SYSTEM FOR AUTHORIZING A SECURE ACCESS FROM A LOCAL DEVICE TO A REMOTE SERVER COMPUTER

1 . A system for authorizing a secure access from a local device to a remote server computer, comprising:

a remote server computer at the remote network location; and

the local device, having a unique identifier (UID), a memory, and a processor:

causing a security software to obtain a personal identification number (PIN) of a user, and the UID of the local device;

verifying an authenticity of the PIN and the UID, without communicating over a network, and using a credential code generated using the PIN, the UID and the security software;

retrieving access credentials to the remote server computer upon verifying the authenticity of the PIN and the UID; and

authorizing the secure access to the remote server computer using the retrieved access credentials, the remote server computer having a copy of the security software, the PIN, the UID and the credential code.

2 . The system of claim 1 , wherein the processor is caused to:

obtain a Quick Response, QR, code, from the remote server computer; and

scan the QR code into the local device.

3 . The system of claim 1 , wherein the remote server computer is an email server.

4 . The server of claim 1 , wherein the local device is one of the following:

a computing device, comprising a processor; or

a portable device having a memory, the portable device being different from the computing device, and being operably coupled to the computing device.

5 . The system of claim 1 , wherein the local device is a mobile wireless device.

6 . The system of claim 1 , wherein the processor is further caused to forward the retrieved access credentials to the remote server computer.

7 . The system of claim 1 , wherein the processor is further caused to perform a transaction authorization.

8 . The system of claim 1 further comprising:

an authorization server configured to:

send a transaction authorization request including the credential code from the authorization server to the local device;

wherein the local device is configured to:

generate a transaction authorization response using the credential code; and

send the transaction authorization response from the local device to a transaction server.

9 . The system of claim 8 wherein the local device is configured to send the transaction authorization response to the transaction server over a transaction authorization channel.

10 . The system of claim 8 wherein:

the local device is configured to send the transaction authorization response to the authorization server; and

the authorization server is configured to send the transaction authorization response to the transaction server.

11 . The system of claim 8 wherein the local device is configured to send the transaction authorization response to the authorization server over a transaction authorization channel.

12 . The system of claim 8 wherein the authorization server is configured to send the transaction authorization response to the transaction server over a service channel.

13 . The system of claim 8 , further comprising a user terminal configured to send a transaction request to the transaction server; and wherein the transaction server is configured to send the transaction authorization response to the user terminal.

14 . The system of claim 13 wherein the user terminal is configured to send the transaction request to the transaction server over a transaction channel.

15 . The system of claim 13 wherein the transaction server is configured to send the transaction authorization response to the user terminal over a transaction channel.

16 . The system of claim 8 wherein the local device is configured to send a pre-authorization condition to the authorization server.

17 . The system of claim 1 , wherein the processor is further caused to:

establish a connection to an authorization server including:

establishing a transaction channel, and

establishing a transaction notification channel;

authorize a user to access a service on a transaction server, using a client program executing on the local device and a server program executing on the authorization server.

18 . The system of claim 17 , wherein the processor is further caused to:

authorize a transaction using the local device;

perform the transaction; and

close the connection to the authorization server.

19 . The system of claim 1 , wherein the remote server computer is a third party server computer.

20 . The system of claim 1 , further comprising a database stored in a memory device at the remote server computer for storing the UID of the local device.