IP Library Granted Patent US 12,468,847
Granted Patent B2
US 12,468,847 · App. 18/596,082 · Granted Nov 11, 2025

Data privacy management

Inventors: Damien Guenther (Newport, RI); Megan Klein (San Francisco, CA); Chris McClennen (Charlotte, NC); Joy Middleton-Saulny (Smyrna, GA); Kathleen Evelyn Senior (Charlotte, NC)
Assignee: Wells Fargo Bank, N.A.
G06F21/6245G06F21/629
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Quick Facts
Patent No.
US 12,468,847
App. No.
18/596,082
Granted
Nov 11, 2025
Kind
B2
Abstract

An example system places control and choice of managing the usage of private data into the hands of the users themselves. In some examples, the disclosed data privacy management system allows users to select preferences on how their private data is used by the business, both internally and externally. For example, the system may present users with one or more selectable options regarding how the user's private data is used. The system may then use the user's data for purposes that are in line with the user's selected preferences.

Claims (50)

1 . A method implemented on an electronic computing device to manage data associated with a user, the method comprising:

sending a selectable data privacy preference option to a user electronic computing device, wherein the selectable data privacy preference option is associated with a usage of a user's data by a plurality of applications, and wherein the selectable data privacy preference option includes:

an option to deny at least one of the plurality of applications access to the user's data;

a display listing the plurality of applications with a selectable option for sending a user data usage report adjacent thereto, wherein the selectable option is associated with each of the plurality of applications; and

a control to allow for a frequency selection from a plurality of frequencies for sending of the user data usage report;

receiving an election associated with the selectable data privacy preference option from the user electronic computing device;

storing the election in a data store;

receiving a request from an application of the plurality of applications for data associated with a plurality of users;

retrieving the data associated with the plurality of users from a plurality of data sources;

based on the election, determining whether the user elected to deny the application access to the user's data;

upon determining that the user elected to deny the application access to the user's data, generating filtered data by filtering the data associated with the plurality of users to exclude the user's data; and

upon receiving selection of the selectable option of at least one of the plurality of applications, requesting the at least one of the plurality of applications to periodically compile and send the user data usage report according to the frequency selection with at least a portion of the user's data collected by the at least one of the plurality of applications.

2 . The method of claim 1 , further comprising:

sending the filtered data to the application.

3 . The method of claim 1 , wherein the option further includes a selection to allow at least one of the plurality of applications access to the user's data.

4 . The method of claim 3 , further comprising:

upon determining that the user elected to allow the application access to the user's data, sending the data, including the user's data, to the application.

5 . The method of claim 1 further comprising:

associating the election with a user identifier that is unique to the user.

6 . The method of claim 1 , wherein the option is one among a plurality of options.

7 . The method of claim 1 , wherein the display further includes a selection of a start date and end date to view the portion of the user's data that was collected by the plurality of applications between the start date and end date.

8 . The method of claim 6 , wherein the plurality of options further includes:

a third option to request to periodically delete the portion or all of the user's data that was collected by the plurality of applications.

9 . The method of claim 1 , wherein the user's data includes one or more of: name, date of birth, social security number, phone number, address, marital status, salary, financial products purchased by the user, financial account balances, purchase history, deposit and withdrawal history, account number for each of the user's financial accounts and a unique user identifier.

10 . An electronic computing device, comprising:

a processing unit; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the electronic computing device to:

send a selectable data privacy preference option to a user electronic computing device, wherein the selectable data privacy preference option is associated with a usage of a user's data by a plurality of applications, and wherein the selectable data privacy preference option includes:

an option to deny at least one of the plurality of applications access to the user's data;

a display listing the plurality of applications with a selectable option for sending a user data usage report adjacent thereto, wherein the selectable option is associated with each of the plurality of applications; and

a control to allow for a frequency selection from a plurality of frequencies for sending of the user data usage report;

receive an election associated with the selectable data privacy preference option from the user electronic computing device;

store the election in a data store;

receive a request from an application of the plurality of applications for data associated with a plurality of users;

retrieve the data associated with the plurality of users from a plurality of data sources;

based on the election, determine whether the user elected to deny the application access to the user's data;

upon determining that the user elected to deny the application access to the user's data, generate filtered data by filtering the data associated with the plurality of users to exclude the user's data; and

upon receiving selection of the selectable option of at least one of the plurality of applications, request the at least one of the plurality of applications to periodically compile and send the user data usage report according to the frequency selection with at least a portion of the user's data collected by the at least one of the plurality of applications.

11 . The electronic computing device of claim 10 , wherein the instructions further cause the electronic computing device to:

send the filtered data to the application.

12 . The electronic computing device of claim 10 , wherein the option further includes a selection to allow at least one of the plurality of applications access to the user's data.

13 . The electronic computing device of claim 12 , further comprising:

upon determining that the user elected to allow the application access to the user's data, send the data, including the user's data, to the application.

14 . The electronic computing device of claim 10 , wherein the instructions further cause the electronic computing device to:

associate the election with a user identifier that is unique to the user.

15 . The electronic computing device of claim 10 , wherein the option is one among a plurality of options.

16 . The electronic computing device of claim 10 , wherein the display further includes a selection of a start date and end date to view the portion of all of the user's data that was collected by the plurality of applications between the start date and end date.

17 . The electronic computing device of claim 15 , wherein the plurality of options further includes:

a third option to request to periodically delete the portion or all of the user's data that was collected by the plurality of applications.

18 . The electronic computing device of claim 10 , wherein the user's data includes one or more of: name, date of birth, social security number, phone number, address, marital status, salary, financial products purchased by the user, financial account balances, purchase history, deposit and withdrawal history, account number for each of the user's financial accounts and a unique user identifier.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071644/0971 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 7, 2024
From: GUENTHER, DAMIEN; KLEIN, MEGAN; MCCLENNEN, CHRIS; MIDDLETON-SAULNY, JOY; SENIOR, KATHLEEN EVELYN
To: WELLS FARGO BANK, N.A.
Reel/Frame 066686/0084 →
Continuity (2)
Continuation 17087212 · Nov 2, 2020
Related Publication 20240211630A1 · Jun 27, 2024
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