Systems for enhancing funding of gaming
Apparatus and methods are provided for facilitating the funding of gaming and preferably the purchase of gaming vouchers with commercial bank cards and/or with casino and/or new credit accounts and/or the prompting of opening of a new credit account, including an automated kiosk located on a gaming floor proximate to gaming machines but separate from particular gaming machines, including reading and printing equipment in communication with a voucher host; also including a prompt to open new a gaming oriented line of credit in response to a refusal of an EFT transaction, including a preferred gaming oriented credit card account and card having cash advance limits commensurate with credit limits for gaming oriented transaction, the approval of the account preferably based on EFT gaming transaction history.
1. A player funding system for a casino having at least one gaming table, comprising:
a casino voucher system, said voucher system comprising a voucher system server and a database storing voucher information, said voucher system server configured to generate information regarding one or more vouchers having associated monetary value and authenticate, for redemption, vouchers based upon said voucher information stored in said database;
a table client located at said gaming table, said client comprising a processor, a card reader and a communication interface and a voucher printer, said table client configured to read a financial card of a player and generate and transmit, via said communication interface, a request for an approval of a funds transaction of an amount of funds from a financial account associated with said financial card;
a financial transaction merchant system in communication with said table client and an external financial network, said financial transaction merchant system comprising at least a financial transaction merchant server comprising a processor, a memory and machine-readable code stored in said memory and configured to cause said financial transaction merchant server to receive said request from said table client and transmit a request for authorization of said funds transaction to said external financial network and, upon approval, said financial transaction merchant server transmitting a voucher request to said voucher system server; and
said voucher system server generating a voucher representing said amount of funds in response to receipt of said voucher request and storing information regarding said voucher, including said amount of funds, in said database, and transmitting a voucher-issuance instruction to said voucher printer;
said voucher printer printing, in response to said instruction, said voucher at said table, said voucher representing funds which said player may use to fund gaming.
2. The system in accordance with claim 1 wherein said financial transaction merchant server communicates with said casino voucher system via a communications server.
3. The system in accordance with claim 1 wherein said financial transaction merchant server transmits said voucher request to said voucher system server via said communications server.
4. The system in accordance with claim 2 wherein said request from said table client is provided to said financial transaction merchant server by said communications server.
5. The system in accordance with claim 1 wherein said financial transaction merchant server communicates with said external financial network via a cashless gateway.
6. The system in accordance with claim 1 wherein said external financial network comprises a banking network.
7. The system in accordance with claim 1 wherein said voucher may be redeemed at a gaming machine.
8. The system in accordance with claim 1 wherein said voucher may be redeemed at said gaming table in exchange for monetary value gaming chips.
9. The system in accordance with claim 1 wherein said communication interface of said table client is a wireless communication interface.
10. The system in accordance with claim 1 wherein said financial card is one or more of a debit card, ATM card, credit card and stored value card.