IP Library Granted Patent US 12,340,659
Granted Patent B2
US 12,340,659 · App. 18/639,413 · Granted Jun 24, 2025

Coordinating fund transfers between a gaming device and a gaming establishment account utilizing a mobile device

Inventors: Jeffery Shepherd (Reno, NV); Kevin Higgins (Reno, NV)
Assignee: IGT
G07F17/3244G06Q20/108G06Q20/3223G07F17/3225
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Quick Facts
Patent No.
US 12,340,659
App. No.
18/639,413
Granted
Jun 24, 2025
Kind
B2
Abstract

A system that utilizes a mobile device and a funding instrument associated with an external funding source to first transfer funds from the external funding source to a gaming establishment account and then, responsive to a completion of the first transfer, automatically transfer funds from the gaming establishment account to an electronic gaming machine and/or a gaming table.

Claims (31)

1. A system comprising:

a processor; and

a memory device that stores a plurality of instructions that, when executed by the processor responsive to an occurrence of a funding transfer complete event associated with a funding instrument prohibited from causing any transfer of any amount of funds directly to a credit balance of a gaming device, cause the processor to:

cause a modification of a gaming establishment account based on a first amount of funds associated with the funding transfer complete event, and

after causing the modification of the gaming establishment account based on the first amount of funds, cause a transfer of a second amount of funds to the credit balance of the gaming device.

2. The system of claim 1 , wherein the transfer of the second amount of funds to the credit balance of the gaming device is caused to occur in association with data received from a mobile device executing a mobile device application.

3. The system of claim 1 , wherein the transfer of the second amount of funds to the credit balance of the gaming device is caused to occur in association with data received from a remote host controlled service window displayed by a display device of the gaming device.

4. The system of claim 1 , wherein the gaming device comprises an electronic gaming machine.

5. The system of claim 1 , wherein the gaming device comprises a component associated with a gaming table.

6. The system of claim 5 , wherein the second amount of funds is associated with a quantity of gaming table chips to be distributed at the gaming table.

7. The system of claim 1 , wherein the gaming establishment account comprises a cashless wagering account.

8. The system of claim 1 , wherein the first amount of funds is different from the second amount of funds.

9. The system of claim 1 , wherein the funding instrument comprises a credit card.

10. A system comprising:

a processor; and

a memory device that stores a plurality of instructions that, when executed by the processor, cause the processor to:

responsive to an occurrence of a first funding transfer complete event associated with a first funding instrument prohibited from causing any direct transfer of any funds to a credit balance of a gaming device, cause a multiple step process to transfer a second amount of funds to the credit balance of the gaming device, and

responsive to an occurrence of a second funding transfer complete event associated with a second, different funding instrument permitted to cause a direct transfer of funds to the credit balance of the gaming device, cause a single step process to transfer the second amount of funds to the credit balance of the gaming device.

11. The system of claim 10 , wherein the first funding instrument comprises a credit card and the second, different funding instrument comprises a debit card.

12. A method of operating a system, the method comprising:

responsive to an occurrence of a funding transfer complete event associated with a funding instrument prohibited from causing any transfer of any amount of funds directly to a credit balance of a gaming device:

causing, by a processor, a modification of a gaming establishment account based on a first amount of funds associated with the funding transfer complete event, and

after causing the modification of the gaming establishment account based on the first amount of funds, causing, by the processor, a transfer of a second amount of funds to the credit balance of the gaming device.

13. The method of claim 12 , wherein the transfer of the second amount of funds to the credit balance of the gaming device is caused to occur in association with data received from a mobile device executing a mobile device application.

14. The method of claim 12 , wherein the transfer of the second amount of funds to the credit balance of the gaming device is caused to occur in association with data received from a remote host controlled service window displayed by a display device of the gaming device.

15. The method of claim 12 , wherein the gaming device comprises an electronic gaming machine.

16. The method of claim 12 , wherein the gaming device comprises a component associated with a gaming table.

17. The method of claim 16 , wherein the second amount of funds is associated with a quantity of gaming table chips to be distributed at the gaming table.

18. The method of claim 12 , wherein the gaming establishment account comprises a cashless wagering account.

19. The method of claim 12 , wherein the first amount of funds is different from the second amount of funds.

20. The method of claim 12 , wherein the funding instrument comprises a credit card.

Assignments (2)
SECURITY AGREEMENT Recorded Jul 3, 2025
From: IGT
To: DEUTSCHE BANK AG NEW YORK BRANCH, AS COLLATERAL AGENT
Reel/Frame 071817/0394 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 22, 2024
From: SHEPHERD, JEFFERY; HIGGINS, KEVIN
To: IGT
Reel/Frame 067177/0786 →
Continuity (3)
Continuation 17991656 · Nov 21, 2022
Continuation 17125414 · Dec 17, 2020
Related Publication 20240265776A1 · Aug 8, 2024
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