-readable code displayed on the ATM with the mobile device, establishing, by the first telecommunications device or a second telecommunications device of the selected remote bank teller, a communication link with the mobile device of the user for audio communications between the remote bank teller and the user.

2. The method of claim 1 , further comprising:

responsive to sending the notification to the first telecommunications device, accessing, by the first telecommunications device of the selected remote bank teller, a web-based communication portal via a web browser executing on the first telecommunications device; and

responsive to scanning the machine-readable code displayed on the ATM with the mobile device, accessing, by the mobile device, the web-based communication portal via a web browser executing on the mobile device;

thereby establishing the communication link between the first telecommunications device and the mobile device.

3. The method of claim 2 , wherein the first telecommunications device is a desktop computer or a laptop or a mobile device of the selected remote bank teller.

4. The method of claim 2 , wherein the machine-readable code is a one-dimensional or two-dimensional barcode, and is optionally a quick response code.

5. The method of claim 2 , further comprising:

responsive to detecting the input event, displaying the machine-readable code on a display of the ATM; and

scanning, by the mobile device, the machine-readable code that is displayed on the display of the ATM.

6. The method of claim 2 , further comprising:

responsive to detecting the input event, requesting the user to scan a machine-readable code displayed on a housing of the ATM with a mobile device of the user; and

scanning, by the mobile device, the machine-readable code that is displayed on the housing of the ATM.

7. The method of claim 1 , further comprising:

responsive to sending the notification to the first telecommunications device, accessing, by the first telecommunications device of the selected remote bank teller, a web-based communication portal via a web browser executing on the first telecommunications device;

responsive to the user inputting an email address for the user into the ATM, receiving, at the mobile device, a web link via email for accessing the web-based communication portal; and

responsive to the mobile device determining that the web link has been selected by the user, accessing, by the mobile device, the web-based communication portal via a web browser executing on the mobile device;

thereby establishing the communication link between the first telecommunications device and the mobile device.

8. The method of claim 7 , wherein the first telecommunications device is a desktop computer or a laptop or a mobile device of the selected remote bank teller.

9. The method of claim 2 , further comprising:

establishing the communication link as a Voice over Internet Protocol communication link.

10. A computer-implemented method for establishing a communication link between a mobile device of a user of an ATM and a telecommunications device of a selected remote bank teller, comprising:

detecting, at an ATM, an input event indicating that a user of the ATM wants to communicate with a bank teller;

responsive to detecting the input event, by the ATM, sending a notification to at least one first telecommunications device of a selected remote bank teller indicating that the user wants to communicate and requesting the user to input contact information into the ATM and/or to scan a machine-readable code displayed on the ATM with a mobile device of the user;

responsive to the user inputting the contact information into the ATM and/or scanning the machine-readable code displayed on the ATM with the mobile device, establishing, by the first telecommunications device or a second telecommunications device of the selected remote bank teller, a communication link with the mobile device of the user;

responsive to the user inputting a phone number of the mobile device into the ATM, sending, by the ATM, the phone number to the first telecommunications device of the selected remote bank teller; and

responsive to the first telecommunications device receiving the phone number, calling, by the second telecommunications device of the selected remote bank teller, the mobile device;

thereby establishing the communication link between the second telecommunications device and the mobile device for audio communications between the remote bank teller and the user.

11. The method of claim 10 , wherein the first telecommunications device is a desktop computer or a laptop or a mobile device of the selected remote bank teller and the second telecommunications device is a landline or mobile device of the selected remote bank teller.

12. The method of claim 10 , further comprising:

establishing the communication link between the first or second telecommunications device and the mobile device as an audio only communication link.

13. The method of claim 10 , further comprising:

capturing audio data via a microphone of the mobile device;

via the communication link, transmitting the audio data to the first or second telecommunications device; and

outputting the audio data via a speaker of the first or second telecommunications device.

14. The method of claim 10 , further comprising:

capturing audio data via a microphone of the first or second telecommunications device;

via the communication link, transmitting the audio data to the mobile device; and

outputting the audio data via a speaker of the mobile device.

15. The method of claim 10 , further comprising:

capturing video data, via a camera of the ATM and/or of the mobile device;

providing the video data from the ATM and/or the mobile device to the first telecommunications device; and

displaying a video feed comprising the video data on a display of the first telecommunications device.

16. The method of claim 10 , further comprising:

capturing video data, via a camera of the first telecommunications device;

providing the video data from the first telecommunications device to the ATM and/or to the mobile device; and

displaying a video feed comprising the video data on a display of the ATM and/or of the mobile device.

17. The method of claim 10 , wherein the ATM is not an Interactive Teller Machine, ITM.

18. The method of claim 10 , wherein:

detecting the input event is a request by the user for a web-based communication session with a bank teller or a cellular communication session with a bank teller.

19. A computing system, comprising:

an ATM, a mobile device of a user and at least one telecommunications device of a selected remote bank teller, wherein the ATM is configured to:

detect an input event indicating that a user of the ATM wants to communicate with a bank teller; and

send a notification to at least one first telecommunications device of the selected remote bank teller indicating that the user wants to communicate and request the user to input contact information into the ATM and/or to scan a machine-readable code displayed on the ATM with the mobile device of the user; wherein

responsive to the user inputting the contact information into the ATM and/or scanning the machine-readable code displayed on the ATM with the mobile device, the first telecommunications device or a second telecommunications device of the selected remote bank teller is configured to:

establish a communication link with the mobile device for audio communications between the remote bank teller and the user.

20. The computing system of claim 19 , wherein the first telecommunications device is a desktop computer or a laptop or a mobile device of the selected remote bank teller and the second telecommunications device is a landline or mobile device of the selected remote bank teller.

Assignments (6)
RELEASE OF SECURITY INTEREST Recorded Sep 30, 2024
From: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
To: NCR VOYIX CORPORATION (F/K/A NCR CORPORATION)
Reel/Frame 069037/0952 →
SECURITY INTEREST Recorded Sep 30, 2024
From: DIGITAL FIRST HOLDINGS LLC
To: UBS AG, STAMFORD BRANCH, AS COLLATERAL AGENT
Reel/Frame 069083/0202 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 25, 2024
From: NCR VOYIX CORPORATION
To: DIGITAL FIRST HOLDINGS LLC
Reel/Frame 068695/0592 →
CHANGE OF NAME Recorded Feb 29, 2024
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 066602/0539 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR VOYIX CORPORATION
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0168 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 30, 2023
From: WIEWIORKA, MAXWELL ALFRED
To: NCR CORPORATION
Reel/Frame 064123/0487 →