IP Library Patent Application 18486099
Patent Application
App. No. 18/486,099

INTERACTIVE VIRTUAL ASSISTANTS

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Quick Facts
Patent No.
US None
App. No.
18/486,099
Abstract

A method, computer program product, and computer system for defining, at a computing device, psychometric data for a user. An interactive virtual assistant, selected from a plurality of interactive virtual assistants, may be provided on the computing device based upon, at least in part, the psychometric data defined for the user. The user may be prompted, via the interactive virtual assistant, with one or more options.

Claims (26)

1 - 21 . (canceled)

22 . A computer-implemented method comprising:

displaying one or more interactive graphical psychometric tests in a user interface of a smart phone;

receiving psychometric data for a user from the user interface of the smart phone based on the one or more interactive graphical psychometric tests;

based on the psychometric data of the user, selecting an interactive virtual assistant from a plurality of interactive virtual assistants to display in the user interface of the smart phone; and

displaying the selected interactive virtual assistant in the user interface of the smart phone to prompt the user to selected one of a plurality of options.

23 . The computer-implemented method of claim 22 , wherein the selecting of the interactive virtual assistant from the plurality of interactive virtual assistants includes:

assigning the user to one of a plurality of personality outcomes based upon the psychometric data received from the user.

24 . The computer-implemented method of claim 22 , wherein the user is prompted to select one of a plurality of options includes one or more of:

prompting the user to rate one of a plurality of financial transactions;

prompting the user to select one of a plurality of financial savings options; and

prompting the user to select one of a plurality of financial services options.

25 . The computer-implemented method of claim 22 , wherein the one or more interactive graphical psychometric tests include one or more slidable user interface features configured to move along a continuous scale between two end points representative of a first level of a psychometric trait and a second level of the psychometric trait.

26 . A smart phone including one or more processors and one or more memories configured to perform operations comprising:

displaying one or more interactive graphical psychometric tests in a user interface of a smart phone;

receiving psychometric data for a user from the user interface of the smart phone based on the one or more interactive graphical psychometric tests;

based on the psychometric data of the user, selecting an interactive virtual assistant from a plurality of interactive virtual assistants to display in the user interface of the smart phone; and

displaying the selected interactive virtual assistant in the user interface of the smart phone to prompt the user to selected one of a plurality of options.

27 . The smart phone of claim 26 , wherein the operation of selecting of the interactive virtual assistant from the plurality of interactive virtual assistants includes:

assigning the user to one of a plurality of personality outcomes based upon the psychometric data received from the user.

28 . The smart phone of claim 26 , wherein the user is prompted to select one of a plurality of options includes one or more of:

prompting the user to rate one of a plurality of financial transactions;

prompting the user to select one of a plurality of financial savings options; and

prompting the user to select one of a plurality of financial services options.

29 . The smart phone of claim 26 , wherein the one or more interactive graphical psychometric tests include

one or more slidable user interface features configured to move along a continuous scale between two end points representative of a first level of a psychometric trait and a second level of the psychometric trait.

Assignments (3)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 28, 2025
From: HAPPY MONEY, INC.
To: ZIP CO US INC.
Reel/Frame 072274/0177 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 27, 2025
From: ZARLENGO, ADAM; COURTNEY, CHRIS; TEPPER, MICHAEL; HEMSLEY, JOSH; HOWES, RYAN; SINNER, DANIEL; SAUNDERS, SCOTT
To: PAYOFF, INC.
Reel/Frame 071230/0001 →
CHANGE OF NAME Recorded May 27, 2025
From: PAYOFF, INC.
To: HAPPY MONEY, INC.
Reel/Frame 071416/0512 →