IP Library Patent Application 18216687
Patent Application
App. No. 18/216,687

COMMUNICATION WITH A BANK TELLER

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Quick Facts
Patent No.
US None
App. No.
18/216,687
Abstract

A method and a computing system for detecting, at an ATM, an input event indicating that a user of the ATM wants to communicate with a bank teller, responsive to detecting the input event, displaying a machine-readable code, comprising information enabling establishment of a communication link with a teller application executing on a computing device of a remote bank teller, on a display of the ATM; and responsive to the user scanning the machine-readable code with the mobile device, establishing, by a mobile application executing on the mobile device, a communication link with the teller application.

Claims (56)

1 . A computer-implemented method for establishing a communication link between a mobile application executing on a mobile device of a user of an ATM and a teller application executing on a computing device of a remote bank teller, comprising:

detecting, at an ATM, an input event indicating that a user of the ATM wants to communicate with a bank teller;

responsive to detecting the input event, displaying a machine-readable code, comprising information enabling establishment of a communication link with a teller application executing on a computing device of a remote bank teller, on a display of the ATM; and

responsive to the user scanning the machine-readable code with the mobile device, establishing, by a mobile application executing on the mobile device, a communication link with the teller application.

2 . The method of claim 1 , further comprising:

establishing the communication link as a bi-directional audio and video communication link.

3 . The method of claim 1 , wherein the mobile application is a mobile banking application associated with the user's bank.

4 . The method of claim 1 , wherein the machine-readable code is a one-dimensional or two-dimensional barcode, and is optionally a quick response code.

5 . The method as claim in claim 1 , further comprising:

scanning the machine-readable code with a camera of the mobile device using a scanner application integrated into the mobile application.

6 . The method of claim 1 , further comprising:

scanning the machine-readable code with a camera of the mobile device using a camera application that executes separately to the mobile application; and

responsive to the scanning, initiating the mobile application on the mobile device.

7 . The method of claim 1 , further comprising:

executing, by the ATM, a terminal application that is configured to communicate with the teller application.

8 . The method of claim 7 , further comprising:

responsive to executing the terminal application, sending, by the ATM, a notification to the computing device indicating that a communication link needs to be established with the mobile device; and

responsive to receiving the notification, executing, by the computing device, the teller application.

9 . The method of claim 7 , further comprising:

responsive to the user scanning the machine-readable code with the mobile device, initiating a software module within the mobile application that is configured to communicate with the teller application.

10 . A computing system, comprising:

an ATM, a mobile device of a user of an ATM and a computing device of a remote bank teller, wherein the ATM is configured to:

detect an input event indicating that the user of the ATM wants to communicate with a bank teller; and

display a machine-readable code, comprising information enabling establishment of a communication link with a teller application executing on a computing device of a remote bank teller, on a display of the ATM; wherein the mobile device is configured to:

establish, by a mobile application executing on the mobile device, a communication link with the teller application responsive to the user scanning the machine-readable code with the mobile device.

11 . A computer-implemented method for establishing a communication link between a mobile application executing on a mobile device of a user of an ATM and a teller application executing on a computing device of a remote bank teller, comprising:

detecting, at a mobile application executing on a mobile device of a user of an ATM, an input event indicating that the user wants to communicate with a bank teller;

responsive to detecting the input event, by the mobile application, displaying a machine-readable code, comprising information enabling establishment of a communication link with the mobile application, on a display of the mobile device; and

responsive to the ATM scanning the machine-readable code, transmitting the information comprised in the machine-readable code from the ATM to a computing device of a remote bank teller; and

responsive to transmitting said information, establishing, by a teller application executing on the computing device, a communication link with the mobile application.

12 . The method of claim 11 , further comprising:

establishing the communication link as a bi-directional audio and video communication link.

13 . The method of claim 11 , wherein the mobile application is a mobile banking application associated with the user's bank.

14 . The method of claim 11 , wherein the machine-readable code is a one-dimensional or two-dimensional barcode, and is optionally a quick response code.

15 . The method as claimed claim 11 , further comprising:

responsive to the ATM scanning the machine-readable code, executing a terminal application on the ATM that is configured to communicate with the teller application.

16 . The method of claim 15 , further comprising:

responsive to executing the terminal application, sending, by the ATM, a notification to the computing device indicating that a communication link needs to be established with the mobile device; and

responsive to receiving the notification, executing, by the computing device, the teller application.

17 . The method of claim 11 , further comprising:

responsive to the teller application receiving the information comprised in the machine-readable code, by the computing device, sending a request to the mobile device to establish a communication link; and

responsive to receiving the request, by the mobile device, initiating a software module within the mobile application that is configured to communicate with the teller application.

18 . The method of claim 1 , further comprising:

capturing audio data, via a microphone of the mobile device, and optionally capturing video data, via a camera of the mobile device;

via the communication link, transmitting the audio data and optionally the video data from the mobile application to the teller application; and

outputting the audio data via a speaker of the computing device and optionally displaying a video feed comprising the video data on a display of the computing device.

19 . The method of claim 1 , further comprising:

capturing audio data, via a microphone of the computing device, and optionally capturing video data, via a camera of the computing device;

via the communication link, transmitting the audio data and optionally the video data from the teller application to the mobile application; and

outputting the audio data via a speaker of the mobile device and optionally displaying a video feed comprising the video data on a display of the mobile device.

20 . A computing system, comprising:

an ATM, a mobile device of a user of an ATM and a computing device of a remote bank teller, wherein the mobile device is configured to:

detect, at a mobile application executing on the mobile device, an input event indicating that the user wants to communicate with a bank teller; and

display, by the mobile application, a machine-readable code, comprising information enabling establishment of a communication link with the mobile application, on a display of the mobile device; wherein the ATM is configured to:

transmit the information comprised in the machine-readable code to the computing device responsive to the ATM scanning the machine-readable code; wherein the computing device is configured to:

establish, by a teller application executing on the computing device, a communication link with the mobile application.

Assignments (6)
RELEASE OF SECURITY INTEREST Recorded Sep 30, 2024
From: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
To: NCR VOYIX CORPORATION (F/K/A NCR CORPORATION)
Reel/Frame 069037/0952 →
SECURITY INTEREST Recorded Sep 30, 2024
From: DIGITAL FIRST HOLDINGS LLC
To: UBS AG, STAMFORD BRANCH, AS COLLATERAL AGENT
Reel/Frame 069083/0202 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 25, 2024
From: NCR VOYIX CORPORATION
To: DIGITAL FIRST HOLDINGS LLC
Reel/Frame 068695/0592 →
CHANGE OF NAME Recorded Feb 29, 2024
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 066602/0539 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR VOYIX CORPORATION
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0168 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 30, 2023
From: MCKAIG, MICHAEL JONATHON; JAMIESON, DANIEL JAMES; GROSSI, DANIEL MICHAEL; HORGAN, KEVIN
To: NCR CORPORATION
Reel/Frame 064124/0627 →