IP Library Granted Patent US 11,023,918
Granted Patent B1
US 11,023,918 · App. 16/829,388 · Granted Jun 1, 2021

Incentives for physical activity

Inventors: Michael Glynn D'Andrea (Burlington, VT); John Edward Cronin (Bonita Springs, FL)
Assignee: Wells Fargo Bank, N.A.
G06Q30/0235
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Quick Facts
Patent No.
US 11,023,918
App. No.
16/829,388
Filed
Mar 25, 2020
Granted
Jun 1, 2021
Kind
B1
Art Unit
3622
USPC
705/14.35
Abstract

A method for rewarding physical activity is disclosed. At a server computer, goal data is received from a user device for a user. The goal data comprises a description of a physical activity for traveling to a location of a retailer within a time goal. The goal data includes a reward to be provided to the user for completing the physical activity within the time goal. User data is received from the user device. The user data includes data from an activity monitor and geolocation data. Based on the user data, a determination is made as to whether the user has completed the physical activity within the time goal. When the determination is made that the user has completed the physical activity within the time goal, the reward is provided to the user.

Claims (12)

1. A method implemented on a first electronic computing device for financially rewarding a user for physical activity, the method comprising:

identifying the location of the user;

sending the location of the user to a second electronic computing device;

receiving from the second electronic computing device available product categories associated with a financial incentive for physical activity;

on a display screen of the first electronic computing device, rendering a first user interface showing available product categories associated with one or more financial incentives for physical activity;

receiving from the user a first selection of a product from the available product categories;

as a result of receiving the first selection of the product, rendering a second user interface showing names of local retailers from which the product can be obtained and showing distances from a current location of the user to the local retailers;

receiving a second selection from the user of a local retailer;

sending the location of the selected local retailer to the second electronic computing device;

rendering a third user interface showing a map of a route between the current location of the user and the selected local retailer;

receiving from the second electronic computing device a target time for the user to reach the selected local retailer, wherein the target time includes a first tier goal and a second tier goal, wherein the first tier goal comprises a first time goal representing a time duration within which the user needs to travel from the current location of the user to the location of the selected local retailer in order to obtain a first financial incentive associated with the selected product, and wherein the second tier goal comprises a second time goal equal to a specified percentage of the first tier goal in which the user needs to travel from the current location of the user to the location of the selected local retailer in order to obtain a second financial incentive associated with the selected product; and

upon receiving the target time, rendering a fourth user interface continually showing progress towards at least one of: the first tier goal and the second tier goal.

Assignments (3)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071649/0465 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 25, 2020
From: D'ANDREA, MICHAEL GLYNN; CRONIN, JOHN EDWARD
To: IPCAPITAL GROUP, INC.
Reel/Frame 052223/0279 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 25, 2020
From: IPCAPITAL GROUP, INC.
To: WELLS FARGO BANK, N.A.
Reel/Frame 052223/0386 →
Continuity (1)
Division 15141509 · Apr 28, 2016