IP Library › Granted Patent US 12,430,628
Granted Patent B2
US 12,430,628 · App. 18/229,924 · Granted Sep 30, 2025

Connected car as a payment device

Inventors: Kristopher Keith Gaudin (Bloomington, IL); Leo Nelson Chan (Normal, IL); Justin Davis (Bloomington, IL)
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
G06Q20/204B60W60/00G06Q20/20G06Q20/202G06Q20/206G06Q20/3226G06Q20/3278G06Q20/40145G06Q20/405G06Q30/06G06Q50/06G07C9/257G07F15/001G07C9/26
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 12,430,628
App. No.
18/229,924
Filed
Aug 3, 2023
Granted
Sep 30, 2025
Kind
B2
Art Unit
3693
USPC
705/44
Abstract

Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

Claims (49)

1. A computer-implemented method for using a vehicle as a payment device, the method executed by one or more processors programmed to perform the method, the method comprising:

receiving, by one or more processors executing a vehicle payment application in a vehicle head unit, financial data for a financial account for initiating a payment process;

generating, by the one or more processors executing the vehicle payment application, a virtual map display of a geographic area including indications of merchant locations;

receiving, by the one or more processors executing the vehicle payment application, a selection by a user for initiating a payment process at a merchant location, and authenticating the user to ensure the user is authorized to use the financial account, wherein authenticating the user includes:

receiving, by the one or more processors executing the vehicle payment application, biometric information from the user including a facial scan; and

comparing, by the one or more processors executing the vehicle payment application, the biometric information to stored biometric information for an authorized user;

detecting, by the one or more processors executing the vehicle payment application, that the vehicle is within a predetermined distance of the merchant location; and

in response to detecting that the vehicle is within a predetermined distance of the merchant location, transmitting, by the one or more processors executing the vehicle payment application, a request to purchase goods or services to a merchant communication terminal or server associated with the merchant location, the request including an indication of the financial account, wherein the request automatically activates a fuel pump and provides fuel to the vehicle.

2. The computer-implemented method of claim 1 , further comprising:

obtaining, by the one or more processors executing the vehicle payment application, a token representing the financial data for the financial account; and

transmitting, by the one or more processors executing the vehicle payment application, the token representing the financial data to the merchant communication terminal or server.

3. The computer-implemented method of claim 2 , wherein obtaining the token includes:

transmitting, by the one or more processors executing the vehicle payment application, the financial data to a third-party token server; and

receiving, by the one or more processors executing the vehicle payment application, the token representing the financial data from the third-party token server, wherein the third-party token server stores the token and the financial data.

4. The computer-implemented method of claim 1 , wherein authenticating the user further includes:

receiving, by the one or more processors executing the vehicle payment application, login information or mobile device identification information; and

comparing, by the one or more processors, the login information or the mobile device identification information to a stored unique identifier for the authorized user.

5. The computer-implemented method of claim 1 , wherein the vehicle is an autonomous vehicle which automatically navigates to the merchant communication terminal and further navigates to a position relative to the merchant communication terminal for receiving the goods or services from the merchant.

6. The computer-implemented method of claim 1 , further comprising:

presenting, by the one or more processors executing the vehicle payment application, a financial card entry screen including one or more user controls for receiving the financial data for the financial account.

7. The computer-implemented method of claim 1 , further comprising:

presenting, by the one or more processors executing the vehicle payment application, a payment activation screen prompting the user to provide payment for the goods and services from the vehicle.

8. The computer-implemented method of claim 7 , wherein the payment activation screen is automatically activated in response to detecting that the vehicle is within a predetermined range of the merchant communication terminal.

9. The computer-implemented method of claim 1 , further comprising:

presenting, by the one or more processors executing the vehicle payment application, a payment authorization screen including the indication of the financial account, a cost of the goods or services, and a request to transmit payment from the financial account to the merchant communication terminal or server.

10. A computer system configured to use a connected vehicle as an electronic payment device, the computer system comprising one or more processors, transceivers, and/or sensors configured to:

receive, by a vehicle payment application in a vehicle head unit, financial data for a financial account for initiating a payment process;

generate, by the vehicle payment application, a virtual map display of a geographic area including indications of merchant locations;

receive, by the vehicle payment application, a selection by a user for initiating a payment process at a merchant location, and authenticating the user to ensure the user is authorized to use the financial account, wherein authenticating the user includes:

receiving, by the vehicle payment application, biometric information from the user including a facial scan; and

comparing, by the vehicle payment application, the biometric information to stored biometric information for an authorized user; and

in response to detecting that the vehicle is within a predetermined distance of the merchant location, transmit, by the vehicle payment application, a request to purchase goods or services to a merchant communication terminal or server associated with the merchant location, the request including an indication of the financial account, wherein the request automatically activates a fuel pump and provides fuel to the vehicle.

11. The computer system of claim 10 , wherein the computer system is further configured to:

obtain, by the vehicle payment application, a token representing the financial data for the financial account; and

transmit, by the vehicle payment application, the token representing the financial data to the merchant communication terminal or server.

12. The computer system of claim 11 , wherein to obtain the token, the computer system is configured to:

transmit, by the vehicle payment application, the financial data to a third-party token server; and

receive, by the vehicle payment application, the token representing the financial data from the third-party token server, wherein the third-party token server stores the token and the financial data.

13. The computer system of claim 10 , wherein to authenticate the user, the computer system is further configured to:

receive, by the vehicle payment application, login information or mobile device identification information; and

compare the login information or the mobile device identification information to a stored unique identifier for the authorized user.

14. The computer system of claim 10 , wherein the vehicle is an autonomous vehicle which automatically navigates to the merchant communication terminal and further navigates to a position relative to the merchant communication terminal for receiving the goods or services from the merchant.

15. The computer system of claim 10 , wherein the computer system is further configured to:

present, by the vehicle payment application, a financial card entry screen including one or more user controls for receiving the financial data for the financial account.

16. The computer system of claim 10 , wherein the computer system is further configured to:

present, by the vehicle payment application, a payment activation screen prompting the user to provide payment for the goods and services from the vehicle.

17. The computer system of claim 16 , wherein the payment activation screen is automatically activated in response to detecting that the vehicle is within a predetermined range of the merchant communication terminal.

18. The computer system of claim 10 , wherein the computer system is further configured to:

present, by the vehicle payment application, a payment authorization screen including the indication of the financial account, a cost of the goods or services, and a request to transmit payment from the financial account to the merchant communication terminal or server.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 4, 2023
From: GAUDIN, KRISTOPHER KEITH; CHAN, LEO NELSON; DAVIS, JUSTIN
To: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Reel/Frame 064495/0875 →
Continuity (7)
Continuation 17876512 · Jul 28, 2022
Continuation 17013063 · Sep 4, 2020
Continuation 15428636 · Feb 9, 2017
Provisional Application 62362148 · Jul 14, 2016
Provisional Application 62360008 · Jul 8, 2016
Provisional Application 62295596 · Feb 16, 2016
Related Publication 20230376925A1 · Nov 23, 2023
References Cited (358)
US 6222463B1 · Rai · 2001 [cited by applicant]
US 6237647B1 · Pong · 2001 [cited by examiner]
US 6338008B1 · Kohut et al. · 2002 [cited by applicant]
US 6382269B1 · Tatsuno · 2002 [cited by applicant]
US 6390151B1 · Christman et al. · 2002 [cited by applicant]
US 6505106B1 · Lawrence et al. · 2003 [cited by applicant]
US 6574603B1 · Dickson et al. · 2003 [cited by applicant]
US 6637648B1 · Gilgen et al. · 2003 [cited by applicant]
US 6751475B1 · Holmes et al. · 2004 [cited by applicant]
US 6856820B1 · Kolls · 2005 [cited by applicant]
US 6894601B1 · Grunden et al. · 2005 [cited by applicant]
US 7071842B1 · Brady, Jr. · 2006 [cited by applicant]
US 7155322B2 · Nakahara et al. · 2006 [cited by applicant]
US 7249039B2 · Yoshioka et al. · 2007 [cited by applicant]
US 7643788B2 · Habaguchi et al. · 2010 [cited by applicant]
US 7778213B2 · Alrabady et al. · 2010 [cited by applicant]
US 7791503B2 · Breed et al. · 2010 [cited by applicant]
US 7835691B2 · Groskreutz et al. · 2010 [cited by applicant]
US 7970644B2 · Hedley et al. · 2011 [cited by applicant]
US 8025226B1 · Hopkins, III et al. · 2011 [cited by applicant]
US 8160952B1 · Fell et al. · 2012 [cited by applicant]
US 8370254B1 · Hopkins, III et al. · 2013 [cited by applicant]
US 8407144B2 · Roberts et al. · 2013 [cited by applicant]
US 8417598B2 · Pinkusevich et al. · 2013 [cited by applicant]
US 8433471B2 · Christensen · 2013 [cited by applicant]
US 8554873B1 · Ganesh · 2013 [cited by applicant]
US 8793066B2 · Panabaker et al. · 2014 [cited by applicant]
US 8880270B1 · Ferguson et al. · 2014 [cited by applicant]
US 9080529B1 · Klughart · 2015 [cited by applicant]
US 9094206B2 · Di Crescenzo et al. · 2015 [cited by applicant]
US 9135612B1 · Proctor, Jr. et al. · 2015 [cited by applicant]
US 9311271B2 · Wright · 2016 [cited by applicant]
US 9371007B1 · Penilla et al. · 2016 [cited by applicant]
US 9392743B2 · Camacho-Cook et al. · 2016 [cited by applicant]
US 9602164B1 · Luera, III et al. · 2017 [cited by applicant]
US 9633487B2 · Wright · 2017 [cited by applicant]
US 9706354B2 · Enriquez · 2017 [cited by examiner]
US 9830641B2 · Williams et al. · 2017 [cited by applicant]
US 9830748B2 · Rosenbaum · 2017 [cited by applicant]
US 9990782B2 · Rosenbaum · 2018 [cited by applicant]
US 10131531B1 · Prasad et al. · 2018 [cited by applicant]
US 10169837B2 · Wilson et al. · 2019 [cited by applicant]
US 10192369B2 · Wright · 2019 [cited by applicant]
US 10198879B2 · Wright · 2019 [cited by applicant]
US 10223134B1 · Penilla et al. · 2019 [cited by applicant]
US 10269190B2 · Rosenbaum · 2019 [cited by applicant]
US 10318963B1 · Prasad et al. · 2019 [cited by applicant]
US 10325248B2 · Hammad et al. · 2019 [cited by applicant]
US 10332104B2 · Prakash et al. · 2019 [cited by applicant]
US 10467623B2 · Purves et al. · 2019 [cited by applicant]
US 10467824B2 · Rosenbaum · 2019 [cited by applicant]
US 10504094B1 · Gaudin et al. · 2019 [cited by applicant]
US 10803440B1 · Gaudin et al. · 2020 [cited by applicant]
US 10810572B1 · Gaudin et al. · 2020 [cited by applicant]
US 10949827B1 · Gaudin et al. · 2021 [cited by applicant]
US 10949830B1 · Gaudin et al. · 2021 [cited by applicant]
US 10949831B1 · Gaudin et al. · 2021 [cited by applicant]
US 11170434B1 · Perry · 2021 [cited by applicant]
US 11227452B2 · Rosenbaum · 2022 [cited by applicant]
US 11328284B1 · Gaudin et al. · 2022 [cited by applicant]
US 11407410B2 · Rosenbaum · 2022 [cited by applicant]
US 11436589B1 · Gaudin et al. · 2022 [cited by applicant]
US 11524707B2 · Rosenbaum · 2022 [cited by applicant]
US 11556913B1 · Gaudin et al. · 2023 [cited by applicant]
US 11580515B1 · Gaudin et al. · 2023 [cited by applicant]
US 11594083B1 · Rosenbaum · 2023 [cited by applicant]
US 11631071B2 · Gaudin et al. · 2023 [cited by applicant]
US 11694184B2 · Gaudin et al. · 2023 [cited by applicant]
US 11694185B2 · Gaudin et al. · 2023 [cited by applicant]
US 11699142B1 · Gaudin et al. · 2023 [cited by applicant]
US 20020007306A1 · Granger et al. · 2002 [cited by applicant]
US 20020016655A1 · Joao · 2002 [cited by applicant]
US 20020032506A1 · Tokitsu et al. · 2002 [cited by applicant]
US 20020097178A1 · Thomas et al. · 2002 [cited by applicant]
US 20020101363A1 · Ogura et al. · 2002 [cited by applicant]
US 20020143645A1 · Odinak et al. · 2002 [cited by applicant]
US 20020190118A1 · Davenport et al. · 2002 [cited by applicant]
US 20030022624A1 · Sato · 2003 [cited by applicant]
US 20030050095A1 · Chen et al. · 2003 [cited by applicant]
US 20030069673A1 · Hong et al. · 2003 [cited by applicant]
US 20030069784A1 · Banerjee et al. · 2003 [cited by applicant]
US 20030191581A1 · Ukai et al. · 2003 [cited by applicant]
US 20030197060A1 · Coyner · 2003 [cited by applicant]
US 20040036584A1 · Briick · 2004 [cited by applicant]
US 20040039523A1 · Kainuma et al. · 2004 [cited by applicant]
US 20040083030A1 · Sumida et al. · 2004 [cited by applicant]
US 20040212517A1 · Inoue · 2004 [cited by applicant]
US 20040260632A1 · Wanasek · 2004 [cited by applicant]
US 20050033694A1 · Perrin · 2005 [cited by applicant]
US 20050060070A1 · Kapolka et al. · 2005 [cited by applicant]
US 20050102075A1 · Dar et al. · 2005 [cited by applicant]
US 20050125669A1 · Stewart et al. · 2005 [cited by applicant]
US 20050132024A1 · Habaguchi et al. · 2005 [cited by applicant]
US 20050203673A1 · El-Hajj et al. · 2005 [cited by applicant]
US 20060032547A1 · Rossi · 2006 [cited by applicant]
US 20060046649A1 · Videtich · 2006 [cited by applicant]
US 20060089097A1 · Wang et al. · 2006 [cited by applicant]
US 20060211446A1 · Wittmann et al. · 2006 [cited by applicant]
US 20060259580A1 · Laberteaux et al. · 2006 [cited by applicant]
US 20070061057A1 · Huang et al. · 2007 [cited by applicant]
US 20070061069A1 · Christensen · 2007 [cited by applicant]
US 20070109105A1 · Ohno et al. · 2007 [cited by applicant]
US 20070150171A1 · Tengler et al. · 2007 [cited by applicant]
US 20070225912A1 · Grush · 2007 [cited by applicant]
US 20080040210A1 · Hedley · 2008 [cited by applicant]
US 20080140571A1 · Inbarajan et al. · 2008 [cited by applicant]
US 20080148374A1 · Spaur et al. · 2008 [cited by applicant]
US 20080167812A1 · Geelen · 2008 [cited by applicant]
US 20080204191A1 · Alrabady · 2008 [cited by applicant]
US 20080208656A1 · Matsubara · 2008 [cited by applicant]
US 20080208680A1 · Cho · 2008 [cited by applicant]
US 20080228394A1 · Fukuda et al. · 2008 [cited by applicant]
US 20080288406A1 · Seguin et al. · 2008 [cited by applicant]
US 20090024525A1 · Blumer et al. · 2009 [cited by applicant]
US 20090070254A1 · Thrush · 2009 [cited by applicant]
US 20090157566A1 · Grush · 2009 [cited by applicant]
US 20090174778A1 · Allen et al. · 2009 [cited by applicant]
US 20090248302A1 · Harkenrider et al. · 2009 [cited by applicant]
US 20090289113A1 · Vilnai et al. · 2009 [cited by applicant]
US 20090299857A1 · Brubaker · 2009 [cited by applicant]
US 20100030461A1 · Maekawa et al. · 2010 [cited by applicant]
US 20100035602A1 · Doherty et al. · 2010 [cited by applicant]
US 20100057624A1 · Hurt et al. · 2010 [cited by applicant]
US 20100073124A1 · Mahalingaiah et al. · 2010 [cited by applicant]
US 20100076878A1 · Burr et al. · 2010 [cited by applicant]
US 20100088127A1 · Betancourt et al. · 2010 [cited by applicant]
US 20100114478A1 · Bai · 2010 [cited by applicant]
US 20100114616A1 · Touati · 2010 [cited by applicant]
US 20100115093A1 · Rice · 2010 [cited by applicant]
US 20100115505A1 · Touati et al. · 2010 [cited by applicant]
US 20100121703A1 · Goto et al. · 2010 [cited by applicant]
US 20100161481A1 · Littrell · 2010 [cited by applicant]
US 20100228404A1 · Link, II et al. · 2010 [cited by applicant]
US 20100228608A1 · Hedley et al. · 2010 [cited by applicant]
US 20100245124A1 · Bai et al. · 2010 [cited by applicant]
US 20100250346A1 · Bai et al. · 2010 [cited by applicant]
US 20100273543A1 · Weitzhandler et al. · 2010 [cited by applicant]
US 20100280956A1 · Chutorash · 2010 [cited by examiner]
US 20100287038A1 · Copejans · 2010 [cited by applicant]
US 20100321206A1 · Kuga et al. · 2010 [cited by applicant]
US 20100325049A1 · Tanaka · 2010 [cited by applicant]
US 20100332363A1 · Duddle et al. · 2010 [cited by applicant]
US 20110010443A1 · Nagatomo · 2011 [cited by applicant]
US 20110029232A1 · Hattori et al. · 2011 [cited by applicant]
US 20110035049A1 · Barrett · 2011 [cited by applicant]
US 20110133952A1 · McNamara et al. · 2011 [cited by applicant]
US 20110201373A1 · Suzuki et al. · 2011 [cited by applicant]
US 20110215897A1 · Simpson et al. · 2011 [cited by applicant]
US 20110227531A1 · Rajakaruna · 2011 [cited by applicant]
US 20110231310A1 · Roberts et al. · 2011 [cited by applicant]
US 20110237186A1 · Preissinger et al. · 2011 [cited by applicant]
US 20110238498A1 · Hassan et al. · 2011 [cited by applicant]
US 20110260884A1 · Yi et al. · 2011 [cited by applicant]
US 20110288721A1 · Christensen et al. · 2011 [cited by applicant]
US 20120054028A1 · Tengler et al. · 2012 [cited by applicant]
US 20120095920A1 · McQuade et al. · 2012 [cited by applicant]
US 20120109797A1 · Shelton et al. · 2012 [cited by applicant]
US 20120116955A1 · Prosser et al. · 2012 [cited by applicant]
US 20120172010A1 · Oman et al. · 2012 [cited by applicant]
US 20120173061A1 · Hanley et al. · 2012 [cited by applicant]
US 20120191524A1 · Ambrosio et al. · 2012 [cited by applicant]
US 20120209566A1 · Idiart · 2012 [cited by applicant]
US 20120209579A1 · Fansler et al. · 2012 [cited by applicant]
US 20120215641A1 · Ohki · 2012 [cited by applicant]
US 20120280653A1 · Prosser et al. · 2012 [cited by applicant]
US 20120303531A1 · Betancourt · 2012 [cited by applicant]
US 20120323771A1 · Michael · 2012 [cited by applicant]
US 20120330494A1 · Hendrix et al. · 2012 [cited by applicant]
US 20130065576A1 · Basir · 2013 [cited by applicant]
US 20130085928A1 · McKinney · 2013 [cited by applicant]
US 20130099941A1 · Jana et al. · 2013 [cited by applicant]
US 20130103585A1 · Carapelli · 2013 [cited by applicant]
US 20130132286A1 · Schaefer et al. · 2013 [cited by applicant]
US 20130138460A1 · Schumann, Jr. et al. · 2013 [cited by applicant]
US 20130198074A1 · Cox et al. · 2013 [cited by applicant]
US 20130226441A1 · Horita · 2013 [cited by applicant]
US 20130232019A1 · Frieden et al. · 2013 [cited by applicant]
US 20130246171A1 · Carapelli · 2013 [cited by applicant]
US 20130262275A1 · Outwater et al. · 2013 [cited by applicant]
US 20130275368A1 · Camacho et al. · 2013 [cited by applicant]
US 20130290199A1 · Camacho et al. · 2013 [cited by applicant]
US 20130300582A1 · McNamara et al. · 2013 [cited by applicant]
US 20130337801A1 · Yi et al. · 2013 [cited by applicant]
US 20140019170A1 · Coleman et al. · 2014 [cited by applicant]
US 20140058805A1 · Paesler et al. · 2014 [cited by applicant]
US 20140067540A1 · Williams et al. · 2014 [cited by applicant]
US 20140068713A1 · Nicholson et al. · 2014 [cited by applicant]
US 20140095069A1 · Healey · 2014 [cited by examiner]
US 20140095272A1 · Zafiroglu et al. · 2014 [cited by applicant]
US 20140136329A1 · Chang · 2014 [cited by applicant]
US 20140195047A1 · King et al. · 2014 [cited by applicant]
US 20140236822A1 · King · 2014 [cited by applicant]
US 20140244504A1 · Owen · 2014 [cited by applicant]
US 20140305545A1 · Butler, Jr. · 2014 [cited by applicant]
US 20140322676A1 · Raman · 2014 [cited by applicant]
US 20140344062A1 · Lamont · 2014 [cited by applicant]
US 20140351138A1 · Frieden · 2014 [cited by examiner]
US 20140372221A1 · Momin et al. · 2014 [cited by applicant]
US 20150058224A1 · Gaddam · 2015 [cited by examiner]
US 20150095156A1 · Sauerbrey et al. · 2015 [cited by applicant]
US 20150095190A1 · Hammad · 2015 [cited by examiner]
US 20150106204A1 · Pudar · 2015 [cited by applicant]
US 20150143116A1 · Tang et al. · 2015 [cited by applicant]
US 20150161590A1 · Genovez · 2015 [cited by applicant]
US 20150168172A1 · Roth et al. · 2015 [cited by applicant]
US 20150220916A1 · Prakash et al. · 2015 [cited by applicant]
US 20150231968A1 · Dunger et al. · 2015 [cited by applicant]
US 20150242855A1 · Vilnai · 2015 [cited by applicant]
US 20150242969A1 · Pallas et al. · 2015 [cited by applicant]
US 20150278788A1 · Manuel et al. · 2015 [cited by applicant]
US 20150302474A1 · Lampert · 2015 [cited by examiner]
US 20150317842A1 · Evans · 2015 [cited by applicant]
US 20150348335A1 · Ramanujam · 2015 [cited by applicant]
US 20150356665A1 · Colson · 2015 [cited by examiner]
US 20160035001A1 · Driscoll et al. · 2016 [cited by applicant]
US 20160035013A1 · Plattenburg et al. · 2016 [cited by applicant]
US 20160035153A1 · Lesesky et al. · 2016 [cited by applicant]
US 20160059725A1 · Kim · 2016 [cited by applicant]
US 20160109251A1 · Thakur · 2016 [cited by applicant]
US 20160110796A1 · Chang et al. · 2016 [cited by applicant]
US 20160139600A1 · Delp · 2016 [cited by applicant]
US 20160162957A1 · Jauregui Mercado · 2016 [cited by applicant]
US 20160167608A1 · Rai · 2016 [cited by applicant]
US 20160171591A1 · Williams et al. · 2016 [cited by applicant]
US 20160203649A1 · Berkobin et al. · 2016 [cited by applicant]
US 20160203651A1 · Heath et al. · 2016 [cited by applicant]
US 20160275400A1 · Hodges et al. · 2016 [cited by applicant]
US 20160307185A1 · Betancourt · 2016 [cited by applicant]
US 20160350726A1 · Lee et al. · 2016 [cited by applicant]
US 20160370201A1 · Pudiyathanda et al. · 2016 [cited by applicant]
US 20170073211A1 · Wilson et al. · 2017 [cited by applicant]
US 20170076279A1 · Pebbles et al. · 2017 [cited by applicant]
US 20170076290A1 · Corfitsen · 2017 [cited by applicant]
US 20170116600A1 · Sharan · 2017 [cited by applicant]
US 20170127230A1 · Enriquez et al. · 2017 [cited by applicant]
US 20170148061A1 · Lei et al. · 2017 [cited by applicant]
US 20170148321A1 · Lamprecht et al. · 2017 [cited by applicant]
US 20170221116A1 · Makke et al. · 2017 [cited by applicant]
US 20180018664A1 · Purves et al. · 2018 [cited by applicant]
US 20180025554A1 · Gibson et al. · 2018 [cited by applicant]
US 20180033007A1 · Chen et al. · 2018 [cited by applicant]
US 20180356245A1 · Schein · 2018 [cited by applicant]
US 20200079320A1 · Lacoss-Arnold · 2020 [cited by applicant]
US 20200348906A1 · Barnes, Jr. · 2020 [cited by applicant]
US 20210209566A1 · Ketharaju et al. · 2021 [cited by applicant]
US 20220092893A1 · Rosenbaum · 2022 [cited by applicant]
US 20220340148A1 · Rosenbaum · 2022 [cited by applicant]
US 20230060300A1 · Rosenbaum · 2023 [cited by applicant]
CA 2697925A1 · 2009 [cited by applicant]
CN 101772790A · 2010 [cited by applicant]
CN 102769661A · 2012 [cited by applicant]
CN 104050831A · 2014 [cited by applicant]
CN 105841713A · 2016 [cited by applicant]
CN 106658352A · 2017 [cited by applicant]
CN 110809015A · 2020 [cited by applicant]
DE 10207303A1 · 2002 [cited by applicant]
DE 102010012399A1 · 2010 [cited by applicant]
DE 102012019509A1 · 2014 [cited by applicant]
DE 102013107959A1 · 2015 [cited by applicant]
DE 102014216796A1 · 2015 [cited by applicant]
DE 102014114438A1 · 2015 [cited by applicant]
EP 1855443A1 · 2007 [cited by applicant]
EP 2858039A1 · 2015 [cited by applicant]
EP 3239686A1 · 2017 [cited by applicant]
EP 3578433B1 · 2020 [cited by applicant]
EP 3730375B1 · 2021 [cited by applicant]
EP 3960576A1 · 2022 [cited by applicant]
EP 4190659A1 · 2023 [cited by applicant]
EP 4190660A1 · 2023 [cited by applicant]
ES 2751980T3 · 2020 [cited by applicant]
JP 2009139986A · 2009 [cited by applicant]
KR 20070071618A · 2007 [cited by applicant]
KR 100803910B1 · 2008 [cited by applicant]
KR 100821471B1 · 2008 [cited by applicant]
KR 100879598B1 · 2009 [cited by applicant]
KR 101047598B1 · 2011 [cited by applicant]
KR 20120048929A · 2012 [cited by applicant]
WO WO0223927A2 · 2002 [cited by applicant]
WO WO2007081833A2 · 2007 [cited by applicant]
WO WO2009030032A1 · 2009 [cited by applicant]
WO WO2015016929A1 · 2015 [cited by applicant]
WO WO2015160859A1 · 2015 [cited by applicant]
WO WO2016127290A1 · 2016 [cited by applicant]
WO WO2016122640A1 · 2016 [cited by applicant]
WO WO2016209314A1 · 2016 [cited by applicant]
“Merchant News: McDonald's Tests Mobil's Speedpass to Speed Up Customer Waiting Times”, American Banker, 3 pp. (Dec. 2, 2000). [cited by applicant]
“Method and system for smarter routing of a vehicle to a fuel station based on vehicle needs and price negotiation”, ip.com Prior Art Database Technical Disclosure (Aug. 7, 2014). [cited by applicant]
“Refuelling a Vehicle Using a Refill Robot”, 3 pp. downloaded from the Internet at: <https://ip.com/IPCOM/000233195> (2013). [cited by applicant]
“System for automated vehicle fueling and tracking”, ip.com Prior Art Database Technical Disclosure (Oct. 20, 2014). [cited by applicant]
Lu et al., Connected vehicles: solutions and challenges, IEEE Internet of Things Journal, 1(4):289-99 (Aug. 2014). [cited by applicant]
Mainetti et al., A Smart Parking System based on IoT protocols and emerging enabling technologies, 2015 IEEE 2nd World Forum on Internet of Things (WF-IoT), Milan, 2015, pp. 764-769, doi: 10.1109/WF-IoT .2015.7389150. (… [cited by applicant]
Newcomb, Doug. “Forget self-Driving, How About Self-Fueling Cars?” https://www.pcmag.com/opinions/forget-self-driving-how-about-self-fueling-cars (Feb. 6, 2015). (Year: 2015). [cited by applicant]
Read, The Robots are Coming (To Pump Your Gas), The Car connection, Jan. 30, 2014. [cited by applicant]
Steffen et al., Near Field Communication (NFC) in an Automotive Environment, Second International Workshop on Near Field Communication, IEEE (2010). [cited by applicant]
Thorsen, Robogas? Pacific Company's Robotic Fuel Pump Fills the Tank While You Sit in Your Car, St. Louis Post-Dispatch, Jan. 23, 2014. [cited by applicant]
U.S. Appl. No. 15/428,629, filed Feb. 9, 2017. [cited by applicant]
U.S. Appl. No. 15/428,629, Nonfinal Office Action, dated Mar. 22, 2019. [cited by applicant]
U.S. Appl. No. 15/428,629, Notice of Allowance, dated Jul. 31, 2019. [cited by applicant]
U.S. Appl. No. 15/428,636, filed Feb. 9, 2017. [cited by applicant]
U.S. Appl. No. 15/428,636, Final Office Action, dated Jun. 27, 2019. [cited by applicant]
U.S. Appl. No. 15/428,636, Nonfinal Office Action, dated Nov. 29, 2018. [cited by applicant]
U.S. Appl. No. 15/428,636, Nonfinal Office Action, dated Oct. 18, 2019. [cited by applicant]
U.S. Appl. No. 15/428,636, Notice of Allowance, mailed Jul. 28, 2020. [cited by applicant]
U.S. Appl. No. 15/428,646, filed Feb. 9, 2017. [cited by applicant]
U.S. Appl. No. 15/428,646, Nonfinal Office Action, dated Sep. 6, 2019. [cited by applicant]
U.S. Appl. No. 15/428,646, Notice of Allowance, dated Jul. 29, 2020. [cited by applicant]
U.S. Appl. No. 15/428,656, filed Feb. 9, 2017. [cited by applicant]
U.S. Appl. No. 15/428,656, Final Office Action, dated Sep. 3, 2020. [cited by applicant]
U.S. Appl. No. 15/428,656, Nonfinal Office Action, Oct. 31, 2019. [cited by applicant]
U.S. Appl. No. 15/428,656, Notice of Allowance, dated Jan. 14, 2021. [cited by applicant]
U.S. Appl. No. 15/428,667, Final Office Action, dated Sep. 3, 2020. [cited by applicant]
U.S. Appl. No. 15/428,667, Nonfinal Office Action, dated Sep. 18, 2019. [cited by applicant]
U.S. Appl. No. 15/428,667, Notice of Allowance, dated Jan. 13, 2021. [cited by applicant]
U.S. Appl. No. 16/670,259, Gaudin et al., “Connected Car as a Payment Device”, filed Oct. 31, 2019. [cited by applicant]
U.S. Appl. No. 16/670,259, Nonfinal Office Action, dated Oct. 29, 2020. [cited by applicant]
U.S. Appl. No. 16/670,259, Notice of Allowance, dated Jan. 12, 2021. [cited by applicant]
U.S. Appl. No. 17/013,063, Final Office Action, dated Nov. 26, 2021. [cited by applicant]
U.S. Appl. No. 17/013,063, Nonfinal Office Action, dated Jun. 15, 2021. [cited by applicant]
U.S. Appl. No. 17/013,063, Notices of Allowance, dated Jun. 10, 2022 and Jun. 23, 2022. [cited by applicant]
U.S. Appl. No. 17/013,081, Nonfinal Office Action, dated Jun. 15, 2021. [cited by applicant]
U.S. Appl. No. 17/013,081, Notice of Allowance, dated Jan. 6, 2022. [cited by applicant]
U.S. Appl. No. 17/167,994, Nonfinal Office Action, dated Jun. 10, 2022. [cited by applicant]
U.S. Appl. No. 17/167,994, Notice of Allowance, mailed Sep. 21, 2022. [cited by applicant]
U.S. Appl. No. 17/168,001, Gaudin et al., Merchant Terminal for Receiving Payment from a Vehicle, filed Feb. 4, 2021. [cited by applicant]
U.S. Appl. No. 17/168,001, Non-final Office Action, dated Sep. 29, 2022. [cited by applicant]
U.S. Appl. No. 17/168,001, Notice of Allowance, dated Feb. 23, 2023. [cited by applicant]
U.S. Appl. No. 17/168,013, Notice of Allowance, mailed Oct. 6, 2022. [cited by applicant]
U.S. Appl. No. 17/714,989, Gaudin et al., Connected Car as a Payment Device, filed Apr. 6, 2022. [cited by applicant]
U.S. Appl. No. 17/714,989, Notice of Allowance, dated Dec. 27, 2022. [cited by applicant]
U.S. Appl. No. 17/876,512, Final Office Action, dated May 3, 2023. [cited by applicant]
U.S. Appl. No. 17/876,512, Nonfinal Office Action, dated Dec. 16, 2022. [cited by applicant]
U.S. Appl. No. 17/947,344, Nonfinal Office Action, dated Feb. 15, 2023. [cited by applicant]
U.S. Appl. No. 17/947,344, Notice of Allowance, dated Apr. 5, 2023. [cited by applicant]
U.S. Appl. No. 17/947,344, Office Action, dated Feb. 15, 2023. [cited by applicant]
U.S. Appl. No. 18/079,360, Notice of Allowance, dated Mar. 29, 2023. [cited by applicant]
U.S. Appl. No. 18/116,044, Nonfinal Office Action, dated Aug. 4, 2023. [cited by applicant]
U.S. Appl. No. 18/079,354, Nonfinal Office Action, dated Jan. 11, 2024. [cited by applicant]
U.S. Appl. No. 18/116,044, Notice of Allowance, dated Dec. 13, 2023. [cited by applicant]
U.S. Appl. No. 17/876,512, Notice of Allowance, dated Aug. 13, 2023. [cited by applicant]
U.S. Appl. No. 18/079,354, Notice of Allowance, mailed Mar. 13, 2024. [cited by applicant]
Tseng et al., Design and implementation of WAVE/DSRC payment systems, 2012 12th International Conference on ITS Telecommunications, 5 pages (2012). [cited by applicant]
Pearmine, Chapter 24 Connected Vehicle, IN: Geng (ed.), Internet of Things and Data Analytics Handbook, First Edition, John Wiley & Sons, Inc. (2017). [cited by applicant]
U.S. Appl. No. 18/200,954, Nonfinal Office Action, dated Jun. 27, 2024. [cited by applicant]
U.S. Appl. No. 18/198,738, Nonfinal Office Action, dated Jun. 20, 2024. [cited by applicant]
Do gasoline receipts have to show the cost per gallon?, downloaded from the Internet at: <Do gasoline receipts have to show the cost per gallon? | Consumer Ed, brought to you by the Georgia Attorney General??? s Consume… [cited by applicant]
U.S. Appl. No. 18/198,742, Nonfinal Office Action, dated May 30, 2024. [cited by applicant]
U.S. Appl. No. 18/079,354, Notice of Allowance, dated Apr. 11, 2024. [cited by applicant]
U.S. Appl. No. 18/591,353, Nonfinal Office Action, dated Nov. 20, 2024. [cited by applicant]
U.S. Appl. No. 18/200,954, Final Office Action, dated Oct. 30, 2024. [cited by applicant]
U.S. Appl. No. 18/198,742, Final Office Action, dated Oct. 30, 2024. [cited by applicant]
U.S. Appl. No. 18/198,738, Final Office Action, dated Oct. 30, 2024. [cited by applicant]
Copeland et al., Wallet-on-Wheels—Using Vehicle's Identity for Secure Mobile Money, 17th International Conference on Intelligence in Next Generation Networks (ICIN), 8 pp. (2013). [cited by applicant]
Steffen et al., Near Field Communication (NFC) in an Automotive Environment, Use Cases, Architecture and Realization, 2010 Second International Workshop on Near Field Communication <https://ieeexplore.ieee.org/xpl/conho… [cited by applicant]
Au et al., A new payment system for enhancing location privacy of electric vehicles, IEEE Transactions on Vehicular Technology, vol. 63, No. 1, 16 pages (Jan. 2014). [cited by applicant]
U.S. Appl. No. 18/200,954, Notice of Allowance, mailed Apr. 7, 2025. [cited by applicant]
U.S. Appl. No. 18/198,738, Nonfinal Office Action, dated Apr. 3, 2025. [cited by applicant]
U.S. Appl. No. 18/198,742, Nonfinal Office Action, dated Apr. 3, 2025. [cited by applicant]
U.S. Appl. No. 18/591,353, Final Office Action, dated Apr. 3, 2025. [cited by applicant]