SYSTEM AND METHOD FOR PREVENTING FRAUD IN THE CAPTURE OF TRIP TELEMETRY DATA

1 . A computer-implemented method comprising:

receiving a heartbeat signal with an application on a mobile device;

after receiving the heartbeat signal:

activating the application to an active or background mode or from a background mode to an active mode; and

collecting telemetry data associated with one or more vehicle operations;

transmitting the telemetry data to a computing device, wherein the computing device identifies, based at least on the telemetry data:

one or more time periods indicative of a user of the mobile device operating a vehicle; and

one or more time periods indicative of an absence of expected telemetry data associated with the one or more vehicle operations; and

when an amount of absences of the expected telemetry data meets or exceeds a predetermined threshold in a predetermined period of time, receiving an alert indicating the absence of the expected telemetry data.

2 . The computer-implemented method of claim 1 , wherein the alert is received after it is determined that the mobile device is prevented from transmitting the expected telemetry data.

3 . The computer-implemented method of claim 1 , wherein the telemetry data comprises an indication of a lack of access to one or more sensors of the mobile device.

4 . The computer-implemented method of claim 1 , wherein the heartbeat signal is sent by a third party.

5 . The computer-implemented method of claim 1 , wherein the heartbeat signal is received based on an indication that a location of the mobile device has changed.

6 . The computer-implemented method of claim 5 , wherein the indication that the location of the mobile device has changed is based at least on a distance threshold.

7 . The computer-implemented method of claim 6 , wherein the indication that the location of the mobile device has changed is further based on a global positioning system (GPS) of the mobile device or wireless network triangulation of the mobile device.

8 . A system comprising:

one or more processors; and

one or more non-transitory computer readable media storing computing instructions that, when executed on the one or more processors, cause the one or more processors to perform operations comprising:

receiving a heartbeat signal with an application on a mobile device;

after receiving the heartbeat signal:

activating the application to an active or background mode or from a background mode to an active mode; and

collecting telemetry data associated with one or more vehicle operations;

transmitting the telemetry data to a computing device, wherein the computing device identifies, based at least on the telemetry data:

one or more time periods indicative of a user of the mobile device operating a vehicle; and

one or more time periods indicative of an absence of expected telemetry data associated with the one or more vehicle operations; and

when an amount of absences of the expected telemetry data meets or exceeds a predetermined threshold in a predetermined period of time, receiving an alert indicating the absence of the expected telemetry data.

9 . The system of claim 8 , wherein the alert is received after it is determined that the mobile device is prevented from transmitting the expected telemetry data.

10 . The system of claim 8 , wherein the telemetry data comprises an indication of a lack of access to one or more sensors of the mobile device.

11 . The system of claim 8 , wherein the heartbeat signal is sent by a third party.

12 . The system of claim 8 , wherein the heartbeat signal is received based on an indication that a location of the mobile device has changed.

13 . The system of claim 12 , wherein the indication that the location of the mobile device has changed is based at least on a distance threshold.

14 . The system of claim 13 , wherein the indication that the location of the mobile device has changed is further based on a global positioning system (GPS) of the mobile device or wireless network triangulation of the mobile device.

15 . A non-transitory computer-readable media storing computing instructions that, when executed on one or more processors, cause the one or more processors to perform operations comprising:

receiving a heartbeat signal with an application on a mobile device;

after receiving the heartbeat signal:

activating the application to an active or background mode or from a background mode to an active mode; and

collecting telemetry data associated with one or more vehicle operations;

transmitting the telemetry data to a computing device, wherein the computing device identifies, based at least on the telemetry data:

one or more time periods indicative of a user of the mobile device operating a vehicle; and

one or more time periods indicative of an absence of expected telemetry data associated with the one or more vehicle operations; and

when an amount of absences of the expected telemetry data meets or exceeds a predetermined threshold in a predetermined period of time, receiving an alert indicating the absence of the expected telemetry data.

16 . The non-transitory computer-readable media of claim 15 , wherein at least one of:

the alert is received after it is determined that the mobile device is prevented from transmitting the expected telemetry data; or

wherein the telemetry data comprises an indication of a lack of access to one or more sensors of the mobile device.

17 . The non-transitory computer-readable media of claim 15 , wherein the heartbeat signal is sent by a third party.

18 . The non-transitory computer-readable media of claim 15 , wherein the heartbeat signal is received based on an indication that a location of the mobile device has changed

19 . The non-transitory computer-readable media of claim 18 , wherein the indication that the location of the mobile device has changed is based at least on a distance threshold.

20 . The non-transitory computer-readable media of claim 19 , wherein the indication that the location of the mobile device has changed is further based on a global positioning system (GPS) of the mobile device or wireless network triangulation of the mobile device.