IP Library Granted Patent US 11,955,113
Granted Patent B1
US 11,955,113 · App. 17/742,199 · Granted Apr 9, 2024

Electronic signatures via voice for virtual assistants' interactions

Inventor: Brady Carl Stephenson (Helotes, TX)
Assignee: United Services Automobile Association (USAA)
G10L15/08G10L15/05H04M3/2218H04M3/493G10L2015/088
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Quick Facts
Patent No.
US 11,955,113
App. No.
17/742,199
Granted
Apr 9, 2024
Kind
B1
Abstract

The present invention provides a method and a system utilizing an AI entity for confirming an agreement has been entered between a first entity and a second entity during a verbal communication, capturing the portions of the communication that constitute the elements of an agreement and storing the portions for later verification of the agreement.

Claims (35)

1. A method comprising:

providing an artificial intelligence (AI) entity with a recording of a conversation between a caller and at least one electronic call center;

training the AI entity to accurately recognize from the recording that an offer of terms to an agreement has been made by the caller or the at least one electronic call center, wherein the caller or the at least one electronic call center defines a first party;

training the AI entity to accurately recognize from the recording that an acceptance of the terms to the agreement has been made by the other of the caller or the electronic call center, wherein the other of the caller or the at least one electronic call center defines a second party; and

training the AI entity to accurately recognize from the recording that an exchange of consideration has occurred between the first party and the second party, wherein based on the training the AI entity is configured to identify portions of the recording that constitute the offer from the first party, the acceptance by the second party, and the exchange of the consideration, capture metadata to identify the conversation, and store the metadata and the portions of the recording in a searchable database.

2. The method of claim 1 wherein the metadata includes one or more of the following: date, time, user identifier, and interaction device identifier.

3. The method of claim 1 wherein the AI entity captures whether the caller is using a land line, a cell phone, a computer, or a voice over the Internet device.

4. The method of claim 1 wherein the caller is either a human caller or a second artificial intelligence (AI) entity different from the first AI entity.

5. The method of claim 1 wherein the caller is a human.

6. The method of claim 1 wherein the recording comprises words spoken by the caller.

7. The method of claim 1 wherein the recording comprises words written by the caller.

8. The method of claim 1 wherein the recording comprises DTMF tones entered by the caller.

9. A system comprising a first artificial intelligence (AI) entity having a processor, memory, and computer executable instructions when implemented by the processor takes the following steps:

provide the AI entity with a recording of a conversation between a caller and at least one electronic call center;

accurately recognize from the recording that an offer of terms to an agreement has been made by one of caller or the at least one electronic call center, wherein the one of the caller or the at least one electronic call center defines a first party;

accurately recognize from the recording that an acceptance of the terms to the agreement has been made by the other of the caller or the electronic call center, wherein the other of the caller or the at least one electronic call center defines a second party;

accurately recognize from the recording that an exchange of consideration has occurred between the first party and the second party;

identify portions of the recording that comprise the offer from the first party, the acceptance of the terms of the agreement by the second party, and the exchange of the consideration;

capture metadata to identify the conversation; and

store the metadata and the portions of the recording in a searchable database.

10. The system of claim 9 wherein the metadata includes one or more of the following: date, time, user identifier, and interaction device identifier.

11. The system of claim 9 wherein the AI entity captures whether the caller is using a land line, a cell phone, a computer, or a voice over the Internet device.

12. The system of claim 9 wherein the caller is either a human caller or a second artificial intelligence (AI) entity different from the first AI entity.

13. The system of claim 9 wherein the caller is a human.

14. The system of claim 9 wherein the recording comprises words spoken by the caller.

15. The system of claim 9 wherein the recording comprises words written by the caller.

16. The system of claim 9 wherein the recording comprises DTMF tones entered by the caller.

17. A non-transitory computer-readable medium storing instructions that, when executed, cause:

providing an artificial intelligence (AI) entity with a recording of a conversation between a caller and at least one electronic call center;

training the AI entity to accurately recognize from the recording that an offer of terms to an agreement has been made by the caller or the at least one electronic call center, wherein the caller or the at least one electronic call center defines a first party;

training the AI entity to accurately recognize from the recording that an acceptance of the terms to the agreement has been made by the other of the caller or the electronic call center, wherein the other of the caller or the at least one electronic call center defines a second party; and

training the AI entity to accurately recognize from the recording that an exchange of consideration has occurred between the first party and the second party, wherein based on the training the AI entity is configured to identify portions of the recording that constitute the offer from the first party, the acceptance by the second party, and the exchange of the consideration, capture metadata to identify the conversation, and store the metadata and the portions of the recording in a searchable database.

18. The computer-readable medium of claim 17 wherein the metadata includes one or more of the following: date, time, user identifier, and interaction device identifier.

19. The computer-readable medium of claim 17 wherein the AI entity captures whether the caller is using a land line, a cell phone, a computer, or a voice over the Internet device.

20. The computer-readable medium of claim 17 wherein the caller is either a human caller or a second artificial intelligence (AI) entity different from the first AI entity.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 3, 2024
From: UIPCO, LLC
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 067910/0687 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 9, 2022
From: STEPHENSON, BRADY CARL
To: UIPCO, LLC
Reel/Frame 060152/0145 →
Continuity (3)
Continuation 16889268 · Jun 1, 2020
Continuation 15727323 · Oct 6, 2017
Provisional Application 62412013 · Oct 24, 2016
Cited By (2)
US 12,322,378 US 12,568,167