Systems and methods for providing digital trusted data
Systems, methods, and apparatuses are described for providing trusted data. A digital trusted data (DTD) computing system of a service provider can accept requests for trusted data from internal computing systems and/or external computing systems of third parties. Based on the data requested, a retrieval protocol is determined, the retrieval protocol identifying trusted data sources and a sequence (order and/or timing) for accessing the data sources. The trusted data sources may, for example, be internal computing systems, external computing systems, and/or documents provided by a client. The requested data may be used for populating a form being completed by the client as part of an application for services from the service provider or from a third party. Data can be retrieved from data sources that are less cumbersome for the client before sources that are more cumbersome are accessed.
1 . A method, comprising:
determining, by a digital trusted data (DTD) computing system of a service provider, that an amount of time for a remote data source to provide remote trusted data in response to a corresponding request exceeds a threshold;
upon determining that the amount of time for the remote data source to provide the remote trusted data exceeds the threshold, retrieving and storing, via a corresponding application programming interface (API), the remote trusted data from the remote data source to improve response times for future data requests;
receiving, by an internal computing system of the service provider via a network, a request for an electronic form from a client software application executing on a client computing device of a client;
sending, by the internal computing system to the DTD computing system, a request for required data for the electronic form;
determining, by the DTD computing system, that a first portion of the required data for the electronic form was previously retrieved by the DTD computing system;
identifying, by the DTD computing system, a plurality of data sources from which to retrieve a remaining portion of the required data for the electronic form, the plurality of data sources corresponding to a plurality of services, each data source of the plurality of data sources associated with a respective reliability, the respective reliability of the data source determined based on historic data indicating accuracy of data retrieved from the data source, each of the plurality of services executed using a respective API call;
selecting, by the DTD computing system, a first trusted data source of the plurality of data sources based on the respective reliability of the first trusted data source being greater than the respective reliability of a second trusted data source of the plurality of data sources;
executing a first API call of the plurality of services to retrieve, by the DTD computing system, a first dataset from the first trusted data source of the plurality of data sources via a gateway computing device over the network to satisfy the request for the required data;
determining, by the DTD computing system, that a first value of the first dataset retrieved from the first trusted data source satisfies a threshold range of values, and that a second value of the required data is not included in the first dataset;
executing a second API call of the plurality of services to retrieve, by the DTD computing system, responsive to determining that the first value of the first dataset satisfies the threshold range of values and that the second value of the required data is not included in the first dataset, via the gateway computing device over the network, a second dataset from the second trusted data source of the plurality of data sources to satisfy the request for the required data, the second dataset including the second value;
sending, by the DTD computing system to the internal computing system, to satisfy the request for the required data, a plurality of values based on data previously obtained from the remote data source and on data obtained via at least one of the first trusted data source and the second trusted data source;
mapping, by the internal computing system, the plurality of values to corresponding fields of the electronic form;
generating, by the internal computing system, the electronic form having the corresponding fields populated with the plurality of values; and
providing, by the internal computing system, the electronic form including the first portion of the required data and the remaining portion of the required data to the client software application executing on the client computing device.
2 . The method of claim 1 , further comprising providing, by the DTD computing system, to the client computing device, a message that indicates the request for the required data was unable to be retrieved by the DTD computing system.
3 . The method of claim 1 , further comprising mapping, by the internal computing system, the required data with the corresponding fields in the electronic form.
4 . The method of claim 1 , wherein the second trusted data source is accessed in response to the first value being greater than a first threshold value of the threshold range of values.
5 . The method of claim 4 , wherein the first value further comprising consolidating the first value and the second value before sending the first value and the second value to the internal computing system.
6 . The method of claim 1 , wherein the internal computing system is a first internal computing system of the service provider, and wherein the first trusted data source is a second internal computing system of the service provider.
7 . The method of claim 6 , wherein the second trusted data source is an external computing system of a third party.
8 . The method of claim 1 , wherein the first trusted data source is an external computing system of a third party.
9 . The method of claim 8 , wherein the external computing system is a first external computing system of a first entity, and wherein the second trusted data source is a second external computing system of a second entity.
10 . The method of claim 1 , further comprising:
determining, by the internal computing system, a decision regarding whether to approve the client for a service associated with the electronic form; and
providing, by the internal computing system, the decision to the client computing device.
11 . The method of claim 1 , wherein the plurality of values includes one or more of the first portion of the required data, the first value, or the second value.
12 . The method of claim 1 , further comprising:
determining, by the DTD computing system, that a contradiction exists between at least one value of the first dataset retrieved from the first trusted data source and at least one other value of the second dataset retrieved from the second trusted data source, the contradiction identified responsive to the at least one value of the first dataset not matching the at least one other value of the second dataset; and
selecting, by the DTD computing system, responsive to determining that the contradiction exists, based on the respective reliability of the first trusted data source and the respective reliability of the second trusted data source, a third value of the first dataset and a fourth value of the second dataset to satisfy the request for the required data.
13 . The method of claim 12 , wherein the plurality of values includes one or more of the first portion of the required data, the first value, the second value, the third value, or the fourth value.
14 . A system for providing digital trusted data (DTD), the system comprising a DTD computing system of a service provider, the DTD computing system comprising:
a processor;
a network interface, wherein the DTD computing system is communicatively coupled, via the network interface, with an internal computing system of the service provider and a gateway computing device over a network; and
a memory having instructions that, when executed by the processor, are configured to direct the DTD computing system to:
determine, that an amount of time for a remote data source to provide remote trusted data in response to a corresponding request exceeds a threshold;
upon determining that the amount of time for the remote data source to provide the remote trusted data exceeds the threshold, retrieve and store, via a corresponding application programming interface (API), the remote trusted data from the remote data source to improve response times for future data requests;
receive, from the internal computing system, a request for an electronic form from a client software application executing on a client computing device of a client,
determine that a first portion of required data for the electronic form was previously retrieved by the DTD computing system;
identify a plurality of data sources from which to retrieve a remaining portion of the required data for the electronic form, the plurality of data sources corresponding to a plurality of services, each data source of the plurality of data sources associated with a respective reliability, the respective reliability of the data source determined based on historic data indicating accuracy of data retrieved from the data source, each of the plurality of services executed using a respective API call;
select a first trusted data source of the plurality of data sources based on the respective reliability of the first trusted data source being greater than the respective reliability of a second trusted data source of the plurality of data sources;
execute a first API call of the plurality of services to retrieve, a first dataset from the first trusted data source of the plurality of data sources via the gateway computing device over the network to satisfy the request for the required data;
determine that a first value of the first dataset retrieved from the first trusted data source has a value that satisfies a threshold range of values, and that a second value of the required data is not included in the first dataset;
execute a second API call of the plurality of services to retrieve, responsive to determining that the first value of the first dataset satisfies the threshold range of values and that the second value of the required data is not included in the first dataset, via the gateway computing device over the network, a second dataset from the second trusted data source of the plurality of data sources to satisfy the request for the required data, the second dataset including the second value; and
send a plurality of values based on the first dataset and the second dataset to the internal computing system to satisfy the request for the required data, causing the internal computing system to:
map the plurality of values to corresponding fields of the electronic form,
generate the electronic form having the corresponding fields populated with the plurality of values, and
provide the electronic form including the plurality of values to the client computing device.
15 . The system of claim 14 , wherein the plurality of values comprises the first value and the second value.
16 . The system of claim 14 , wherein the DTD is further configured to:
determine that a contradiction exists between at least one value of the first dataset retrieved from the first trusted data source and at least one other value of the second dataset retrieved from the second trusted data source, the contradiction identified responsive to the at least one value of the first dataset not matching the at least one other value of the second dataset; and
select, responsive to determining that the contradiction exists, based on the respective reliability of the first trusted data source and the respective reliability of the second trusted data source, a third value of the first dataset and a fourth value of the second dataset to satisfy the request for the required data.
17 . The system of claim 16 , wherein the plurality of values comprises the third value and the fourth value.
18 . The system of claim 14 , wherein the internal computing system is a first internal computing system, wherein the first trusted data source is a second internal computing system of the service provider, and wherein the second trusted data source is an external computing system of a third party.
19 . The system of claim 14 , wherein the second trusted data source is accessed in response to the first value being greater than a first threshold value of the threshold range of values.
20 . The system of claim 19 , wherein the DTD computing system is further configured to consolidate the first value and the second value before sending the first value and the second value to the internal computing system to satisfy the request for the required data.