IP Library Granted Patent US 11,455,421
Granted Patent B1
US 11,455,421 · App. 16/900,090 · Granted Sep 27, 2022

Systems and methods for secure information storage and sharing

Inventors: Alan W. Hecht (Chanhassen, MN); Javier S. Silva (Concord, NC)
Assignee: Wells Fargo Bank, N.A.
G06F21/6245
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Quick Facts
Patent No.
US 11,455,421
App. No.
16/900,090
Granted
Sep 27, 2022
Kind
B1
Abstract

Systems and methods for providing for a personal data storage, retrieval, and sharing system are described. One method includes importing known user content during an initial content upload phase. The method further includes storing at least a portion of the known user content in a user information database. The method further includes identifying the first document and the second document as including duplicate data or being duplicate copies of one another. The method further includes identifying the second document as a master copy. The method further includes extracting data from the second document. The method further includes extracting additional data associated with the user from the account holder database. The method further includes aggregating the extracted data and the extracted additional data. The method further includes updating user information associated with a user account of the user based on the aggregated data.

Claims (47)

1. An information computing system comprising:

an account management circuit configured to manage a plurality of user accounts associated with a plurality of users of the information computing system;

an inbound information circuit configured to receive user content associated with the plurality of users over a network interface, the user content comprising a first document and a second document associated with a user of the plurality of users;

a user information database configured to store the user content; and

a processing circuit configured to:

identify the first document and the second document as including duplicate data or being duplicate copies of one another;

identify the second document as a master copy;

extract data from the second document;

extract additional data from an account holder database;

aggregate the extracted data and the extracted additional data; and

update user information associated with a user account of the user based on the aggregated data.

2. The information computing system of claim 1 , wherein the second document is identified as the master copy based on the second document being at least one of a more recent version than the first document or having a higher quality than the first document.

3. The information computing system of claim 1 , wherein the account management circuit is configured to receive a registration request from the user associated with a user device, wherein the registration request includes an identification of an account maintained by a financial institution computing system.

4. The information computing system of claim 3 , wherein the account management circuit is configured to perform a pre-registration import of known user content associated with the account holder database of the financial institution computing system.

5. The information computing system of claim 1 , wherein the information computing system and a financial institution computing system communicate via a private network not accessible by a third-party device and a user device.

6. The information computing system of claim 1 , wherein the account management circuit is configured to receive a content share request from one of a user device or a third-party device, wherein the content share request identifies specific content associated with a registered user of the information computing system.

7. The information computing system of claim 6 , wherein the account management circuit is configured to determine that the content share request originated from the third-party device, and wherein the account management circuit determines that the third-party device is not authorized to receive the specific content.

8. The information computing system of claim 7 , wherein the account management circuit is configured to transmit a rejection to the third-party device and to transmit a notification to the registered user indicating that the specific content was requested by the third-party device.

9. The information computing system of claim 6 , wherein the account management circuit is configured to determine that the content share request originated from the third-party device, and wherein the account management circuit is configured to determine that the third-party device is authorized to receive the specific content.

10. The information computing system of claim 9 , wherein programmed rules are configured to link the second document to the user account.

11. A method comprising:

importing, by an account management circuit of an information computing system from an account holder database of a financial institution computing system associated with a financial institution, known user content during an initial content upload phase, the known user content comprising a first document and a second document associated with a user;

storing, by an inbound information circuit of the information computing system, at least a portion of the known user content in a user information database;

identifying, by the information computing system, the first document and the second document as including duplicate data or being duplicate copies of one another;

identifying, by the information computing system, the second document as a master copy;

extracting, by the information computing system, data from the second document;

extracting, by the information computing system, additional data associated with the user from the account holder database;

aggregating, by the information computing system, the extracted data and the extracted additional data; and

updating, by the information computing system, user information associated with a user account of the user based on the aggregated data.

12. The method of claim 11 , wherein the second document is identified as the master copy based on the second document being at least one of a more recent version than the first document or having a higher quality than the first document.

13. The method of claim 11 , further comprising receiving, by the account management circuit, additional user content from a user device.

14. The method of claim 11 , further comprising receiving, by the account management circuit, a content share request from one of a user device or a third-party device, wherein the content share request identifies specific content associated with the user.

15. The method of claim 14 , further comprising determining, by the account management circuit, that the content share request originated from the third-party device and that the third-party device is not authorized to receive the specific content.

16. The method of claim 15 , further comprising transmitting, by the account management circuit, a rejection to the third-party device and transmitting a notification to the user indicating that the specific content was requested by the third-party device.

17. The method of claim 14 , further comprising determining, by the account management circuit, that the content share request originated from the third-party device and that the third-party device is authorized to receive the specific content.

18. The method of claim 17 , further comprising providing, by an outbound information circuit of the information computing system, the specific content to the third-party device.

19. A method comprising:

receiving, by an account management circuit of an information computing system, first content from a first user device associated with a user;

receiving, by the account management circuit, a request to export second content from a second user device associated with the user;

storing, by the account management circuit, the first content and the second content in a secure sharing zone;

identifying, by the information computing system, a first document and a second document from among the first content and the second content, and identifying the first document and the second document as including duplicate data or being duplicate copies of one another;

identifying, by the information computing system, the second document as a master copy;

extracting, by the information computing system, data from the second document;

extracting, by the information computing system, additional data associated with the user from an account holder database;

aggregating, by the information computing system, the extracted data and the extracted additional data; and

updating, by the information computing system, user information associated with a user account of the user based on the aggregated data.

20. The method of claim 19 , further comprising, providing, by the account management circuit, access to the secure sharing zone to a third party associated with a third user device, wherein the third party can view content stored in the secure sharing zone but cannot view user content associated with the user.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 12, 2020
From: HECHT, ALAN W.; SILVA, JAVIER S.
To: WELLS FARGO BANK, N.A.
Reel/Frame 052927/0613 →
Continuity (2)
Continuation 15042108 · Feb 11, 2016
Provisional Application 62115391 · Feb 12, 2015
Cited By (1)
US 12,713,212