IP Library Patent Application 19027774
Patent Application
App. No. 19/027,774

BROWSER-BASED AGGREGATION

Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US None
App. No.
19/027,774
Abstract

A system and method for aggregating account data, and more specifically, a system and method for aggregation of financial account data that provides enhanced privacy and security protections to a user by enabling the user to maintain custody of his or her login credentials. A syncing agent in coordination with a system add-on coordinates log-in to a remote system and storage of session information. Syncing agent utilizes the session agent to retrieve additional information on behalf of the user or perform other tasks on the remote server.

Claims (52)

1 . (canceled)

2 . A method comprising:

enabling, by a user device, a plugin on the user device;

detecting, by the user device using the plugin, navigation to an institution website;

transmitting, by the user device based on the navigation to the institution website, login credentials of a user to an institution server associated with the institution website;

receiving, by the user device using the plugin and based on the login credentials being authenticated, session information from the institution server;

activating, by the user device using the plugin, a syncing agent to receive information from the institution server by transmitting the session information to the syncing agent; and

routing, by the user device using the plugin, communications between the syncing agent and the institution server.

3 . The method of claim 2 , wherein the session information is a cookie.

4 . The method of claim 2 , further comprising:

adding live session information to the communications.

5 . The method of claim 2 , wherein the navigation to the institution website is detected when the plugin is set to a listening mode.

6 . The method of claim 2 , further comprising:

storing the login credentials.

7 . The method of claim 2 , further comprising:

copying, using the plugin, the session information.

8 . The method of claim 2 , wherein the plugin is a browser plugin.

9 . A user device, comprising:

one or more memories; and

one or more processors, coupled to the one or more memories, configured to:

enable a plugin;

detect, using the plugin, navigation to an institution website;

transmit, based on the navigation to the institution website, login credentials of a user to an institution server associated with the institution website;

receive, using the plugin and based on the login credentials being authenticated, session information from the institution server;

transmit, using the plugin, the session information to a syncing agent to activate the syncing agent to receive information from the institution server; and

route, using the plugin, communications between the syncing agent and the institution server.

10 . The user device of claim 9 , wherein the session information is a cookie.

11 . The user device of claim 9 , wherein the one or more processors are further configured to:

add live session information to the communications.

12 . The user device of claim 9 , wherein the one or more processors, to detect the navigation to the institution website, are configured to:

detect the navigation to the institution website when the plugin is set to a listening mode.

13 . The user device of claim 9 , wherein the one or more processors are further configured to:

store the login credentials.

14 . The user device of claim 9 , wherein the one or more processors are further configured to:

copy, using the plugin, the session information.

15 . The user device of claim 9 , wherein the plugin is a browser plugin.

16 . A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:

one or more instructions that, when executed by one or more processors of a user device, cause the user device to:

enable a plugin;

detect, using the plugin, navigation to an institution website;

transmit, based on the navigation to the institution website, login credentials of a user to an institution server associated with the institution website;

receive, using the plugin and based on the login credentials being authenticated, session information from the institution server;

transmit, using the plugin, the session information to a syncing agent to activate the syncing agent to receive information from the institution server; and

route, using the plugin, communications between the syncing agent and the institution server.

17 . The non-transitory computer-readable medium of claim 16 , wherein the session information is a cookie.

18 . The non-transitory computer-readable medium of claim 16 , wherein the one or more instructions further cause the user device to:

add live session information to the communications.

19 . The non-transitory computer-readable medium of claim 16 , wherein the one or more instructions, to cause the user device to detect the navigation to the institution website, are configured to cause the user device to:

detect the navigation to the institution website when the plugin is set to a listening mode.

20 . The non-transitory computer-readable medium of claim 16 , wherein the one or more instructions further cause the user device to:

copy, using the plugin, the session information.

21 . The non-transitory computer-readable medium of claim 16 , wherein the plugin is a browser plugin.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 21, 2025
From: PUTNAM, WARREN LOWELL; DEL MONTE, MICHAEL GEORGE
To: QUOVO, INC.
Reel/Frame 069937/0961 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 21, 2025
From: QUOVO, INC.
To: PLAID INC.
Reel/Frame 069938/0027 →