Granted Patent B2

US 12,249,215 · App. 18/227,834 · Granted Mar 11, 2025

Inventors: Stephen L. Warner (Zephyr Cove, NV); Michael Sackrison (Reno, NV); Michael Daly (Reno, NV)

Assignee: AUTOMATED CASHLESS SYSTEMS, INC.

G07F17/3244G06Q20/027G06Q20/10G06Q40/02G06Q50/34G07F17/3248

Abstract

Claims (30)

1. An electronic fund transfer system for transferring a plurality of electronic funds from a financial account to a gaming device, the electronic fund transfer system comprising:

a handheld mobile communication device including an application that receives a user instruction that transfers electronic funds from the financial account to the gaming device, wherein the gaming device is associated with a casino management system;

a secure payment gateway that is communicatively coupled to the financial account;

wherein the handheld mobile communication device is communicatively coupled to the secure payment gateway that communicates with the financial account and transfers electronic funds from the financial account to the gaming device associated with the casino management system;

a host system communicatively coupled to the gaming device via a local network;

a funds management portal communicatively coupled to the host system and the secure payment gateway, in which the funds management portal receives a record of the electronic funds transfer from the financial account;

wherein the funds management portal sends a plurality of instructions to the host system, which issues an electronic credit to the gaming device, wherein the electronic credit corresponds to the electronic funds from the financial account; and

a ticket associated with the electronic credit received by the gaming device.

2. The system of claim 1 wherein the ticket includes at least one of a TITO ticket, a voucher, a gaming chip, a credit on a gaming device, a credit on a remote electronic game, and a credit to a player card system.

3. The system of claim 1 wherein the handheld mobile communication device includes a display, a payment card reader, a network connectivity module, and a user interface associated with a user interface application.

4. The system of claim 3 wherein the network connectivity module includes at least one of a Bluetooth module, an infrared module, an optical module, a radio frequency module, a GPRS module, a satellite module, a wired module, and a wireless module.

5. The system of claim 3 wherein the user interface application includes one or more fields identifying the gaming device which receives the electronic credit, wherein the one or more fields includes at least one of a type of transaction field, an electronic fund amount to be transferred field, a date field, a time field, a name of host system field, and a name of user field.

6. The system of claim 1 wherein the payment card reader reads a contactless card using contactless secure mobile commerce technology.

7. The system of claim 1 wherein the handheld mobile communication device includes at least one of a mobile phone, a smartphone, a personal digital assistant (PDA), a payment module, a portable computer, a personal computer, a server, and a computing circuit.

8. The system of claim 1 wherein the gaming device includes at least one of a slot machine, a table game device, a betting parlor, a kiosk, a poker device, a keno device, a bingo device, or an amusement device.

9. A method for transferring a plurality of electronic funds from a financial account to a gaming device, the method comprising:

enabling a handheld mobile communication device that includes an application to receive a user instruction that transfers electronic funds from the financial account to the gaming device, wherein the gaming device is associated with a casino management system;

communicatively coupling a secure payment gateway to the financial account;

communicatively coupling the handheld mobile communication device to the secure payment gateway, in which the secure payment gateway communicates with the financial account and transfers electronic funds from the user financial account to the gaming device associated with the casino management system;

communicatively coupling a host system to the gaming device via a local network;

communicatively coupling a funds management portal to the host system and the secure payment gateway, wherein the funds management portal receives a record of the electronic funds transfer from the financial account;

enabling the funds management portal to send a plurality of instructions to the host system that issues an electronic credit to the gaming device, wherein the electronic credit corresponds to the electronic funds from the financial account; and

associating a ticket with the electronic credit received by the gaming device.

10. The method of claim 9 wherein the ticket includes at least one of a TITO ticket, a voucher, a gaming chip, a credit on a gaming device, a credit on a remote electronic game, and a credit to a player card system.

11. The method of claim 9 wherein the handheld mobile communication device includes a display, a payment card reader, a network connectivity module, and a user interface associated with a user interface application.

12. The method of claim 11 wherein the payment card reader reads a contactless card using contactless secure mobile commerce technology.

13. The method of claim 11 wherein the network connectivity module includes at least one of a Bluetooth module, an infrared module, an optical module, a radio frequency module, a GPRS module, a satellite module, a wired module, and a wireless module.

14. The method of claim 11 wherein the user interface application includes one or more fields identifying the gaming device which receives the electronic credit, wherein the one or more fields includes at least one of a type of transaction field, an electronic fund amount to be transferred field, a date field, a time field, a name of host system field, and a name of user field.

15. The method of claim 9 wherein the handheld mobile communication device includes at least one of a mobile phone, a smartphone, a personal digital assistant (PDA), a payment module, a portable computer, a personal computer, a server, and a computing circuit.

16. The method of claim 9 wherein the gaming device includes at least one of a slot machine, a table game device, a betting parlor, a kiosk, a poker device, a keno device, a bingo device, or an amusement device.

Assignments (2)

Continuity (8)

References Cited (53)