Casino monetary system with integrated external id authentication and transaction record generation
Casino monetary systems and methods of processing casino monetary transactions are configured to read or scan an ID of a customer associated with a monetary value transaction, to transmit that ID information to a remote authentication vendor for authentication, to then use that authentication information as part of a transaction approval process and to create a transaction record, such as relative to an anti-money laundering (AML) system.
1 . A casino monetary system configured to authenticate patron IDs and utilize authentication results in monetary transaction determinations, comprising:
a casino cash system comprising a processor, a memory, at least one user input device, a display, a communication interface and machine-readable code stored in said memory and executable by said processor and said communication interface;
a casino workstation communicatively coupled to said cash system via said communication interface thereof, said casino workstation configured to receive a monetary value transaction request from a casino patron;
an ID scanner communicatively coupled to said cash system via said communication interface thereof, said ID scanner configured to accept input of a patron ID and to generate ID information based on said input;
a cash dispenser;
said machine-readable code of said casino cash system configured to cause said processor thereof to:
upon receiving said ID information, transmit said ID information via said communication interface thereof to a remote vendor authentication system for analysis of the ID information to verify the authenticity of the patron ID,
receive ID authentication results including a degree of certainty of said results, and
when said monetary value transaction request is above a predefined threshold and said degree of certainty is below a designated degree of certainty, deny said monetary value transaction request.
2 . The casino monetary system in accordance with claim 1 , wherein said casino cash system comprises a cashier workstation having said cash dispenser associated therewith.
3 . The casino monetary system in accordance with claim 1 , wherein said casino cash system comprises a kiosk having said cash dispenser associated therewith.
4 . The casino monetary system in accordance with claim 1 , wherein said ID information comprises at least one of a white light image of the patron ID, a UV light image of the patron ID, an IR light image of the patron ID, and information from a magnetic stripe of the patron ID.
5 . The casino monetary system in accordance with claim 1 , wherein said ID scanner comprises at least one of a white light, IR and UV optical scanner.
6 . The casino monetary system of claim 1 , wherein said ID scanner comprises a bar code reader.
7 . The casino monetary system of claim 1 , wherein said designated degree of certainty is based on said predefined threshold.
8 . The casino monetary system of claim 7 , wherein said designated degree of certainty is a lower amount when said predefined threshold is a lower amount.
9 . The casino monetary system of claim 1 , further comprising a records server configured to store said information regarding said monetary value transaction request in association with an ID record.
10 . The casino monetary system of claim 9 , wherein said records server is further configured to store information identifying a patron presenting said patron ID.
11 . A method of validating patron IDs as part of processing casino monetary value transactions, comprising the steps of:
receiving a monetary value transaction request from a casino patron;
receiving a patron ID;
generating ID information associated with said ID using at least one ID reader associated with a cash system comprising a processor, a memory, at least one user input device, a display, a communication interface and machine-readable code stored in said memory and executable by said processor;
transmitting said ID information to a remote vendor authentication system for authentication of said patron ID;
obtaining an ID authentication response from said remote vendor authentication system, said ID authentication response including a degree of certainty of said authentication response; and
when said monetary value transaction request is above a predefined threshold and said degree of certainty is below a designated degree of certainty, generating a transaction denial.
12 . The method in accordance with claim 11 , further comprising the step of transmitting said transaction denial to said cash system.
13 . The method in accordance with claim 11 , wherein said patron ID comprises a driver's license.
14 . The method in accordance with claim 11 , wherein the ID information comprising at least one image of the patron ID and information from a magnetic stripe of said patron ID.
15 . The method in accordance with claim 11 , wherein said ID reader is associated with a cashier station of said cash system.
16 . The method in accordance with claim 11 , wherein said ID reader is associated with a kiosk of said cash system.
17 . The method in accordance with claim 11 , wherein said designated degree of certainty is based on said predefined threshold.
18 . The method in accordance with claim 17 , wherein said designated degree of certainty is a lower amount when said predefined threshold is a lower amount.
19 . The method in accordance with claim 11 , wherein said monetary value transaction request comprises a check cashing transaction request.
20 . The method in accordance with claim 11 , further comprising the step of denying said monetary value transaction request when said ID authentication response indicates that said patron ID is not authentic.