IP Library Granted Patent US 12,437,017
Granted Patent B1
US 12,437,017 · App. 18/678,930 · Granted Oct 7, 2025

Systems and methods for sharing user data

Inventors: Oscar Guerra (San Antonio, TX); Megan Sarah Jennings (San Antonio, TX); Dustin Bowen Bitter (Lehi, UT); Pooja Krishnaswamy (McKinney, TX); Donald Nathaniel Holloway, III (San Antonio, TX); Nikhil Dama (Apex, NC)
Assignee: United Services Automobile Association (USAA)
G06F16/9538G06F16/9535
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Quick Facts
Patent No.
US 12,437,017
App. No.
18/678,930
Granted
Oct 7, 2025
Kind
B1
Abstract

A data sharing system may facilitate sharing of data with third party systems. In one example, the data sharing system can provide a graphical user interface that displays an available subset of user data for sharing. The available subset may be based on previously shared user data with the third party system. The third party system can provide a selection of data of interest within the available subset, and the selected data can be shared.

Claims (43)

1. A data sharing, system, the system comprising:

a memory storing executable instructions; and

a processor configured to execute the instructions to:

store user data of a plurality of users in memory;

receive data queries from a third party system via a graphical user interface;

identify a most-requested subset of the user data in the data queries;

transmit a request to the plurality of users to a user device to share the user data in the most-requested subset;

receive permission to share the user data in the most-requested subset;

share the user data in the most-requested subset with the third party system in response to the data queries; and

identify a privacy risk of the most-requested subset of the user data based on previously shared user data with the third party system.

2. The system of claim 1 , wherein the processor is configured to execute instructions to transmit a reward to respective mobile devices of users of the plurality of users based on receiving the permission to share the user data.

3. The system of claim 2 , wherein the processor is configured to execute the instructions to determine a value of the most-requested subset of the user data.

4. The system of claim 3 , wherein the reward is based on the determined value.

5. The system of claim 3 , wherein the determined value is based on a request frequency of the most-requested subset of the user data.

6. The system of claim 1 , wherein the data queries are received via a search tool of the graphical user interface.

7. The system of claim 1 , wherein the processor is further configured to execute the instructions to:

generate a notification to the third party system of the identified privacy risk; and

receive, from the third party system, an indication of a risk-mediation action for the previously shared user data.

8. The system of claim 7 , wherein the risk-mediation action comprises deleting or purging at least some of the previously shared user data.

9. The system of claim 1 , wherein the instructions to identify a privacy risk comprise instructions to:

identify a partial overlap between the most-requested subset of the user data and previously shared user data.

10. A data sharing method comprising:

storing user data of a plurality of users in memory;

receiving data queries from a third party system via a graphical user interface;

identifying a most-requested subset of the user data in the data queries;

transmitting a request to one or more user devices of the plurality of users to share the user data in the most-requested subset;

receiving permission to share the user data in the most-requested subset;

sharing the user data in the most-requested subset with the third party system in response to the data queries; and

transmitting a reward to the plurality of users to a mobile device based on receiving the permission to share the user data.

11. The method of claim 10 , comprising determining a value of the most-requested subset of the user data.

12. The method of claim 11 , wherein the reward is based on the determined value.

13. The method of claim 11 , wherein the determined value is based on a request frequency of the most-requested subset in the data queries.

14. A non-transitory computer-readable medium configured to store instructions executable by a processor of a system that, when executed by the processor, cause the system to perform operations comprising:

storing user data of a plurality of users in memory;

receiving data queries from a third party system via a graphical user interface;

identifying a most-requested subset of the user data in the data queries;

transmitting a request to the plurality of users to share the user data in the most-requested subset;

receiving permission to share the user data in the most-requested subset;

sharing the user data in the most-requested subset with the third party system in response to the data queries; and

determining a value of the most-requested subset of the user data.

15. The non-transitory computer-readable medium of claim 14 , wherein the instructions cause the system to transmit a reward to respective users of the plurality of users based on receiving the permission to share the user data.

16. The non-transitory computer-readable medium of claim 15 , wherein the instructions cause the system to perform operations comprising basing the reward on the determined value.

17. The non-transitory computer-readable medium of claim 15 , wherein the instructions cause the system to base the determined value on a request frequency of the most-requested subset in the data queries.

Continuity (1)
Continuation 17710114 · Mar 31, 2022
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