IP Library Patent Application 18742276
Patent Application
App. No. 18/742,276

EXTENSION OF SECURE INFORMATION WITHIN DATA STORE

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Quick Facts
Patent No.
US None
App. No.
18/742,276
Abstract

An example computer system for extending secure information stored within a mobile wallet can include: one or more processors; and non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to: store a mobile driver's license of an individual in the mobile wallet; add extended information to the mobile wallet that is associated with the mobile driver's license, the extended information being additional authentication information associated with the individual; receive a request to authenticate the individual, the request including request information; calculate an authentication score based upon a comparison of the request information to the extended information; and return a determination of authentication in response to the request.

Claims (42)

1 . A computer system for extending secure information stored within a mobile wallet, comprising:

one or more processors; and

non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to:

store a mobile driver's license of an individual in the mobile wallet;

add extended information to the mobile wallet that is associated with the mobile driver's license, the extended information being additional authentication information associated with the individual;

receive a request to authenticate the individual, the request including request information;

calculate an authentication score based upon a comparison of the request information to the extended information; and

return a determination of authentication in response to the request.

2 . The computer system of claim 1 , comprising further instructions which, when executed by the one or more processors, causes the computer system to receive the extended information from the individual.

3 . The computer system of claim 2 , wherein the extended information is at least one of an email address and a phone number.

4 . The computer system of claim 1 , comprising further instructions which, when executed by the one or more processors, causes the computer system to associate the extended information with the mobile driver's license.

5 . The computer system of claim 4 , wherein the extended information is immutable.

6 . The computer system of claim 1 , wherein the request is associated with accessing an account.

7 . The computer system of claim 1 , wherein the authentication score is calculated on a scale.

8 . The computer system of claim 1 , comprising further instructions which, when executed by the one or more processors, causes the computer system to synchronize the mobile wallet with a client device.

9 . The computer system of claim 1 , comprising further instructions which, when executed by the one or more processors, causes the computer system to receive the mobile driver's license from a governmental agency.

10 . The computer system of claim 1 , wherein the extended information is an email address and a phone number.

11 . A method for extending secure information stored within a mobile wallet, comprising:

storing a mobile driver's license of an individual in the mobile wallet;

adding extended information to the mobile wallet that is associated with the mobile driver's license, the extended information being additional authentication information associated with the individual;

receiving a request to authenticate the individual, the request including request information;

calculating an authentication score based upon a comparison of the request information to the extended information; and

returning a determination of authentication in response to the request.

12 . The method of claim 11 , further comprising receiving the extended information from the individual.

13 . The method of claim 12 , wherein the extended information is at least one of an email address and a phone number.

14 . The method of claim 11 , further comprising associating the extended information with the mobile driver's license.

15 . The method of claim 14 , wherein the extended information is immutable.

16 . The method of claim 11 , wherein the request is associated with accessing an account.

17 . The method of claim 11 , wherein the authentication score is calculated on a scale.

18 . The method of claim 11 , further comprising synchronizing the mobile wallet with a client device.

19 . The method of claim 11 , further comprising receiving the mobile driver's license from a governmental agency.

20 . A computer system for extending secure information stored within a mobile wallet, comprising:

one or more processors; and

non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to:

receive a mobile driver's license from a governmental agency;

store the mobile driver's license of an individual in the mobile wallet;

receive extended information from the individual, wherein the extended information is at least one of an email address and a phone number;

add the extended information to the mobile wallet that is associated with the mobile driver's license, the extended information being additional authentication information associated with the individual;

associate the extended information with the mobile driver's license;

receive a request to authenticate the individual, the request including request information;

calculate an authentication score based upon a comparison of the request information to the extended information, wherein the authentication score is calculated on a scale; and

return a determination of authentication in response to the request.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071649/0870 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 12, 2024
From: LOK, ROBIN H.; MACHADO, CAROLINE A.; TWILLEY, TIFFANY N.; YANG, YOUNG M.
To: WELLS FARGO BANK, N.A.
Reel/Frame 069228/0351 →