IP Library Granted Patent US 12,175,444
Granted Patent B2
US 12,175,444 · App. 18/240,788 · Granted Dec 24, 2024

Wireless data communication interface

Inventor: Nish Modi (Round Rock, TX)
Assignee: Worldpay US, Inc.
G06Q20/202G06Q10/087G06Q20/027G06Q20/12G06Q20/203G06Q20/3226G06Q20/401G06Q20/405G06Q30/0201G06Q30/04G06Q30/0601
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Quick Facts
Patent No.
US 12,175,444
App. No.
18/240,788
Granted
Dec 24, 2024
Kind
B2
Abstract

In some embodiments, the rendering a financial transaction record in a second format includes converting a tokenized first item of financial transaction information to an account-specific item of financial transaction information using an account identifier associated with the tokenized first item in a registry stored in a secured account data vault. In some embodiments, the system includes a transaction execution module for transmitting in the second format the first item of financial transaction information for payment processing by the first external financial party, wherein the second format includes the financial transaction information using the account identifier associated with the tokenized first item in a registry stored in a secured account data vault, and transmitting in the third format the second item of financial transaction information for payment processing by the second external financial party.

Claims (57)

1. A device comprising:

a memory configured to store instructions; and

a processor configured to execute the instructions to perform operations comprising:

receiving, by a point-of-sale (POS) server operating in an electronic commerce management provider, one or more items of inventory transaction information from a customer-facing interface or a merchant-facing interface;

rendering, by the point-of-sale (POS) server operating in an electronic commerce management provider, the one or more items of inventory transaction information in a common internal format;

rendering, by a payment processing module operating on one or more computers in the electronic commerce management provider, at least one of the one or more items of inventory transaction information in a second format; and

transmitting, by a transaction module operating on one or more computers, the at least one of the one or more items of inventory transaction information for inventory transaction execution by one or more inventory resources.

2. The device according to claim 1 , wherein the operations further comprise:

providing a background update of a transaction to the customer-facing interface and the merchant-facing interface.

3. The device according to claim 1 , wherein:

the one or more items of inventory transaction information includes a first item of inventory transaction information and a second item of inventory transaction information,

receiving the first item of inventory transaction information comprises receiving an order for an item in a common intake transaction ticket format over a network from a mobile computing device; and

receiving the second item of inventory transaction information comprises receiving a return of the item in the common intake transaction ticket format over the network from the merchant-facing interface.

4. The device according to claim 3 , wherein the operations further comprise:

updating a unified inventory database to reflect fulfillment of the order for the one or more items.

5. The device according to claim 3 , wherein the operations further comprise:

updating a unified inventory database to reflect fulfillment of the return of the one or more items.

6. The device according to claim 3 , wherein the operations further comprise:

querying a unified inventory database to ascertain whether fulfillment of the order is possible.

7. The device according to claim 6 , wherein the operations further comprise:

updating the unified inventory database to reflect the fulfillment of the return of the one or more items.

8. A method comprising:

receiving, by a point-of-sale (POS) server operating in an electronic commerce management provider, one or more items of inventory transaction information from a customer-facing interface or a merchant-facing interface;

rendering, by the point-of-sale (POS) server operating in an electronic commerce management provider, the one or more items of inventory transaction information in a common internal format;

rendering, by a payment processing module operating on one or more computers in the electronic commerce management provider, at least one of the one or more items of inventory transaction information in a second format; and

transmitting, by a transaction module operating on one or more computers, the at least one of the one or more items of inventory transaction information for inventory transaction execution by one or more inventory resources.

9. The method according to claim 8 , further comprising:

providing a background update of a transaction to the customer-facing interface and the merchant-facing interface.

10. The method according to claim 8 , wherein:

the one or more items of inventory transaction information includes a first item of inventory transaction information and a second item of inventory transaction information,

receiving the first item of inventory transaction information comprises receiving an order for an item in a common intake transaction ticket format over a network from a mobile computing device; and

receiving the second item of inventory transaction information comprises receiving a return of the item in the common intake transaction ticket format over the network from the merchant-facing interface.

11. The method according to claim 10 , further comprising:

updating a unified inventory database to reflect fulfillment of the order for the one or more items.

12. The method according to claim 10 , further comprising:

updating a unified inventory database to reflect fulfillment of the return of the one or more items.

13. The method according to claim 10 , further comprising:

querying a unified inventory database to ascertain whether fulfillment of the order is possible.

14. The method according to claim 13 , further comprising:

updating the unified inventory database to reflect fulfillment of the return of the one or more items.

15. A non-transitory computer-readable medium storing instructions, the instructions comprising: one or more instructions that, when executed by one or more processors of a device, cause the one or more processors to perform operations comprising:

receiving, by a point-of-sale (POS) server operating in an electronic commerce management provider, one or more items of inventory transaction information from a customer-facing interface or a merchant-facing interface;

rendering, by the point-of-sale (POS) server operating in an electronic commerce management provider, the one or more items of inventory transaction information in a common internal format;

rendering, by a payment processing module operating on one or more computers in the electronic commerce management provider, at least one of the one or more items of inventory transaction information in a second format; and

transmitting, by a transaction module operating on one or more computers, the at least one of the one or more items of inventory transaction information for inventory transaction execution by one or more inventory resources.

16. The non-transitory computer-readable medium according to claim 15 , wherein the operations further comprise:

providing a background update of a transaction to the customer-facing interface and the merchant-facing interface.

17. The non-transitory computer-readable medium according to claim 15 , wherein:

the one or more items of inventory transaction information includes a first item of inventory transaction information and a second item of inventory transaction information,

receiving the first item of inventory transaction information comprises receiving an order for an item in a common intake transaction ticket format over a network from a mobile computing device; and

receiving the second item of inventory transaction information comprises receiving a return of the item in the common intake transaction ticket format over the network from the merchant-facing interface.

18. The non-transitory computer-readable medium according to claim 17 , wherein the operations further comprise:

updating a unified inventory database to reflect fulfillment of the order for the one or more items.

19. The non-transitory computer-readable medium according to claim 17 , wherein the operations further comprise:

updating a unified inventory database to reflect fulfillment of the return of the one or more items.

20. The non-transitory computer-readable medium according to claim 17 , wherein the operations further comprise:

querying a unified inventory database to ascertain whether fulfillment of the order is possible.

Assignments (4)
RELEASE OF SECURITY INTERESTS RECORDED AT REEL/FRAMES 066626/0655, 066625/0426, 066625/0347, AND 066625/0276 Recorded Jan 12, 2026
From: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
To: WORLDPAY, LLC; WORLDPAY ISO AND ECOMMERCE, LLC; PAYMETRIC, LLC; WORLDPAY US, LLC
Reel/Frame 074314/0622 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY US, LLC
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 066624/0835 →
SECURITY INTEREST Recorded Feb 19, 2024
From: WORLDPAY US, LLC
To: WILMINGTON TRUST, NATIONAL ASSOCIATION, AS NOTES COLLATERAL AGENT
Reel/Frame 066625/0426 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 1, 2023
From: MODI, NISH
To: WORLDPAY US, INC.
Reel/Frame 064775/0830 →
Continuity (9)
Continuation 17721818 · Apr 15, 2022
Continuation 17194922 · Mar 8, 2021
Continuation 16456435 · Jun 28, 2019
Continuation 14808962 · Jul 24, 2015
Provisional Application 62081329 · Nov 18, 2014
Provisional Application 62030335 · Jul 29, 2014
Provisional Application 62028933 · Jul 25, 2014
Provisional Application 62028763 · Jul 24, 2014
Related Publication 20230410074A1 · Dec 21, 2023