System and method for using intelligent codes to add a stored-value card to an electronic wallet

1 . A system comprising an e-wallet provider computer device having a processor unit and executable instructions stored on a non-transitory computer readable medium which, when executed by the processor unit, causes:

the e-wallet provider computer device having the processor unit to receive a request to add a closed loop stored-value card to an electronic wallet, wherein the electronic wallet is stored in a database of an e-wallet provider, wherein the request is facilitated by interpreting an intelligent code by a user device, wherein interpreting the intelligent code by the user device directs a user to an electronic wallet website, wherein the user device provides stored-value card information to the electronic wallet website, and wherein the stored-value card information comprises a security key for the closed loop stored-value card;

the e-wallet provider computer device having the processor unit to determine whether the stored-value card already exists in the electronic wallet;

the e-wallet provider computer device having the processor unit to communicate information, via a network connection to a merchant and to a closed loop stored-value card processor, concerning activation of the closed loop stored-value card and to determine a balance of the closed loop store-value card, wherein the closed loop stored-value card processor is not an owner of the electronic wallet.

2 . The system of claim 1 , wherein the processor unit further causes the e-wallet provider computer device having the processor unit to determine possession of the closed loop stored-value card.

3 . The system of claim 1 , the e-wallet provider computer device having the processor unit to determine possession of the stored-value card by:

requesting a PIN or the stored-value card;

receiving an entered PIN; and

determining the entered PIN is valid.

4 . The system of claim 1 , the e-wallet provider computer device having the processor unit to provide a display able balance for the stored-value card after ownership is verified.

5 . The system of claim 1 , the e-wallet provider computer device having the processor unit to provide at least a portion of a card number associated with the stored-value card.

6 . The system of claim 1 , the e-wallet provider computer device having the processor unit to prompt the user for a call to action, wherein the call to action comprises adding value to the stored-value card, viewing available offers or coupons, viewing the electronic wallet, or combinations thereof.

7 . The system of claim 1 , further comprising the e-wallet provider computer device facilitating activation of the stored-value card.

8 . The system of claim 1 , the e-wallet provider computer device having the processor unit to receive a purchase verification for the stored-value card.

9 . The system of claim 1 further comprising the e-wallet provider computer device having the processor unit to prompt a user for credentials to enter the electronic wallet website.

10 . The system of claim 1 , wherein the intelligent code comprises at least one of a barcode; a QR code; an arrangement of numerals, letters, symbols, images, and/or colors; an electromagnetic signal; a mechanical wave; or combinations thereof.

11 . The system of claim 1 , wherein the electronic wallet website is associated with a URL and wherein the URL comprises a retailer identifier, a card number, a PIN, or a combination thereof.

12 . The system of claim 1 , wherein the request to add a stored-value card to the electronic wallet is received by a scanning of the intelligent code on a physical card.

13 . The system of claim 1 , wherein the processor unit further causes the e-wallet provider computer device having the processor unit to confirm activation of the stored-value card.

14 . The system of claim 1 , wherein the processor unit further causes the e-wallet provider computer device having the processor unit to add the store-value card to the electronic wallet.

15 . A method performed by an e-wallet provider computer device having a processor and executable instructions stored on a non-transitory computer readable medium which, when executed by the processor, causes the e-wallet provider computer device to perform the method, the method comprising:

receiving a request to add a closed loop stored-value card to an electronic wallet, wherein the electronic wallet is stored in a database of an e-wallet provider, wherein the request is facilitated by interpreting an intelligent code by a user device, wherein interpreting the intelligent code by the user device directs a user to an electronic wallet website, wherein the user device provides stored-value card information to the electronic wallet website, and wherein the stored value card information comprises a security key for the closed loop stored-value card;

storing the intelligent code information;

determining whether the closed loop stored-value card already exists in the electronic wallet;

communicating information, via a network connection to a merchant and to a closed loop stored-value card processor, concerning activation of the closed loop stored-value card and to determine a balance of the closed loop stored-value card, wherein the closed loop stored value card processor is not an owner of the electronic wallet.

16 . The method of claim 15 , further comprising determining possession of the stored-value card.

17 . The method of claim 16 , wherein determining possession of the stored-value card comprises:

requesting a PIN for the stored-value card;

receiving an entered PIN; and

determining the entered PIN is valid.

18 . The method of claim 15 , further comprising displaying a balance for the stored-value card.

19 . The method of claim 15 , further comprising displaying at least a portion of a card number associated with the stored-value card.

20 . The method of claim 15 , further comprising prompting the user for a call to action, wherein the call to action comprises adding value to the stored-value card, viewing available offers or coupons, viewing the electronic wallet, or combinations thereof.