METHOD AND SYSTEM FOR DETERMINING TRAFFIC-RELATED CHARACTERISTICS

1 . A method comprising:

for a driving session of a vehicle:

determining a motion dataset using a motion sensor of a mobile computing device which is arranged onboard the vehicle during the driving session; and

determining a location dataset using a location sensor of the mobile computing device;

determining a vehicle motion characteristic based on at least one of the motion dataset and the location dataset;

based on the location dataset, determining a vehicle location associated with the vehicle motion characteristic;

determining a traffic rule based on the vehicle motion characteristic; and

at a remote computing system, storing the traffic rule in association with the vehicle location.

2 . The method of claim 1 , wherein determining the traffic rule based on the vehicle motion characteristic comprises:

inferring that a traffic indicator is located proximal to the vehicle location based on the vehicle motion characteristic; and

determining the traffic rule associated with the traffic indicator.

3 . The method of claim 2 , further comprising:

validating the traffic rule using an image dataset; and

based on validating the traffic rule, updating a traffic rule map stored at the remote computing system.

4 . The method of claim 2 , wherein the traffic indicator is selected from a set consisting of: a traffic sign, a traffic light, and a traffic marking.

5 . The method of claim 1 , wherein storing the traffic rule in association with the vehicle location comprises:

mapping the traffic rule to the vehicle location; and

storing the traffic rule within a traffic rule map of the remote computing system.

6 . The method of claim 1 , further comprising: identifying a set of user devices corresponding to a set of secondary vehicles driving proximal the vehicle location during the driving session, wherein the traffic rule is determined based further on a set of proximal movement datasets collected by the set of user devices contemporaneously with the driving session.

7 . The method of claim 6 , wherein the traffic rule defines a prohibition against executing a first traffic maneuver at the vehicle location based on at least one of: a time of day of the driving session and a day of the week of the driving session.

8 . The method of claim 1 , wherein determining the traffic law is further based on a set of historical motion datasets collected at a set of mobile computing devices associated with historical driving sessions intersecting the vehicle location, wherein the historical driving sessions occur before the driving session.

9 . The method of claim 1 , wherein the motion sensor comprises an inertial sensor.

10 . The method of claim 1 , wherein the location sensor comprises a GPS sensor.

11 . The method of claim 1 , further comprising: receiving the motion dataset and the location dataset at the remote computing system, wherein determining the vehicle motion characteristic occurs at the remote computing system.

12 . A method for traffic compliance characterization with a mobile computing device located within a vehicle, comprising:

during a driving session of a vehicle:

determining a motion dataset with a motion sensor of a mobile computing device which is arranged onboard the vehicle during the driving session; and

determining a location dataset with a location sensor of the mobile computing device;

determining a vehicle motion characteristic based on at least one of the location dataset and the motion dataset;

based on the location dataset, determining a vehicle location associated with the vehicle motion characteristic;

based on the vehicle location, retrieving an inferred traffic rule stored at a remote computing system; and

determining a traffic compliance parameter associated with the vehicle motion characteristic based on a comparison between the inferred traffic rule and the vehicle motion characteristic.

13 . The method of claim 12 , further comprising:

determining a risk parameter based on the traffic compliance parameter; and

storing the risk parameter in association with a user account, wherein the user account is associated with the mobile device.

14 . The method of claim 13 , further comprising:

generating a risk profile for the user account based on the risk parameter; and

in response to a manual request, providing the risk profile to an insurance entity.

15 . The method of claim 12 , wherein the vehicle motion characteristic comprises a vehicle speed, wherein the inferred traffic rule comprises a speed limit, and wherein determining the traffic compliance parameter comprises comparing the vehicle speed to the speed limit.

16 . The method of claim 12 , further comprising determining the traffic compliance parameter based on the comparison in combination with a set of environmental data.

17 . The method of claim 12 , wherein the inferred traffic rule defines a prohibition against executing a first traffic maneuver at the vehicle location, wherein determining the vehicle motion characteristic comprises determining a second traffic maneuver executed by the vehicle during the driving session at the vehicle location, and wherein determining the traffic compliance parameter is based on a comparison between the first traffic maneuver and the second traffic maneuver.

18 . The method of claim 17 , further comprising determining a time of day corresponding to the second traffic maneuver, wherein the inferred traffic rule defines a prohibition against executing the first traffic maneuver at the vehicle location between a first time of day and a second time of day, and wherein determining the traffic compliance parameter is based on determining that the time of day is between the first time of day and the second time of day.

19 . A method comprising:

determining a movement dataset for a vehicle driving session, the movement dataset comprising:

a location dataset determined using a motion sensor of a mobile computing device which is arranged onboard the vehicle during the driving session;

at a remote computing system, determining a vehicle motion characteristic based on the location dataset;

determining a traffic rule based on the vehicle motion characteristic;

mapping the traffic rule to a vehicle location within the location dataset; and

storing the traffic rule association with the vehicle location at a traffic rule map of the remote computing system.

20 . The method of claim 19 , wherein determining the traffic rule based on the vehicle motion characteristic comprises:

inferring that a traffic indicator is located proximal to the vehicle location based on the vehicle motion characteristic; and

determining the traffic rule associated with the traffic indicator.