ENHANCING BUSINESS INTERACTIONS USING A SMART WALLET

1 . A computer system for enhancing device interaction, the computer system comprising:

one or more processors; and

non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to:

receive a virtual identification (ID) by a smart wallet, wherein the virtual ID comprises a mobile driver's license;

determine an interaction process to initiate with a client device;

query the smart wallet to access user information of the virtual ID based on a determined interaction process, wherein the user information comprises a permanent physical address submitted to a government for official identification purposes;

track location of the client device over a period of time to generate a location history;

analyze the location history to confirm an accuracy of the permanent physical address;

obtain a current location of the client device using global positioning data;

compare the permanent physical address of the virtual ID with the current location of the client device;

determine a digital advertisement based on the permanent physical address rather than the current location of the client device when the permanent physical address and the current location differ; and

initiate the interaction process with the client device using the user information of the virtual ID, wherein initiating the interaction process comprises providing the digital advertisement to the client device.

2 - 5 . (canceled)

6 . The computer system of claim 1 , wherein to initiate the interaction process includes to send a payment card to the permanent physical address.

7 . The computer system of claim 6 , encoding further instructions which, when executed by the one or more processors, causes the computer system to provide a notification requesting verification of the permanent physical address of the virtual ID.

8 . (canceled)

9 . The computer system of claim 1 , encoding instructions which, when executed by the one or more processors, causes the computer system to provide a notification to the client device, wherein the notification requests input indicating the user information is shareable.

10 . The computer system of claim 1 , encoding instructions which, when executed by the one or more processors, causes the computer system to receive input restricting access to at least some of the user information.

11 . A method for enhancing device interaction, the method comprising:

receiving a virtual identification (ID) by a smart wallet, wherein the virtual ID comprises a mobile driver's license;

determining an interaction process to initiate with a client device;

querying the smart wallet to access user information of the virtual ID based on a determined interaction process, wherein the user information comprises a permanent physical address submitted to a government for official identification purposes;

tracking location of the client device over a period of time to generate a location history;

analyzing the location history to confirm an accuracy of the permanent physical address;

obtaining a current location of the client device using global positioning data;

comparing the permanent physical address of the virtual ID with the current location of the client device;

determining a digital advertisement based on the permanent physical address rather than the current location of the client device when the permanent physical address and the current location differ; and

initiating the interaction process with the client device using the user information of the virtual ID, wherein the initiating of the interaction process comprises providing the digital advertisement to the client device.

12 - 15 . (canceled)

16 . The method of claim 11 , wherein initiating the interaction process includes sending a payment card to the permanent physical address.

17 . The method of claim 16 , further comprising providing a notification requesting verification of the permanent physical address of the virtual ID.

18 . (canceled)

19 . The method of claim 11 , further comprising providing a notification to the client device, wherein the notification requests input indicating the user information is shareable.

20 . The method of claim 19 , further comprising receiving input restricting access to at least some of the user information.