IP Library Granted Patent US 10,713,645
Granted Patent B1
US 10,713,645 · App. 15/801,060 · Granted Jul 14, 2020

Augmented reality numberless transaction card

Inventors: John Ross Neale (Des Moines, IA); William R. Breed (Surprise, AZ); Jasvir K. Singh (Saint Anthony Village, MN); Geraldine M. Carolan (Mesa, AZ); Kristine Collings (Charlotte, NC); Kourtney Eidam (Marietta, GA)
Assignee: Wells Fargo Bank, N.A.
G06Q20/327G06Q20/409G06Q20/4014G06T11/00G06F3/0488G06F3/16
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 10,713,645
App. No.
15/801,060
Filed
Nov 1, 2017
Granted
Jul 14, 2020
Kind
B1
Art Unit
2887
USPC
235/492
Abstract

A method implemented on an augmented reality (AR) electronic device includes receiving a request to activate a transaction card account on a transaction card. The transaction card account is activated on the transaction card. A virtual representation of account information corresponding to the transaction card account is displayed on the AR electronic device. The exterior of the transaction card is free of account identifying information.

Claims (16)

1. A system, comprising:

a user-worn augmented reality (AR) device configured to send an activating command; and

a transaction card, the transaction card comprising:

a plastic housing; a wireless communication device;

a memory configured to store account information for a plurality of transaction card accounts;

a computing device configured to activate one of the plurality of transaction card accounts when the activating command for the one of the plurality of transaction card accounts is received by the wireless communication device at the transaction card; and

an account information delivery element including a dynamic magnetic stripe configured to deliver data related to the activated one of the plurality of transaction card accounts,

wherein, the transaction card does not have any account identifying information displayed on the transaction card, and wherein the account information is only visible to a user through the AR device.

2. The system of claim 1 , further comprising a near-field communication device.

3. The system of claim 1 , wherein the wireless communication device is a radio frequency identification (RFID) device.

4. The system of claim 1 , wherein activating one of the plurality of transaction card accounts comprises configuring the transaction card to be enabled for transaction card transactions using the activated one of the plurality of transaction card accounts.

5. The system of claim 1 , wherein the computing device is further configured to:

deactivate the activated one of the plurality of transaction card accounts when an activating command for another one of the plurality of transaction card accounts is received at the transaction card; and activate the another one of the plurality of transaction card accounts.

6. The system of claim 1 , wherein the activating command is initiated by a verbal command.

7. The system of claim 6 , wherein the activating command is initiated by a nickname for the one of the plurality of transaction card accounts.

8. The system of claim 1 , wherein the account identifying information includes any account numbers, card verification value (CVV) numbers, and expiration dates.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071649/0465 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 2, 2017
From: NEALE, JOHN ROSS; BREED, WILLIAM R.; SINGH, JASVIR K.; CAROLAN, GERALDINE M.; COLLINGS, KRISTINE; EIDAM, KOURTNEY
To: WELLS FARGO BANK, N.A.
Reel/Frame 044022/0991 →
Continuity (2)
Continuation 15272869 · Sep 22, 2016
Continuation 14340158 · Jul 24, 2014
Cited By (1)
US 12,718,038