UMBRELLA USER CONTEXT DATABASE

1 . A computer system for managing personal data within a digital ecosystem, the computer system comprising:

one or more processors; and

non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, cause the computer system to:

capture data related to interactions of a user with a first business application;

encrypt the data and store the data in a data repository;

enable the user to view and manage the data repository, including an ability to access, modify, and organize the data;

allow the user to set and modify consent for data sharing and permissions for data usage with a second business application;

provide a federated gateway to facilitate secure sharing of the data with the second business application, while complying with the permissions for data usage with the second business application.

2 . The computer system of claim 1 , wherein the data repository is stored on at least one of: locally on a user device, remotely on a server, or a hybrid of both local and remote storage.

3 . The computer system of claim 2 , wherein the computer system is configured to store personally identifying information, financial account data and other information designated as sensitive, locally on the user device, while a remainder of the data is stored remotely on the server.

4 . The computer system of claim 1 , wherein the computer system is configured to enable synchronization of at least a portion of the data repository across multiple user devices.

5 . The computer system of claim 1 , wherein encryption of the data uses a cryptographic key that is generated and controlled by the user.

6 . The computer system of claim 1 , wherein the computer system further enables the user to create and manage one or more custom contexts, including at least one of to:

specify social context permissions under which data captured from social media platforms, messaging applications, and other social networking services can be used;

specify location context permissions under which location data, including real-time Global Positioning System data and location history, can be used;

specify activity context permissions under which data related to physical activity or device usage, can be used;

specify shopping context permissions under which data related to shopping habits, including at least one of purchase history, brand preferences, searches for products and services, and wishlists, can be used; and

specify financial context permissions under which financial data, including spending habits, and budgeting data, can be used.

7 . The computer system of claim 1 , wherein the federated gateway is configured to log all data sharing activities, enabling the user to review the data that has been shared with the second business application.

8 . The computer system of claim 1 , wherein the computer system is configured provide a notification to the user when a second business application requests access to the data, allowing the user to grant or deny access in real-time.

9 . The computer system of claim 1 , wherein the computer system is configured to anonymize or pseudonymize the data before the data is shared with the second business application, to protect an identity of the user while allowing the data to be used.

10 . The computer system of claim 1 , wherein the computer system enables the user to define and manage data retention policies, including specifying a duration for which different types of data are stored before being automatically deletion.

11 . The computer system of claim 1 , wherein the computer system enables the user to revoke consent for data sharing with the second business application, causing the computer system to terminate access to the data by the second business application.

12 . The computer system of claim 1 , wherein the computer system is configured to maintain a version control of the data in the data repository, enabling reversion to a previous version of the data.

13 . The computer system of claim 1 , wherein the computer system is configured to detect unauthorized access or anomalies in data usage, and at least one of provide an alert to the user or automatically restrict access to the data repository.

14 . The computer system of claim 1 , wherein the computer system is configured to analyze user interactions and automatically suggest data management actions, including at least one of categorization, organization, and deletion of redundant or outdated data.

15 . The computer system of claim 1 , wherein the computer system is configured to curate the data repository by identifying and prioritizing data for the user based on usage patterns, context, and historical preferences.

16 . The computer system of claim 1 , wherein the computer system is configured to facilitate receipt of at least one of compensation, rewards, discounts, or promotions from the second business application, in exchange for the use of the data.

17 . A method for managing and controlling personal data within a digital ecosystem, the method comprising:

capturing data related to interactions of a user with a first business application;

encrypting the data and storing the data in a data repository;

enabling the user to view and manage the data repository, including providing an ability to access, modify, and organize the data;

allowing the user to set and modify consent for data sharing and permissions for data usage with a second business application; and

providing a federated gateway to facilitate secure sharing of the data with the second business application, while ensuring compliance with the permissions for data usage with the second business application.

18 . The method of claim 17 , further comprising enabling the user to define and manage data retention policies, including specifying a duration for which different types of data are stored before being automatically deleted.

19 . The method of claim 17 , further comprising analyzing user interactions and automatically suggesting data management actions, including at least one of categorization, organization, and deletion of redundant or outdated data.

20 . The method of claim 17 , further comprising facilitating receipt of at least one of compensation, rewards, discounts, or promotions from the second business application, in exchange for the use of the data.